City Report · AL

Clay

Pop. 10,273·22nd most expensive in Alabama·Rental market data updated monthly for Clay, AL
Median rent (all units)
$1,698/mo
Year-over-Year
Stable
Month-over-Month
+1.1%
vs US Median
-$267
Rising (Monthly)
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Most AffordableMost Expensive
Clay · $1,698
More affordable than 62% of US cities · National median $1,965/mo
Affordability
25% of income
AFFORDABLE
0%30% benchmark60%+

At $1,698/mo, rent takes about 25% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$68,000/yr
Local median income
$81,920/yr
Based on the 30%-of-income rule using Clay's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

3 BR
$1,698

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$20,376/yr
At $1,698/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.1% MoM), not inventory.
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Demographics

Who lives here

Clay, AL is majority owner-occupied, has a large share of families with children, 23.2% of residents hold a bachelor's degree or higher.

Population
10,273
Median income
$81,920
Median age
39.9
Renters
9.5%
Age distribution
28.2%
16.6%
24.4%
18.9%
Under 1828.2%
18–3416.6%
35–5424.4%
55–6412%
65+18.9%
Gender
46.9%
53.1%
Male46.9%
Female53.1%
Race & ethnicity
47.9%
43%
White47.9%
Black43%
Hispanic3.4%
Asian2.5%
Other3.2%
Education (25+)
31.1%
38.8%
23.2%
No HS diploma6.9%
HS diploma31.1%
Some college38.8%
Bachelor's+23.2%
Housing tenure
90.5%
Owner90.5%
Renter9.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Clay, AL has changed in 5 years

Income
$74,265 → $81,920
up 10.3%
Population
10,320 → 10,273
down 0.5%
Renter share
11.8% → 9.5%
-2.3 pts
Bachelor's+
20.5% → 23.2%
+2.7 pts

On the earnings side, the typical household in Clay, AL now reports about $81,920, up from $74,265 in 2021. The renter share has eased from 11.8% to 9.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 20.5% to 23.2% across the same window.

Community

Discussions about Clay

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View Clay rent history (2015–2026) →
Salary vs rent

Can you afford rent in Clay on your salary?

At $1,698/mo, how Clay rent compares to typical pay (30% rule).

By apartment size

Clay rent by bedroom count

Median rent for each apartment size in Clay. Click any size for full breakdown.

Local insights

Tips for renters in Clay

About renting in Clay, AL

Last updated: July 20, 2026

The median rent in Clay is $1,698/mo as of July 2026. and 3-bedroom units go for $1,698/mo.

At 25% of local median household income ($81,920/yr), Clay ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Clay an affordable city for renters?

Clay is considered affordable for renters. At $1,698/mo, rent takes approximately 25% of the local median household income ($81,920/yr). The standard benchmark is 30%. Clay falls comfortably within that range.

How much income do you need to rent in Clay?

To keep rent at or below 30% of gross income, you would need to earn at least $68,000/year (~$33/hour full-time) to afford the median rent of $1,698/mo in Clay. The local median household income is $81,920/yr, meaning the typical Clay household meets that threshold.

Is rent going up or down in Clay?

Rent in Clay has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Clay rent compare to other cities in Alabama?

Clay is one of the pricier cities in Alabama for rent, ranking #22 out of 70 tracked cities at $1,698/mo.

Which nearby cities are cheaper to rent in than Clay?

Several nearby cities have lower median rents than Clay ($1,698/mo): Jacksonville ($864/mo), Anniston ($1,027/mo), Talladega ($1,088/mo).

What percentage of Clay residents rent vs. own?

According to Census data, approximately 9.5% of Clay households are renters, while 90.5% are owner-occupied. Clay leans toward homeownership, which can mean a smaller rental inventory.

How does Clay rent compare to the national average?

Clay's median rent of $1,698/mo is $267 (14%) below the US national median of $1,965/mo. Within Alabama, it ranks #22 out of 70 tracked cities.
Income Affordability
25%
AFFORDABLE

At $1,698/mo, rent takes ~25% of Clay's median household income ($81,920/yr). The standard benchmark is 30%.

Clay 25%Benchmark 30%
State income tax2–5%
Run the Clay affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Clay, AL

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