City Report · AL

Spanish Fort

Pop. 10,662·26th most expensive in Alabama·Rental market data updated monthly for Spanish Fort, AL
Median rent (all units)
$1,612/mo
Year-over-Year
+4.0%
Month-over-Month
+0.2%
vs US Median
-$320
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Spanish Fort · $1,612
More affordable than 68% of US cities · National median $1,932/mo
Affordability
19% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,612/mo, rent takes about 19% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$64,000/yr
Local median income
$99,346/yr
Based on the 30%-of-income rule using Spanish Fort's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,260
2 BR
$1,500
3 BR
$1,870
4 BR+
$2,380
Fair Market Rent (HUD)
$1,500/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,612 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Spanish Fort is 0.2% below its high of $1,615 in May 2026, at $1,612 as of September 2026.

Past year vs. the rest of Alabama

Rent in Spanish Fort changed +4.0% over the year to September 2026. Across the 48 Alabama cities Zillow tracks, the typical change was +3.3%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($99,346) is $2,484 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,380).

Cheaper nearby

Mobile, 16 miles away, rents for 22% less ($1,258/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for Spanish Fort. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,344/yr
At $1,612/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.0% YoY, +0.2% MoM), not inventory.
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Demographics

Who lives here

Spanish Fort, AL is majority owner-occupied, has a large retiree population, has a median income above the national average, 49.1% of residents hold a bachelor's degree or higher.

Population
10,662
Median income
$99,346
Median age
40.9
Renters
34.2%
Age distribution
26.1%
18.6%
24.1%
20.4%
Under 1826.1%
18–3418.6%
35–5424.1%
55–6410.8%
65+20.4%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
81.6%
White81.6%
Black5.5%
Hispanic5.7%
Asian0.5%
Other6.7%
Education (25+)
16.4%
30.6%
49.1%
No HS diploma3.8%
HS diploma16.4%
Some college30.6%
Bachelor's+49.1%
Housing tenure
65.8%
34.2%
Owner65.8%
Renter34.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Spanish Fort, AL has changed in 5 years

Rent
$1,519 → $1,612
up 6.1%
Income
$89,504 → $99,346
up 11.0%
Population
9,720 → 10,662
up 9.7%
Renter share
34.1% → 34.2%
+0.1 pts
Bachelor's+
44.9% → 49.1%
+4.2 pts
Median age
36.4 → 40.9
+4.5 yrs

Compared with 2023, rent in Spanish Fort, AL has climbed by $93 per month, settling near $1,612 after starting the period at $1,519. Census figures show median household income at $99,346 today, compared with $89,504 five years earlier. Income growth outran rent by about 4.9 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 9,720 to 10,662 between 2021 and 2024, a 9.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 44.9% to 49.1%. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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View Spanish Fort rent history (2015–2026) →
Salary vs rent

Can you afford rent in Spanish Fort on your salary?

At $1,612/mo, how Spanish Fort rent compares to typical pay (30% rule).

By apartment size

Spanish Fort rent by bedroom count

Median rent for each apartment size in Spanish Fort. Click any size for full breakdown.

Local insights

Tips for renters in Spanish Fort

About renting in Spanish Fort, AL

Last updated: October 17, 2026

The median rent in Spanish Fort is $1,612/mo as of October 2026. A studio apartment averages $1,170/mo while a 2-bedroom runs $1,500/mo. One-bedroom apartments average $1,260/mo and 3-bedroom units go for $1,870/mo.

At 19% of local median household income ($99,346/yr), Spanish Fort ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Spanish Fort?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,612/mo in Spanish Fort. The local median household income is $99,346/yr, so the typical household meets that bar.

Is rent going up or down in Spanish Fort?

Rent in Spanish Fort has risen 4.0% over the past year as of September 2026. It sits 0.2% below its high of $1,615 in May 2026.

How does Spanish Fort rent compare to other cities in Alabama?

Spanish Fort is in the middle among Alabama cities for rent, ranking #26 of 66 tracked cities at $1,612/mo. Over the year to September 2026, rent in Spanish Fort changed +4.0%, against a typical +3.3% across the 48 Alabama cities Zillow tracks.

Which nearby cities are cheaper to rent in than Spanish Fort?

Nearby cities with lower median rent than Spanish Fort ($1,612/mo) include Chickasaw ($948/mo), Mobile ($1,258/mo), and Saraland ($1,404/mo).
Income Affordability
19%
VERY AFFORDABLE

At $1,612/mo, rent takes ~19% of Spanish Fort's median household income ($99,346/yr). The standard benchmark is 30%.

Spanish Fort 19%Benchmark 30%
State income tax2–5%
Run the Spanish Fort affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Spanish Fort, AL

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