City Report · CA

El Centro

Pop. 44,240·367th most expensive in California·Rental market data updated monthly for El Centro, CA
Median rent (all units)
$1,631/mo
Year-over-Year
Stable
Month-over-Month
-5.1%
vs US Median
-$331
Falling (Monthly)
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Most AffordableMost Expensive
El Centro · $1,631
More affordable than 67% of US cities · National median $1,962/mo
Affordability
37% of income
MODERATE
0%30% benchmark60%+

At $1,631/mo, rent takes about 37% of the local median household income, slightly above the 30% benchmark.

Income to afford
$65,000/yr
Local median income
$53,082/yr
Based on the 30%-of-income rule using El Centro's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$910
1 BR
$1,020
2 BR
$1,330
3 BR
$1,820
4 BR+
$2,220
Fair Market Rent (HUD)
$1,330/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,631 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$19,572/yr
At $1,631/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -5.1% MoM), not inventory.
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Demographics

Who lives here

El Centro, CA is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 14.9% of residents hold a bachelor's degree or higher.

Population
44,240
Median income
$53,082
Median age
31
Renters
50.5%
Age distribution
30.3%
25.2%
21%
14%
Under 1830.3%
18–3425.2%
35–5421%
55–649.5%
65+14%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
19.9%
86.7%
White19.9%
Black3.3%
Hispanic86.7%
Asian1.2%
Education (25+)
26.7%
27.1%
31.3%
14.9%
No HS diploma26.7%
HS diploma27.1%
Some college31.3%
Bachelor's+14.9%
Housing tenure
49.5%
50.5%
Owner49.5%
Renter50.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How El Centro, CA has changed in 5 years

Income
$49,244 → $53,082
up 7.8%
Population
44,322 → 44,240
down 0.2%
Renter share
51.3% → 50.5%
-0.8 pts
Bachelor's+
16.1% → 14.9%
-1.2 pts

Local incomes tracked alongside that move, going from a median of $49,244 in 2021 to $53,082 more recently.

Community

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View El Centro rent history (2015–2026) →
Salary vs rent

Can you afford rent in El Centro on your salary?

At $1,631/mo, how El Centro rent compares to typical pay (30% rule).

By apartment size

El Centro rent by bedroom count

Median rent for each apartment size in El Centro. Click any size for full breakdown.

Local insights

Tips for renters in El Centro

About renting in El Centro, CA

Last updated: August 17, 2026

The median rent in El Centro is $1,631/mo as of August 2026. A studio apartment averages $910/mo while a 2-bedroom runs $1,330/mo. One-bedroom apartments average $1,020/mo and 3-bedroom units go for $1,820/mo.

At 37% of local median household income ($53,082/yr), El Centro ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is El Centro an affordable city for renters?

El Centro is considered moderate for renters. At $1,631/mo, rent takes approximately 37% of the local median household income ($53,082/yr). The standard benchmark is 30%. El Centro slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in El Centro?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,631/mo in El Centro. The local median household income is $53,082/yr, meaning the typical El Centro household falls short of that threshold.

Is rent going up or down in El Centro?

Rent in El Centro has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does El Centro rent compare to other cities in California?

El Centro is one of the more affordable cities in California for rent, ranking #367 out of 381 tracked cities at $1,631/mo.

Which nearby cities are cheaper to rent in than El Centro?

Yuma is nearby and more affordable at $1,493/mo, which is $138 less than El Centro.

What percentage of El Centro residents rent vs. own?

According to Census data, approximately 50.5% of El Centro households are renters, while 49.5% are owner-occupied. With a majority renter population, El Centro has a strong rental market.

How does El Centro rent compare to the national average?

El Centro's median rent of $1,631/mo is $331 (17%) below the US national median of $1,962/mo. Within California, it ranks #367 out of 381 tracked cities.
Income Affordability
37%
MODERATE

At $1,631/mo, rent takes ~37% of El Centro's median household income ($53,082/yr). The standard benchmark is 30%.

El Centro 37%Benchmark 30%
State income tax1–13.3%
Run the El Centro affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near El Centro, CA

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