City Report · CA

Gilroy

Pop. 59,004·126th most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$3,099/mo
Year-over-Year
+3.8%
Month-over-Month
Stable
vs US Median
+$1,167
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Gilroy · $3,099
More expensive than 92% of US cities · National median $1,932/mo
Rent Reality Score
48/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Gilroy's 10-year trend predicts.

Actual rent
$3,099/mo
Expected by trend
$3,067/mo
The Rent Reality Score compares today's median rent to where Gilroy's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,150
1 BR
$2,430
2 BR
$2,820
3 BR
$3,610
4 BR+
$3,990
Fair Market Rent (HUD)
$2,820/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,099 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Gilroy is at its highest level since Zillow's records here began in January 2023.

Past year vs. the rest of California

Rent in Gilroy changed +3.8% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 3 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($133,107) is $3,328 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,820); a 3-bedroom is $3,610.

Cheaper nearby

Salinas, 23 miles away, rents for 18% less ($2,530/mo), about $6,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Gilroy. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$37,188/yr
At $3,099/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.8% YoY, +0.0% MoM), not inventory.
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Demographics

Who lives here

Gilroy, CA is majority owner-occupied, has a large share of families with children, has a median income above the national average, 29.3% of residents hold a bachelor's degree or higher.

Population
59,004
Median income
$133,107
Median age
37
Renters
37.6%
Age distribution
26.8%
21.3%
27.5%
13%
Under 1826.8%
18–3421.3%
35–5427.5%
55–6411.4%
65+13%
Gender
51%
49%
Male51%
Female49%
Race & ethnicity
31%
58.9%
White31%
Black1.9%
Hispanic58.9%
Asian9.4%
Education (25+)
16.6%
21.2%
32.9%
29.3%
No HS diploma16.6%
HS diploma21.2%
Some college32.9%
Bachelor's+29.3%
Housing tenure
62.4%
37.6%
Owner62.4%
Renter37.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Gilroy, CA has changed in 5 years

Rent
$2,801 → $3,099
up 10.6%
Income
$116,206 → $133,107
up 14.5%
Population
58,802 → 59,004
up 0.3%
Renter share
35.4% → 37.6%
+2.2 pts
Bachelor's+
28.5% → 29.3%
+0.8 pts
Median age
35 → 37
+2.0 yrs

Five years ago, renters in Gilroy, CA paid around $2,801 a month. That figure now sits near $3,099, up 10.6% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $116,206 in 2021 to $133,107 more recently. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. The renter share has risen from 35.4% to 37.6%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Gilroy, CA market of 2023.

Community

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View Gilroy rent history (2015–2026) →
Salary vs rent

Can you afford rent in Gilroy on your salary?

At $3,099/mo, how Gilroy rent compares to typical pay (30% rule).

By apartment size

Gilroy rent by bedroom count

Median rent for each apartment size in Gilroy. Click any size for full breakdown.

Local insights

Tips for renters in Gilroy

About renting in Gilroy, CA

Last updated: October 17, 2026

The median rent in Gilroy is $3,099/mo as of October 2026. A studio apartment averages $2,150/mo while a 2-bedroom runs $2,820/mo. One-bedroom apartments average $2,430/mo and 3-bedroom units go for $3,610/mo.

At 28% of local median household income ($133,107/yr), Gilroy ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Gilroy?

To keep rent at or below 30% of gross income, you would need to earn at least $124,000/year (about $60/hour full-time) to afford the median rent of $3,099/mo in Gilroy. The local median household income is $133,107/yr, so the typical household meets that bar.

Is rent going up or down in Gilroy?

Rent in Gilroy has risen 3.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2023.

How does Gilroy rent compare to other cities in California?

Gilroy is one of the pricier among California cities for rent, ranking #126 of 382 tracked cities at $3,099/mo. Over the year to September 2026, rent in Gilroy changed +3.8%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Gilroy?

Nearby cities with lower median rent than Gilroy ($3,099/mo) include Hollister ($2,889/mo).
Income Affordability
28%
AFFORDABLE

At $3,099/mo, rent takes ~28% of Gilroy's median household income ($133,107/yr). The standard benchmark is 30%.

Gilroy 28%Benchmark 30%
State income tax1–13.3%
Run the Gilroy affordability calculator →
Lowest-rent ZIP codes in Gilroy
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Gilroy, CA

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