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City Report · CA

Moraga

Pop. 16,769·47th most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$3,950/mo
Year-over-Year
Stable
Month-over-Month
-7.0%
vs US Median
+$1,985
Falling (Monthly)
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Most AffordableMost Expensive
Moraga · $3,950
More expensive than 97% of US cities · National median $1,965/mo
Affordability
22% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $3,950/mo, rent takes about 22% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$158,000/yr
Local median income
$216,193/yr
Based on the 30%-of-income rule using Moraga's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$2,270
1 BR
$2,590
2 BR
$3,150
3 BR
$4,030
4 BR+
$4,790
Research median
$3,150/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$47,400/yr
At $3,950/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -7.0% MoM), not inventory.
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Demographics

Who lives here

Moraga, CA is majority owner-occupied, has a median income above the national average, 81.8% of residents hold a bachelor's degree or higher.

Population
16,769
Median income
$216,193
Median age
40.1
Renters
16.9%
Age distribution
22.7%
20.5%
25.2%
19.8%
Under 1822.7%
18–3420.5%
35–5425.2%
55–6411.9%
65+19.8%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
61.7%
22.6%
White61.7%
Black1.5%
Hispanic9.1%
Asian22.6%
Other5.1%
Education (25+)
12.9%
81.8%
No HS diploma1.1%
HS diploma4.2%
Some college12.9%
Bachelor's+81.8%
Housing tenure
83.1%
16.9%
Owner83.1%
Renter16.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Moraga, CA has changed in 5 years

Income
$167,784 → $216,193
up 28.9%
Population
16,750 → 16,769
up 0.1%
Renter share
15.1% → 16.9%
+1.8 pts
Bachelor's+
77.2% → 81.8%
+4.6 pts
Median age
41.4 → 40.1
-1.3 yrs

Census figures show median household income at $216,193 today, compared with $167,784 five years earlier. The renter share has risen from 15.1% to 16.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 77.2% to 81.8% across the same window.

Community

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View Moraga rent history (2015–2026) →
Salary vs rent

Can you afford rent in Moraga on your salary?

At $3,950/mo, how Moraga rent compares to typical pay (30% rule).

By apartment size

Moraga rent by bedroom count

Median rent for each apartment size in Moraga. Click any size for full breakdown.

Local insights

Tips for renters in Moraga

About renting in Moraga, CA

Last updated: July 20, 2026

The median rent in Moraga is $3,950/mo as of July 2026. A studio apartment averages $2,270/mo while a 2-bedroom runs $3,150/mo. One-bedroom apartments average $2,590/mo and 3-bedroom units go for $4,030/mo.

At 22% of local median household income ($216,193/yr), Moraga ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Moraga an affordable city for renters?

Moraga is considered very affordable for renters. At $3,950/mo, rent takes approximately 22% of the local median household income ($216,193/yr). The standard benchmark is 30%. Moraga falls comfortably within that range.

How much income do you need to rent in Moraga?

To keep rent at or below 30% of gross income, you would need to earn at least $158,000/year (~$76/hour full-time) to afford the median rent of $3,950/mo in Moraga. The local median household income is $216,193/yr, meaning the typical Moraga household meets that threshold.

Is rent going up or down in Moraga?

Rent in Moraga has been relatively stable over the past year, with a 0.0% change year over year as of July 2026.

How does Moraga rent compare to other cities in California?

Moraga is one of the pricier cities in California for rent, ranking #47 out of 387 tracked cities at $3,950/mo.

Which nearby cities are cheaper to rent in than Moraga?

Several nearby cities have lower median rents than Moraga ($3,950/mo): Oakland ($2,614/mo), Pleasant Hill ($2,766/mo), Walnut Creek ($3,003/mo).

What percentage of Moraga residents rent vs. own?

According to Census data, approximately 16.9% of Moraga households are renters, while 83.1% are owner-occupied. Moraga leans toward homeownership, which can mean a smaller rental inventory.

How does Moraga rent compare to the national average?

Moraga's median rent of $3,950/mo is $1,985 (101%) above the US national median of $1,965/mo. Within California, it ranks #47 out of 387 tracked cities.
Income Affordability
22%
VERY AFFORDABLE

At $3,950/mo, rent takes ~22% of Moraga's median household income ($216,193/yr). The standard benchmark is 30%.

Moraga 22%Benchmark 30%
State income tax1–13.3%
Run the Moraga affordability calculator →
Lowest-rent ZIP codes in Moraga
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Moraga, CA

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