At $3,060/mo, rent takes about 17% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,060 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
30% of the median household income ($216,193) is $5,405 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($4,790).
From Zillow's monthly rent index (ZORI) for Moraga. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Moraga, CA is majority owner-occupied, has a median income above the national average, 81.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Moraga, CA has changed in 5 years
Census figures show median household income at $216,193 today, compared with $167,784 five years earlier. The renter share has risen from 15.1% to 16.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 77.2% to 81.8% across the same window.
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Can you afford rent in Moraga on your salary?
At $3,060/mo, how Moraga rent compares to typical pay (30% rule).
Moraga rent by bedroom count
Median rent for each apartment size in Moraga. Click any size for full breakdown.
Tips for renters in Moraga
Last updated: October 17, 2026
The median rent in Moraga is $3,060/mo as of October 2026. A studio apartment averages $2,270/mo while a 2-bedroom runs $3,150/mo. One-bedroom apartments average $2,590/mo and 3-bedroom units go for $4,030/mo.
At 17% of local median household income ($216,193/yr), Moraga ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.
Frequently asked questions
How much income do you need to rent in Moraga?
Is rent going up or down in Moraga?
How does Moraga rent compare to other cities in California?
Which nearby cities are cheaper to rent in than Moraga?
At $3,060/mo, rent takes ~17% of Moraga's median household income ($216,193/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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