City Report · CA

Rancho Mirage

Pop. 17,563·23rd most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$4,556/mo
Year-over-Year
+1.5%
Month-over-Month
-2.4%
vs US Median
+$2,624
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Rancho Mirage · $4,556
More expensive than 99% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Rancho Mirage's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$4,556/mo
Expected by trend
$4,747/mo
The Rent Reality Score compares today's median rent to where Rancho Mirage's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,850
1 BR
$1,930
2 BR
$2,400
3 BR
$3,200
4 BR+
$3,900
Fair Market Rent (HUD)
$2,400/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $4,556 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Rancho Mirage is 4% below its high of $4,748 in July 2026, at $4,556 as of September 2026.

Past year vs. the rest of California

Rent in Rancho Mirage changed +1.5% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($107,364) is $2,684 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,400); a 3-bedroom is $3,200.

Cheaper nearby

Cathedral City, 4 miles away, rents for 49% less ($2,343/mo), about $26,600 a year in savings.

From Zillow's monthly rent index (ZORI) for Rancho Mirage. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$54,672/yr
At $4,556/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 1.5% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+1.5% YoY, -2.4% MoM), not inventory.
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Demographics

Who lives here

Rancho Mirage, CA is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.6% of residents hold a bachelor's degree or higher.

Population
17,563
Median income
$107,364
Median age
66.1
Renters
18%
Age distribution
15%
17.8%
52.6%
Under 188.3%
18–346.3%
35–5415%
55–6417.8%
65+52.6%
Gender
52.9%
47.1%
Male52.9%
Female47.1%
Race & ethnicity
79.3%
14.1%
White79.3%
Black1.8%
Hispanic14.1%
Asian3.9%
Other0.9%
Education (25+)
16.4%
29.6%
48.6%
No HS diploma5.5%
HS diploma16.4%
Some college29.6%
Bachelor's+48.6%
Housing tenure
82%
18%
Owner82%
Renter18%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Rancho Mirage, CA has changed in 5 years

Rent
$3,593 → $4,556
up 26.8%
Income
$95,158 → $107,364
up 12.8%
Population
17,129 → 17,563
up 2.5%
Renter share
19.8% → 18%
-1.8 pts
Bachelor's+
44.3% → 48.6%
+4.3 pts
Median age
65 → 66.1
+1.1 yrs

Compared with 2022, rent in Rancho Mirage, CA has increased by $963 per month, settling near $4,556 after starting the period at $3,593. Household income in the area moved from $95,158 to $107,364 across the same window, up 12.8% versus 2021. Rent outpaced income growth by roughly 14.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 17,129 to 17,563 between 2021 and 2024, a 2.5% change. About 18% of households rent today, against 19.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 44.3% to 48.6%. Reading these numbers side by side helps frame whether current listings in Rancho Mirage, CA look reasonable against where the market sat half a decade ago.

Community

Discussions about Rancho Mirage

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View Rancho Mirage rent history (2015–2026) →
Salary vs rent

Can you afford rent in Rancho Mirage on your salary?

At $4,556/mo, how Rancho Mirage rent compares to typical pay (30% rule).

By apartment size

Rancho Mirage rent by bedroom count

Median rent for each apartment size in Rancho Mirage. Click any size for full breakdown.

Local insights

Tips for renters in Rancho Mirage

About renting in Rancho Mirage, CA

Last updated: October 17, 2026

The median rent in Rancho Mirage is $4,556/mo as of October 2026. A studio apartment averages $1,850/mo while a 2-bedroom runs $2,400/mo. One-bedroom apartments average $1,930/mo and 3-bedroom units go for $3,200/mo.

At 51% of local median household income ($107,364/yr), Rancho Mirage ranks as expensive compared to the national benchmark of 30%. Rents have increased 1.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Rancho Mirage?

To keep rent at or below 30% of gross income, you would need to earn at least $182,000/year (about $88/hour full-time) to afford the median rent of $4,556/mo in Rancho Mirage. The local median household income is $107,364/yr, so the typical household falls short of that bar.

Is rent going up or down in Rancho Mirage?

Rent in Rancho Mirage has risen 1.5% over the past year as of September 2026. It sits 4% below its high of $4,748 in July 2026.

How does Rancho Mirage rent compare to other cities in California?

Rancho Mirage is one of the pricier among California cities for rent, ranking #23 of 382 tracked cities at $4,556/mo. Over the year to September 2026, rent in Rancho Mirage changed +1.5%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Rancho Mirage?

Nearby cities with lower median rent than Rancho Mirage ($4,556/mo) include Desert Hot Springs ($2,038/mo), Palm Springs ($2,067/mo), and Cathedral City ($2,343/mo).
Income Affordability
51%
EXPENSIVE

At $4,556/mo, rent takes ~51% of Rancho Mirage's median household income ($107,364/yr). The standard benchmark is 30%.

Rancho Mirage 51%Benchmark 30%
State income tax1–13.3%
Run the Rancho Mirage affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Rancho Mirage, CA

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