City Report · CA

San Rafael

Pop. 60,433·117th most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$3,166/mo
Year-over-Year
+4.0%
Month-over-Month
+0.3%
vs US Median
+$1,234
Reported rents
Stable (Monthly)
Be the first to discuss San Rafael rents ↓
Most AffordableMost Expensive
San Rafael · $3,166
More expensive than 93% of US cities · National median $1,932/mo
Rent Reality Score
49/100
Fairly priced
OverheatedFairGreat value

Rents are right about where San Rafael's 10-year trend predicts.

Actual rent
$3,166/mo
Expected by trend
$3,152/mo
The Rent Reality Score compares today's median rent to where San Rafael's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,330
1 BR
$2,855
2 BR
$3,405
3 BR
$4,210
4 BR+
$4,520
Fair Market Rent (HUD)
$3,405/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,166 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in San Rafael usually run 1.4% below trend in January and 1.4% above it in August, about $89 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in San Rafael is at its highest level since Zillow's records here began in December 2016.

Past year vs. the rest of California

Rent in San Rafael changed +4.0% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in San Rafael rose 16.3% while median household income rose 30.2% ($91,742 to $119,435). Income kept ahead of rent.

Since before the pandemic

Rent in San Rafael is 22.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($119,435) is $2,986 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,855); a 2-bedroom is $3,405.

Cheaper nearby

San Pablo, 10 miles away, rents for 25% less ($2,375/mo), about $9,500 a year in savings.

From Zillow's monthly rent index (ZORI) for San Rafael. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$37,992/yr
At $3,166/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.0% YoY, +0.3% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

San Rafael, CA is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 49.7% of residents hold a bachelor's degree or higher.

Population
60,433
Median income
$119,435
Median age
43.2
Renters
47%
Age distribution
19.7%
19.2%
26.9%
13.8%
20.4%
Under 1819.7%
18–3419.2%
35–5426.9%
55–6413.8%
65+20.4%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
53.7%
35.5%
White53.7%
Black2.2%
Hispanic35.5%
Asian5.1%
Other3.6%
Education (25+)
15.2%
13.7%
21.4%
49.7%
No HS diploma15.2%
HS diploma13.7%
Some college21.4%
Bachelor's+49.7%
Housing tenure
53%
47%
Owner53%
Renter47%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How San Rafael, CA has changed in 5 years

Rent
$2,547 → $3,166
up 24.3%
Income
$104,521 → $119,435
up 14.3%
Population
61,158 → 60,433
down 1.2%
Renter share
49.5% → 47%
-2.5 pts
Bachelor's+
50.4% → 49.7%
-0.7 pts

Rent in San Rafael, CA has climbed 24.3% since 2021, going from about $2,547 per month to roughly $3,166 today. Census figures show median household income at $119,435 today, compared with $104,521 five years earlier. Rent outpaced income growth by roughly 10.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 61,158 to 60,433 between 2021 and 2024, a 1.2% change. About 47% of households rent today, against 49.5% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

Discussions about San Rafael

No discussions yet. Start the conversation.

View San Rafael rent history (2015–2026) →
Salary vs rent

Can you afford rent in San Rafael on your salary?

At $3,166/mo, how San Rafael rent compares to typical pay (30% rule).

By apartment size

San Rafael rent by bedroom count

Median rent for each apartment size in San Rafael. Click any size for full breakdown.

Local insights

Tips for renters in San Rafael

About renting in San Rafael, CA

Last updated: October 17, 2026

The median rent in San Rafael is $3,166/mo as of October 2026. A studio apartment averages $2,330/mo while a 2-bedroom runs $3,405/mo. One-bedroom apartments average $2,855/mo and 3-bedroom units go for $4,210/mo.

At 32% of local median household income ($119,435/yr), San Rafael ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in San Rafael?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (about $61/hour full-time) to afford the median rent of $3,166/mo in San Rafael. The local median household income is $119,435/yr, so the typical household falls short of that bar.

Is rent going up or down in San Rafael?

Rent in San Rafael has risen 4.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2016.

When is the cheapest time to rent in San Rafael?

Asking rents in San Rafael are usually lowest in January, about 1.4% below their yearly trend, and highest in August, about 1.4% above it. At today's median that is a gap of roughly $89 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in San Rafael?

No. From 2019 to 2024, rent in San Rafael rose 16.3% while median household income rose 30.2%, from $91,742 to $119,435. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which San Rafael neighborhoods have the lowest rent?

The most affordable ZIP codes in San Rafael are 94901 ($2,822/mo), and 94903 ($3,415/mo). Citywide, the median rent is $3,166/mo.

How does San Rafael rent compare to other cities in California?

San Rafael is one of the pricier among California cities for rent, ranking #117 of 382 tracked cities at $3,166/mo. Over the year to September 2026, rent in San Rafael changed +4.0%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than San Rafael?

Nearby cities with lower median rent than San Rafael ($3,166/mo) include Fairfax ($3,150/mo).
Income Affordability
32%
MODERATE

At $3,166/mo, rent takes ~32% of San Rafael's median household income ($119,435/yr). The standard benchmark is 30%.

San Rafael 32%Benchmark 30%
State income tax1–13.3%
Run the San Rafael affordability calculator →
Lowest-rent ZIP codes in San Rafael
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near San Rafael, CA

Recent submissions

Be the first to submit your rent for San Rafael.

Recent discussions

No discussions yet.