City Report · CA

Santa Barbara

Pop. 87,779·66th most expensive in California·One of the pricier rental markets in the US
Median rent (all units)
$3,642/mo
Year-over-Year
+4.4%
Month-over-Month
+0.8%
vs US Median
+$1,710
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Santa Barbara · $3,642
More expensive than 97% of US cities · National median $1,932/mo
Rent Reality Score
65/100
Good value
OverheatedFairGreat value

Rents are 7% below what Santa Barbara's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$3,642/mo
Expected by trend
$3,930/mo
The Rent Reality Score compares today's median rent to where Santa Barbara's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$3,000
1 BR
$3,382
2 BR
$3,812
3 BR
$5,050
4 BR+
$5,624
Fair Market Rent (HUD)
$3,812/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,642 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Santa Barbara usually run 0.8% below trend in December and 0.6% above it in July, about $51 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in Santa Barbara is at its highest level since Zillow's records here began in May 2016.

Past year vs. the rest of California

Rent in Santa Barbara changed +4.4% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Santa Barbara rose 45.9% while median household income rose 38.6% ($76,606 to $106,182). Rent outpaced income.

Since before the pandemic

Rent in Santa Barbara is 53.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($106,182) is $2,655 a month. That is less than HUD's Fair Market Rent for a studio ($3,000).

Spread across ZIP codes

The priciest of 5 ZIP codes in Santa Barbara, 93109 ($4,915/mo), costs 1.5 times the cheapest, 93101 ($3,332/mo).

Cheaper nearby

Ventura, 26 miles away, rents for 20% less ($2,898/mo), about $8,900 a year in savings.

From Zillow's monthly rent index (ZORI) for Santa Barbara. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$43,704/yr
At $3,642/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.4% YoY, +0.8% MoM), not inventory.
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Demographics

Who lives here

Santa Barbara, CA is majority renter-occupied, has a large retiree population, has a median income above the national average, 51.9% of residents hold a bachelor's degree or higher.

Population
87,779
Median income
$106,182
Median age
39.7
Renters
60.1%
Age distribution
17.7%
26.7%
22.9%
12.1%
20.6%
Under 1817.7%
18–3426.7%
35–5422.9%
55–6412.1%
65+20.6%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
58.6%
36.4%
White58.6%
Black1.6%
Hispanic36.4%
Asian3.6%
Education (25+)
12.2%
25%
51.9%
No HS diploma10.8%
HS diploma12.2%
Some college25%
Bachelor's+51.9%
Housing tenure
39.9%
60.1%
Owner39.9%
Renter60.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Santa Barbara, CA has changed in 5 years

Rent
$2,619 → $3,642
up 39.1%
Income
$89,243 → $106,182
up 19.0%
Population
89,132 → 87,779
down 1.5%
Renter share
58.9% → 60.1%
+1.2 pts
Bachelor's+
50.5% → 51.9%
+1.4 pts
Median age
39.1 → 39.7
+0.6 yrs

Five years ago, renters in Santa Barbara, CA paid around $2,619 a month. That figure now sits near $3,642, up 39.1% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $89,243 in 2021 to $106,182 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Santa Barbara, CA losing about 1,353 residents over the five-year window, down 1.5% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Santa Barbara, CA market of 2021.

Community

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View Santa Barbara rent history (2015–2026) →
Salary vs rent

Can you afford rent in Santa Barbara on your salary?

At $3,642/mo, how Santa Barbara rent compares to typical pay (30% rule).

By apartment size

Santa Barbara rent by bedroom count

Median rent for each apartment size in Santa Barbara. Click any size for full breakdown.

Local insights

Tips for renters in Santa Barbara

About renting in Santa Barbara, CA

Last updated: October 17, 2026

The median rent in Santa Barbara is $3,642/mo as of October 2026. A studio apartment averages $3,000/mo while a 2-bedroom runs $3,812/mo. One-bedroom apartments average $3,382/mo and 3-bedroom units go for $5,050/mo.

At 41% of local median household income ($106,182/yr), Santa Barbara ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Santa Barbara?

To keep rent at or below 30% of gross income, you would need to earn at least $146,000/year (about $70/hour full-time) to afford the median rent of $3,642/mo in Santa Barbara. The local median household income is $106,182/yr, so the typical household falls short of that bar.

Is rent going up or down in Santa Barbara?

Rent in Santa Barbara has risen 4.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in May 2016.

When is the cheapest time to rent in Santa Barbara?

Asking rents in Santa Barbara are usually lowest in December, about 0.8% below their yearly trend, and highest in July, about 0.6% above it. At today's median that is a gap of roughly $51 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in Santa Barbara?

Yes. From 2019 to 2024, rent in Santa Barbara rose 45.9% while median household income rose 38.6%, from $76,606 to $106,182. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Santa Barbara neighborhoods have the lowest rent?

The most affordable ZIP codes in Santa Barbara are 93101 ($3,332/mo), 93105 ($3,532/mo), and 93103 ($3,983/mo). Citywide, the median rent is $3,642/mo.

How does Santa Barbara rent compare to other cities in California?

Santa Barbara is one of the pricier among California cities for rent, ranking #66 of 382 tracked cities at $3,642/mo. Over the year to September 2026, rent in Santa Barbara changed +4.4%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Santa Barbara?

Nearby cities with lower median rent than Santa Barbara ($3,642/mo) include Ventura ($2,898/mo).
Income Affordability
41%
STRETCHED

At $3,642/mo, rent takes ~41% of Santa Barbara's median household income ($106,182/yr). The standard benchmark is 30%.

Santa Barbara 41%Benchmark 30%
State income tax1–13.3%
Run the Santa Barbara affordability calculator →
Lowest-rent ZIP codes in Santa Barbara
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Santa Barbara, CA

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