City Report · CA

Union City

Pop. 67,464·161st most expensive in California·Union City rents are up 7.7% over the past year
Median rent (all units)
$2,913/mo
Year-over-Year
+7.7%
Month-over-Month
+1.1%
vs US Median
+$981
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Union City · $2,913
More expensive than 89% of US cities · National median $1,932/mo
Rent Reality Score
42/100
Fairly priced
OverheatedFairGreat value

Rents are 4% above what Union City's 10-year trend predicts — running hotter than its own history.

Actual rent
$2,913/mo
Expected by trend
$2,795/mo
The Rent Reality Score compares today's median rent to where Union City's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$2,070
1 BR
$2,350
2 BR
$2,860
3 BR
$3,660
4 BR+
$4,350
Fair Market Rent (HUD)
$2,860/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,913 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Union City usually run 1.9% below trend in December and 1.6% above it in August, about $102 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in Union City is at its highest level since Zillow's records here began in December 2017.

Past year vs. the rest of California

Rent in Union City changed +7.6% over the year to September 2026. Across the 336 California cities Zillow tracks, the typical change was +3.4%.

Since before the pandemic

Rent in Union City is 22.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 4 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($133,715) is $3,343 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,860); a 3-bedroom is $3,660.

Cheaper nearby

San Leandro, 10 miles away, rents for 14% less ($2,517/mo), about $4,800 a year in savings.

From Zillow's monthly rent index (ZORI) for Union City. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,956/yr
At $2,913/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.7% YoY, +1.1% MoM), not inventory.
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Demographics

Who lives here

Union City, CA is majority owner-occupied, has a median income above the national average, 45.1% of residents hold a bachelor's degree or higher.

Population
67,464
Median income
$133,715
Median age
43
Renters
35.3%
Age distribution
17%
21.8%
28.1%
13.7%
19.4%
Under 1817%
18–3421.8%
35–5428.1%
55–6413.7%
65+19.4%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
16.1%
20.2%
57.5%
White16.1%
Black4.5%
Hispanic20.2%
Asian57.5%
Other1.7%
Education (25+)
13.4%
18.5%
23%
45.1%
No HS diploma13.4%
HS diploma18.5%
Some college23%
Bachelor's+45.1%
Housing tenure
64.7%
35.3%
Owner64.7%
Renter35.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Union City, CA has changed in 5 years

Rent
$2,346 → $2,913
up 24.2%
Income
$127,828 → $133,715
up 4.6%
Population
70,828 → 67,464
down 4.7%
Renter share
34.4% → 35.3%
+0.9 pts
Bachelor's+
41.8% → 45.1%
+3.3 pts
Median age
40.8 → 43
+2.2 yrs

Since 2021, the typical rent in Union City, CA has increased from $2,346 to $2,913, a 24.2% change over five years. Census figures show median household income at $133,715 today, compared with $127,828 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 4.7% since 2021, moving from about 70,828 residents to roughly 67,464. College-educated residents now make up 45.1% of adults here, versus 41.8% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

Discussions about Union City

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View Union City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Union City on your salary?

At $2,913/mo, how Union City rent compares to typical pay (30% rule).

By apartment size

Union City rent by bedroom count

Median rent for each apartment size in Union City. Click any size for full breakdown.

Local insights

Tips for renters in Union City

About renting in Union City, CA

Last updated: October 17, 2026

The median rent in Union City is $2,913/mo as of October 2026. A studio apartment averages $2,070/mo while a 2-bedroom runs $2,860/mo. One-bedroom apartments average $2,350/mo and 3-bedroom units go for $3,660/mo.

At 26% of local median household income ($133,715/yr), Union City ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Union City?

To keep rent at or below 30% of gross income, you would need to earn at least $117,000/year (about $56/hour full-time) to afford the median rent of $2,913/mo in Union City. The local median household income is $133,715/yr, so the typical household meets that bar.

Is rent going up or down in Union City?

Rent in Union City has risen 7.7% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2017.

When is the cheapest time to rent in Union City?

Asking rents in Union City are usually lowest in December, about 1.9% below their yearly trend, and highest in August, about 1.6% above it. At today's median that is a gap of roughly $102 a month. This pattern comes from 8 years of Zillow rent data.

How does Union City rent compare to other cities in California?

Union City is in the middle among California cities for rent, ranking #161 of 382 tracked cities at $2,913/mo. Over the year to September 2026, rent in Union City changed +7.6%, against a typical +3.4% across the 336 California cities Zillow tracks.

Which nearby cities are cheaper to rent in than Union City?

Nearby cities with lower median rent than Union City ($2,913/mo) include Hayward ($2,652/mo), and San Lorenzo ($2,734/mo).
Income Affordability
26%
AFFORDABLE

At $2,913/mo, rent takes ~26% of Union City's median household income ($133,715/yr). The standard benchmark is 30%.

Union City 26%Benchmark 30%
State income tax1–13.3%
Run the Union City affordability calculator →
Lowest-rent ZIP codes in Union City
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Union City, CA

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