City Report · CO

Golden

Pop. 20,417·29th most expensive in Colorado·Rental market data updated monthly for Golden, CO
Median rent (all units)
$2,100/mo
Year-over-Year
-0.4%
Month-over-Month
+0.1%
vs US Median
+$168
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Golden · $2,100
More expensive than 65% of US cities · National median $1,932/mo
Rent Reality Score
72/100
Good value
OverheatedFairGreat value

Rents are 11% below what Golden's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,100/mo
Expected by trend
$2,360/mo
The Rent Reality Score compares today's median rent to where Golden's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,685
1 BR
$1,840
2 BR
$2,200
3 BR
$2,875
4 BR+
$3,220
Fair Market Rent (HUD)
$2,200/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,100 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Golden usually run 2.2% below trend in December and 1.3% above it in July, about $74 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in Golden is 2.1% below its high of $2,145 in March 2025, at $2,100 as of September 2026.

Past year vs. the rest of Colorado

Rent in Golden changed -0.4% over the year to September 2026. Across the 60 Colorado cities Zillow tracks, the typical change was +1.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Golden rose 32% while median household income rose 36.3% ($72,349 to $98,582). Income kept ahead of rent.

Since before the pandemic

Rent in Golden is 31.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($98,582) is $2,465 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,200); a 3-bedroom is $2,875.

Cheaper nearby

Wheat Ridge, 9 miles away, rents for 10% less ($1,881/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for Golden. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,200/yr
At $2,100/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.4% YoY, +0.1% MoM), not inventory.
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Demographics

Who lives here

Golden, CO is majority owner-occupied, skews toward younger working-age adults, has a median income above the national average, 59.1% of residents hold a bachelor's degree or higher.

Population
20,417
Median income
$98,582
Median age
34.6
Renters
43.2%
Age distribution
16.7%
33.9%
24.8%
13.2%
Under 1816.7%
18–3433.9%
35–5424.8%
55–6411.5%
65+13.2%
Gender
58%
42%
Male58%
Female42%
Race & ethnicity
84.4%
White84.4%
Black1.1%
Hispanic7.9%
Asian4%
Other2.7%
Education (25+)
16.2%
20.7%
59.1%
No HS diploma4.1%
HS diploma16.2%
Some college20.7%
Bachelor's+59.1%
Housing tenure
56.8%
43.2%
Owner56.8%
Renter43.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Golden, CO has changed in 5 years

Rent
$1,690 → $2,100
up 24.3%
Income
$83,976 → $98,582
up 17.4%
Population
20,041 → 20,417
up 1.9%
Renter share
41.2% → 43.2%
+2.0 pts
Bachelor's+
55.6% → 59.1%
+3.5 pts

Rent in Golden, CO has increased 24.3% since 2021, going from about $1,690 per month to roughly $2,100 today. Census figures show median household income at $98,582 today, compared with $83,976 five years earlier. Rent outpaced income growth by roughly 6.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 20,041 to 20,417 between 2021 and 2024, a 1.9% change. About 43.2% of households rent today, against 41.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 55.6% to 59.1%. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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View Golden rent history (2015–2026) →
Salary vs rent

Can you afford rent in Golden on your salary?

At $2,100/mo, how Golden rent compares to typical pay (30% rule).

By apartment size

Golden rent by bedroom count

Median rent for each apartment size in Golden. Click any size for full breakdown.

Local insights

Tips for renters in Golden

About renting in Golden, CO

Last updated: October 17, 2026

The median rent in Golden is $2,100/mo as of October 2026. A studio apartment averages $1,685/mo while a 2-bedroom runs $2,200/mo. One-bedroom apartments average $1,840/mo and 3-bedroom units go for $2,875/mo.

At 26% of local median household income ($98,582/yr), Golden ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Golden?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,100/mo in Golden. The local median household income is $98,582/yr, so the typical household meets that bar.

Is rent going up or down in Golden?

Rent in Golden has been roughly flat over the past year as of September 2026, a -0.4% change. It sits 2.1% below its high of $2,145 in March 2025.

When is the cheapest time to rent in Golden?

Asking rents in Golden are usually lowest in December, about 2.2% below their yearly trend, and highest in July, about 1.3% above it. At today's median that is a gap of roughly $74 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in Golden?

No. From 2019 to 2024, rent in Golden rose 32% while median household income rose 36.3%, from $72,349 to $98,582. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Golden neighborhoods have the lowest rent?

The most affordable ZIP codes in Golden are 80401 ($2,104/mo), and 80403 ($2,525/mo). Citywide, the median rent is $2,100/mo.

How does Golden rent compare to other cities in Colorado?

Golden is in the middle among Colorado cities for rent, ranking #29 of 68 tracked cities at $2,100/mo. Over the year to September 2026, rent in Golden changed -0.4%, against a typical +1.4% across the 60 Colorado cities Zillow tracks.

Which nearby cities are cheaper to rent in than Golden?

Nearby cities with lower median rent than Golden ($2,100/mo) include Lakewood ($1,800/mo), Wheat Ridge ($1,881/mo), and Arvada ($2,088/mo).
Income Affordability
26%
AFFORDABLE

At $2,100/mo, rent takes ~26% of Golden's median household income ($98,582/yr). The standard benchmark is 30%.

Golden 26%Benchmark 30%
State income tax4.4%
Run the Golden affordability calculator →
Lowest-rent ZIP codes in Golden
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Golden, CO

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