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City Report · GA

Saint Simons Island

·1st most expensive in Georgia·Saint Simons Island rents are up 17.9% over the past year
Median rent (all units)
$2,971/mo
Year-over-Year
+17.9%
Month-over-Month
+0.8%
vs US Median
+$1,009
Rising (Monthly)
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Most AffordableMost Expensive
Saint Simons Island · $2,971
More expensive than 90% of US cities · National median $1,962/mo
Affordability
50% of income
STRETCHED
0%30% benchmark60%+

At $2,971/mo, rent takes about 50% of the US median household income, well above the 30% benchmark.

Income to afford
$119,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Saint Simons Island's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,480
1 BR
$1,610
2 BR
$1,890
3 BR
$2,350
4 BR+
$2,910
Fair Market Rent (HUD)
$1,890/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,971 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$35,652/yr
At $2,971/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 17.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+17.9% YoY, +0.8% MoM), not inventory.
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View Saint Simons Island rent history (2015–2026) →
Salary vs rent

Can you afford rent in Saint Simons Island on your salary?

At $2,971/mo, how Saint Simons Island rent compares to typical pay (30% rule).

By apartment size

Saint Simons Island rent by bedroom count

Median rent for each apartment size in Saint Simons Island. Click any size for full breakdown.

Local insights

Tips for renters in Saint Simons Island

About renting in Saint Simons Island, GA

Last updated: August 17, 2026

The median rent in Saint Simons Island is $2,971/mo as of August 2026. A studio apartment averages $1,480/mo while a 2-bedroom runs $1,890/mo. One-bedroom apartments average $1,610/mo and 3-bedroom units go for $2,350/mo.

At 50% of estimated US median household income ($72,000/yr), Saint Simons Island ranks as moderate compared to the national benchmark of 30%. Rents have increased 17.9% over the past year.

FAQ

Frequently asked questions

Is Saint Simons Island an affordable city for renters?

Saint Simons Island is considered stretched for renters. At $2,971/mo, rent takes approximately 50% of the US median household income ($72,000/yr). The standard benchmark is 30%. Saint Simons Island significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Saint Simons Island?

To keep rent at or below 30% of gross income, you would need to earn at least $119,000/year (~$57/hour full-time) to afford the median rent of $2,971/mo in Saint Simons Island.

Is rent going up or down in Saint Simons Island?

Rent in Saint Simons Island has increased 17.9% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Saint Simons Island rent compare to other cities in Georgia?

Saint Simons Island is one of the pricier cities in Georgia for rent, ranking #1 out of 133 tracked cities at $2,971/mo.

Which nearby cities are cheaper to rent in than Saint Simons Island?

Several nearby cities have lower median rents than Saint Simons Island ($2,971/mo): Brunswick ($1,566/mo), Saint Marys ($1,637/mo), Kingsland ($1,698/mo).

How does Saint Simons Island rent compare to the national average?

Saint Simons Island's median rent of $2,971/mo is $1,009 (51%) above the US national median of $1,962/mo. Within Georgia, it ranks #1 out of 133 tracked cities.
Income Affordability
50%
STRETCHED

At $2,971/mo, rent takes ~50% of US median household income ($72,000/yr). The standard benchmark is 30%.

Saint Simons Island 50%Benchmark 30%
State income tax4.99%
Run the Saint Simons Island affordability calculator →
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Neighborhoods

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Public schools near Saint Simons Island, GA

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