City Report · IA

Council Bluffs

Pop. 62,586·10th most expensive in Iowa·Council Bluffs rents are up 10.8% over the past year
Median rent (all units)
$1,348/mo
Year-over-Year
+10.8%
Month-over-Month
+3.1%
vs US Median
-$617
Rising (Monthly)
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Most AffordableMost Expensive
Council Bluffs · $1,348
More affordable than 85% of US cities · National median $1,965/mo
Rent Reality Score
48/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Council Bluffs's 10-year trend predicts.

Actual rent
$1,348/mo
Expected by trend
$1,333/mo
The Rent Reality Score compares today's median rent to where Council Bluffs's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$865
1 BR
$920
2 BR
$1,100
3 BR
$1,460
4 BR+
$1,625
Research median
$1,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,176/yr
At $1,348/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.8% YoY, +3.1% MoM), not inventory.
Rent check

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Demographics

Who lives here

Council Bluffs, IA is majority owner-occupied, has a median income below the national average, 21.5% of residents hold a bachelor's degree or higher.

Population
62,586
Median income
$64,578
Median age
38.7
Renters
36.9%
Age distribution
22.2%
23.1%
24.2%
13%
17.5%
Under 1822.2%
18–3423.1%
35–5424.2%
55–6413%
65+17.5%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
85.4%
White85.4%
Black2.8%
Hispanic11.6%
Asian1.1%
Education (25+)
35.3%
31.7%
21.5%
No HS diploma11.5%
HS diploma35.3%
Some college31.7%
Bachelor's+21.5%
Housing tenure
63.1%
36.9%
Owner63.1%
Renter36.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Council Bluffs, IA has changed in 5 years

Rent
$1,020 → $1,348
up 32.2%
Income
$57,683 → $64,578
up 12.0%
Population
62,617 → 62,586
up 0.0%
Renter share
36.5% → 36.9%
+0.4 pts
Bachelor's+
20.3% → 21.5%
+1.2 pts

Across the past five years, the going rent in Council Bluffs, IA has shifted from $1,020 to $1,348, up 32.2% since 2022. Median household income climbed from $57,683 to $64,578 between 2021 and 2024, a 12.0% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Taken together, the five-year picture in Council Bluffs, IA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Council Bluffs rent history (2015–2026) →
Salary vs rent

Can you afford rent in Council Bluffs on your salary?

At $1,348/mo, how Council Bluffs rent compares to typical pay (30% rule).

By apartment size

Council Bluffs rent by bedroom count

Median rent for each apartment size in Council Bluffs. Click any size for full breakdown.

Local insights

Tips for renters in Council Bluffs

About renting in Council Bluffs, IA

Last updated: July 20, 2026

The median rent in Council Bluffs is $1,348/mo as of July 2026. A studio apartment averages $865/mo while a 2-bedroom runs $1,100/mo. One-bedroom apartments average $920/mo and 3-bedroom units go for $1,460/mo.

At 25% of local median household income ($64,578/yr), Council Bluffs ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.8% over the past year.

FAQ

Frequently asked questions

Is Council Bluffs an affordable city for renters?

Council Bluffs is considered affordable for renters. At $1,348/mo, rent takes approximately 25% of the local median household income ($64,578/yr). The standard benchmark is 30%. Council Bluffs falls comfortably within that range.

How much income do you need to rent in Council Bluffs?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (~$26/hour full-time) to afford the median rent of $1,348/mo in Council Bluffs. The local median household income is $64,578/yr, meaning the typical Council Bluffs household meets that threshold.

Is rent going up or down in Council Bluffs?

Rent in Council Bluffs has increased 10.8% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Council Bluffs neighborhoods have the lowest rent?

The most affordable ZIP codes in Council Bluffs are 51503 ($1,270/mo), and 51501 ($1,375/mo). Citywide, the median rent in Council Bluffs is $1,348/mo.

How does Council Bluffs rent compare to other cities in Iowa?

Council Bluffs is one of the pricier cities in Iowa for rent, ranking #10 out of 32 tracked cities at $1,348/mo.

Which nearby cities are cheaper to rent in than Council Bluffs?

Several nearby cities have lower median rents than Council Bluffs ($1,348/mo): Plattsmouth ($1,276/mo), La Vista ($1,315/mo).

What percentage of Council Bluffs residents rent vs. own?

According to Census data, approximately 36.9% of Council Bluffs households are renters, while 63.1% are owner-occupied. Council Bluffs leans toward homeownership, which can mean a smaller rental inventory.

How does Council Bluffs rent compare to the national average?

Council Bluffs's median rent of $1,348/mo is $617 (31%) below the US national median of $1,965/mo. Within Iowa, it ranks #10 out of 32 tracked cities.
Income Affordability
25%
AFFORDABLE

At $1,348/mo, rent takes ~25% of Council Bluffs's median household income ($64,578/yr). The standard benchmark is 30%.

Council Bluffs 25%Benchmark 30%
State income tax3.8%
Run the Council Bluffs affordability calculator →
Lowest-rent ZIP codes in Council Bluffs
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Council Bluffs, IA

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