City Report · IA

Dubuque

Pop. 59,174·22nd most expensive in Iowa·One of the most affordable rental markets in the US
Median rent (all units)
$1,073/mo
Year-over-Year
+4.1%
Month-over-Month
+0.8%
vs US Median
-$859
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Dubuque · $1,073
More affordable than 96% of US cities · National median $1,932/mo
Rent Reality Score
57/100
Fairly priced
OverheatedFairGreat value

Rents are 3% below what Dubuque's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,073/mo
Expected by trend
$1,110/mo
The Rent Reality Score compares today's median rent to where Dubuque's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$710
1 BR
$750
2 BR
$980
3 BR
$1,290
4 BR+
$1,650
Fair Market Rent (HUD)
$980/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,073 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Dubuque is at its highest level since Zillow's records here began in December 2021.

Past year vs. the rest of Iowa

Rent in Dubuque changed +4.1% over the year to September 2026. Across the 26 Iowa cities Zillow tracks, the typical change was +4.5%.

Recent direction

Rent has risen 4 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($65,845) is $1,646 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,290); a 4-bedroom is $1,650.

From Zillow's monthly rent index (ZORI) for Dubuque. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$12,876/yr
At $1,073/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.1% YoY, +0.8% MoM), not inventory.
Rent check

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Demographics

Who lives here

Dubuque, IA is majority owner-occupied, has a large retiree population, has a median income below the national average, 34% of residents hold a bachelor's degree or higher.

Population
59,174
Median income
$65,845
Median age
38.1
Renters
34.2%
Age distribution
19.9%
26.2%
21.2%
20.7%
Under 1819.9%
18–3426.2%
35–5421.2%
55–6411.9%
65+20.7%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
85.9%
White85.9%
Black4.2%
Hispanic3%
Asian1.6%
Other5.3%
Education (25+)
31%
28.7%
34%
No HS diploma6.3%
HS diploma31%
Some college28.7%
Bachelor's+34%
Housing tenure
65.8%
34.2%
Owner65.8%
Renter34.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Dubuque, IA has changed in 5 years

Rent
$826 → $1,073
up 29.9%
Income
$58,691 → $65,845
up 12.2%
Population
59,379 → 59,174
down 0.3%
Renter share
35% → 34.2%
-0.8 pts
Bachelor's+
33.2% → 34%
+0.8 pts
Median age
37.6 → 38.1
+0.5 yrs

The median rent in Dubuque, IA stood at $826 in 2022 and currently runs about $1,073, reflecting a 29.9% increase over the period. On the earnings side, the typical household in Dubuque, IA now reports about $65,845, up from $58,691 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and Dubuque, IA reflects that arc in its own way.

Community

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View Dubuque rent history (2015–2026) →
Salary vs rent

Can you afford rent in Dubuque on your salary?

At $1,073/mo, how Dubuque rent compares to typical pay (30% rule).

By apartment size

Dubuque rent by bedroom count

Median rent for each apartment size in Dubuque. Click any size for full breakdown.

Local insights

Tips for renters in Dubuque

About renting in Dubuque, IA

Last updated: October 17, 2026

The median rent in Dubuque is $1,073/mo as of October 2026. A studio apartment averages $710/mo while a 2-bedroom runs $980/mo. One-bedroom apartments average $750/mo and 3-bedroom units go for $1,290/mo.

At 20% of local median household income ($65,845/yr), Dubuque ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Dubuque?

To keep rent at or below 30% of gross income, you would need to earn at least $43,000/year (about $21/hour full-time) to afford the median rent of $1,073/mo in Dubuque. The local median household income is $65,845/yr, so the typical household meets that bar.

Is rent going up or down in Dubuque?

Rent in Dubuque has risen 4.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2021.

How does Dubuque rent compare to other cities in Iowa?

Dubuque is one of the more affordable among Iowa cities for rent, ranking #22 of 32 tracked cities at $1,073/mo. Over the year to September 2026, rent in Dubuque changed +4.1%, against a typical +4.5% across the 26 Iowa cities Zillow tracks.

Which nearby cities are cheaper to rent in than Dubuque?

Nearby cities with lower median rent than Dubuque ($1,073/mo) include Clinton ($775/mo), and Davenport ($965/mo).
Income Affordability
20%
VERY AFFORDABLE

At $1,073/mo, rent takes ~20% of Dubuque's median household income ($65,845/yr). The standard benchmark is 30%.

Dubuque 20%Benchmark 30%
State income tax3.8%
Run the Dubuque affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Dubuque, IA

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