City Report · IL

Rock Island

Pop. 36,151·131st most expensive in Illinois·Rock Island rents are up 6.2% over the past year
Median rent (all units)
$932/mo
Year-over-Year
+6.2%
Month-over-Month
+2.0%
vs US Median
-$1,000
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Rock Island · $932
More affordable than 99% of US cities · National median $1,932/mo
Rent Reality Score
53/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Rock Island's 10-year trend predicts.

Actual rent
$932/mo
Expected by trend
$947/mo
The Rent Reality Score compares today's median rent to where Rock Island's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$680
1 BR
$800
2 BR
$990
3 BR
$1,290
4 BR+
$1,520
Fair Market Rent (HUD)
$990/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $932 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Rock Island is at its highest level since Zillow's records here began in June 2023.

Past year vs. the rest of Illinois

Rent in Rock Island changed +6.2% over the year to September 2026. Across the 94 Illinois cities Zillow tracks, the typical change was +4.0%.

Recent direction

Rent has risen 5 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($59,041) is $1,476 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,290); a 4-bedroom is $1,520.

From Zillow's monthly rent index (ZORI) for Rock Island. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$11,184/yr
At $932/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.2% YoY, +2.0% MoM), not inventory.
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Demographics

Who lives here

Rock Island, IL is majority owner-occupied, has a median income below the national average, 24.5% of residents hold a bachelor's degree or higher.

Population
36,151
Median income
$59,041
Median age
37.4
Renters
35.2%
Age distribution
21%
27%
20.9%
12.3%
18.8%
Under 1821%
18–3427%
35–5420.9%
55–6412.3%
65+18.8%
Gender
49.8%
50.2%
Male49.8%
Female50.2%
Race & ethnicity
65%
17.2%
13.3%
White65%
Black17.2%
Hispanic13.3%
Asian3.8%
Other0.7%
Education (25+)
31.2%
34.6%
24.5%
No HS diploma9.6%
HS diploma31.2%
Some college34.6%
Bachelor's+24.5%
Housing tenure
64.8%
35.2%
Owner64.8%
Renter35.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Rock Island, IL has changed in 5 years

Income
$50,965 → $59,041
up 15.8%
Population
37,519 → 36,151
down 3.6%
Renter share
38.9% → 35.2%
-3.7 pts
Bachelor's+
21.9% → 24.5%
+2.6 pts
Median age
35.4 → 37.4
+2.0 yrs

Census figures show median household income at $59,041 today, compared with $50,965 five years earlier. Headcount in the area went from 37,519 to 36,151 between 2021 and 2024, a 3.6% change. About 35.2% of households rent today, against 38.9% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 21.9% to 24.5%.

Community

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View Rock Island rent history (2015–2026) →
Salary vs rent

Can you afford rent in Rock Island on your salary?

At $932/mo, how Rock Island rent compares to typical pay (30% rule).

By apartment size

Rock Island rent by bedroom count

Median rent for each apartment size in Rock Island. Click any size for full breakdown.

Local insights

Tips for renters in Rock Island

About renting in Rock Island, IL

Last updated: October 17, 2026

The median rent in Rock Island is $932/mo as of October 2026. A studio apartment averages $680/mo while a 2-bedroom runs $990/mo. One-bedroom apartments average $800/mo and 3-bedroom units go for $1,290/mo.

At 19% of local median household income ($59,041/yr), Rock Island ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Rock Island?

To keep rent at or below 30% of gross income, you would need to earn at least $37,000/year (about $18/hour full-time) to afford the median rent of $932/mo in Rock Island. The local median household income is $59,041/yr, so the typical household meets that bar.

Is rent going up or down in Rock Island?

Rent in Rock Island has risen 6.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2023.

How does Rock Island rent compare to other cities in Illinois?

Rock Island is one of the more affordable among Illinois cities for rent, ranking #131 of 137 tracked cities at $932/mo. Over the year to September 2026, rent in Rock Island changed +6.2%, against a typical +4.0% across the 94 Illinois cities Zillow tracks.

Which nearby cities are cheaper to rent in than Rock Island?

Nearby cities with lower median rent than Rock Island ($932/mo) include Clinton ($775/mo).
Income Affordability
19%
VERY AFFORDABLE

At $932/mo, rent takes ~19% of Rock Island's median household income ($59,041/yr). The standard benchmark is 30%.

Rock Island 19%Benchmark 30%
State income tax4.95%
Run the Rock Island affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Rock Island, IL

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