City Report · IL

Zion

Pop. 24,600·103rd most expensive in Illinois·One of the most affordable rental markets in the US
Median rent (all units)
$1,396/mo
Year-over-Year
+1.2%
Month-over-Month
-0.7%
vs US Median
-$536
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Zion · $1,396
More affordable than 82% of US cities · National median $1,932/mo
Affordability
27% of income
AFFORDABLE
0%30% benchmark60%+

At $1,396/mo, rent takes about 27% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$56,000/yr
Local median income
$63,104/yr
Based on the 30%-of-income rule using Zion's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,280
1 BR
$1,360
2 BR
$1,540
3 BR
$1,980
4 BR+
$2,320
Fair Market Rent (HUD)
$1,540/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,396 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Illinois

Rent in Zion changed +1.2% over the year to September 2026. Across the 94 Illinois cities Zillow tracks, the typical change was +4.0%.

Recent direction

Rent has fallen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($63,104) is $1,578 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,540); a 3-bedroom is $1,980.

Cheaper nearby

Racine, WI, 18 miles away, rents for 13% less ($1,215/mo), about $2,200 a year in savings.

From Zillow's monthly rent index (ZORI) for Zion. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,752/yr
At $1,396/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.2% YoY, -0.7% MoM), not inventory.
Rent check

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Demographics

Who lives here

Zion, IL is majority owner-occupied, has a large share of families with children, has a median income below the national average, 15.1% of residents hold a bachelor's degree or higher.

Population
24,600
Median income
$63,104
Median age
32.3
Renters
42.2%
Age distribution
28.5%
25%
24.2%
Under 1828.5%
18–3425%
35–5424.2%
55–6411%
65+11.4%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
32.2%
25.1%
43.7%
White32.2%
Black25.1%
Hispanic43.7%
Asian3%
Education (25+)
15.9%
35.9%
33.1%
15.1%
No HS diploma15.9%
HS diploma35.9%
Some college33.1%
Bachelor's+15.1%
Housing tenure
57.8%
42.2%
Owner57.8%
Renter42.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Zion, IL has changed in 5 years

Income
$58,431 → $63,104
up 8.0%
Population
24,660 → 24,600
down 0.2%
Renter share
42.9% → 42.2%
-0.7 pts
Bachelor's+
16.6% → 15.1%
-1.5 pts

On the earnings side, the typical household in Zion, IL now reports about $63,104, up from $58,431 in 2021.

Community

Discussions about Zion

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View Zion rent history (2015–2026) →
Salary vs rent

Can you afford rent in Zion on your salary?

At $1,396/mo, how Zion rent compares to typical pay (30% rule).

By apartment size

Zion rent by bedroom count

Median rent for each apartment size in Zion. Click any size for full breakdown.

Local insights

Tips for renters in Zion

About renting in Zion, IL

Last updated: October 17, 2026

The median rent in Zion is $1,396/mo as of October 2026. A studio apartment averages $1,280/mo while a 2-bedroom runs $1,540/mo. One-bedroom apartments average $1,360/mo and 3-bedroom units go for $1,980/mo.

At 27% of local median household income ($63,104/yr), Zion ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Zion?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,396/mo in Zion. The local median household income is $63,104/yr, so the typical household meets that bar.

Is rent going up or down in Zion?

Rent in Zion has risen 1.2% over the past year.

How does Zion rent compare to other cities in Illinois?

Zion is one of the more affordable among Illinois cities for rent, ranking #103 of 137 tracked cities at $1,396/mo. Over the year to September 2026, rent in Zion changed +1.2%, against a typical +4.0% across the 94 Illinois cities Zillow tracks.
Income Affordability
27%
AFFORDABLE

At $1,396/mo, rent takes ~27% of Zion's median household income ($63,104/yr). The standard benchmark is 30%.

Zion 27%Benchmark 30%
State income tax4.95%
Run the Zion affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Zion, IL

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