City Report · IN

Columbia City

Pop. 9,897·62nd most expensive in Indiana·One of the most affordable rental markets in the US
Median rent (all units)
$1,035/mo
Year-over-Year
Stable
Month-over-Month
Stable
vs US Median
-$897
Reported rents
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Most AffordableMost Expensive
Columbia City · $1,035
More affordable than 96% of US cities · National median $1,932/mo
Affordability
18% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,035/mo, rent takes about 18% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$41,000/yr
Local median income
$68,089/yr
Based on the 30%-of-income rule using Columbia City's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$900
1 BR
$950
2 BR
$1,150
3 BR
$1,450
4 BR+
$1,570
Fair Market Rent (HUD)
$1,150/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,035 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: March 14, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($68,089) is $1,702 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,570).

From Zillow's monthly rent index (ZORI) for Columbia City. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$12,420/yr
At $1,035/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.0% MoM), not inventory.
Rent check

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Demographics

Who lives here

Columbia City, IN is majority owner-occupied, 23.7% of residents hold a bachelor's degree or higher.

Population
9,897
Median income
$68,089
Median age
37.3
Renters
35%
Age distribution
22.3%
25%
22.8%
13.8%
16.1%
Under 1822.3%
18–3425%
35–5422.8%
55–6413.8%
65+16.1%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
88.9%
White88.9%
Hispanic6.7%
Other4%
Education (25+)
40.6%
28.2%
23.7%
No HS diploma7.5%
HS diploma40.6%
Some college28.2%
Bachelor's+23.7%
Housing tenure
65%
35%
Owner65%
Renter35%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Columbia City, IN has changed in 5 years

Income
$53,797 → $68,089
up 26.6%
Population
9,390 → 9,897
up 5.4%
Renter share
32.5% → 35%
+2.5 pts
Bachelor's+
29.4% → 23.7%
-5.7 pts
Median age
38.4 → 37.3
-1.1 yrs

Median household income grew from $53,797 to $68,089 between 2021 and 2024, a 26.6% shift. Headcount in the area went from 9,390 to 9,897 between 2021 and 2024, a 5.4% change. About 35% of households rent today, against 32.5% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 29.4% to 23.7%.

Community

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View Columbia City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Columbia City on your salary?

At $1,035/mo, how Columbia City rent compares to typical pay (30% rule).

By apartment size

Columbia City rent by bedroom count

Median rent for each apartment size in Columbia City. Click any size for full breakdown.

Local insights

Tips for renters in Columbia City

About renting in Columbia City, IN

Last updated: March 14, 2026

The median rent in Columbia City is $1,035/mo as of March 2026. A studio apartment averages $900/mo while a 2-bedroom runs $1,150/mo. One-bedroom apartments average $950/mo and 3-bedroom units go for $1,450/mo.

At 18% of local median household income ($68,089/yr), Columbia City ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Columbia City?

To keep rent at or below 30% of gross income, you would need to earn at least $41,000/year (about $20/hour full-time) to afford the median rent of $1,035/mo in Columbia City. The local median household income is $68,089/yr, so the typical household meets that bar.

Is rent going up or down in Columbia City?

Rent in Columbia City has been roughly flat over the past year, a 0.0% change.

How does Columbia City rent compare to other cities in Indiana?

Columbia City is one of the more affordable among Indiana cities for rent, ranking #62 of 70 tracked cities at $1,035/mo.

Which nearby cities are cheaper to rent in than Columbia City?

Nearby cities with lower median rent than Columbia City ($1,035/mo) include Marion ($955/mo).
Income Affordability
18%
VERY AFFORDABLE

At $1,035/mo, rent takes ~18% of Columbia City's median household income ($68,089/yr). The standard benchmark is 30%.

Columbia City 18%Benchmark 30%
State income tax3.05%
Run the Columbia City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Columbia City, IN

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