City Report · IN

East Chicago

Pop. 26,022·54th most expensive in Indiana·East Chicago rents are up 6.6% over the past year
Median rent (all units)
$1,021/mo
Year-over-Year
+6.6%
Month-over-Month
+0.2%
vs US Median
-$941
Stable (Monthly)
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Most AffordableMost Expensive
East Chicago · $1,021
More affordable than 97% of US cities · National median $1,962/mo
Rent Reality Score
48/100
Fairly priced
OverheatedFairGreat value

Rents are right about where East Chicago's 10-year trend predicts.

Actual rent
$1,021/mo
Expected by trend
$1,011/mo
The Rent Reality Score compares today's median rent to where East Chicago's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$670
1 BR
$770
2 BR
$930
3 BR
$1,150
4 BR+
$1,230
Fair Market Rent (HUD)
$930/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,021 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$12,252/yr
At $1,021/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.6% YoY, +0.2% MoM), not inventory.
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Demographics

Who lives here

East Chicago, IN is majority renter-occupied, has a large share of families with children, has a median income below the national average, 10.7% of residents hold a bachelor's degree or higher.

Population
26,022
Median income
$42,125
Median age
36.5
Renters
57.1%
Age distribution
25.3%
22.4%
27.7%
14.1%
Under 1825.3%
18–3422.4%
35–5427.7%
55–6410.5%
65+14.1%
Gender
48.9%
51.1%
Male48.9%
Female51.1%
Race & ethnicity
36.8%
57.2%
White12.8%
Black36.8%
Hispanic57.2%
Education (25+)
26.2%
39.1%
24%
No HS diploma26.2%
HS diploma39.1%
Some college24%
Bachelor's+10.7%
Housing tenure
42.9%
57.1%
Owner42.9%
Renter57.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How East Chicago, IN has changed in 5 years

Rent
$818 → $1,021
up 24.8%
Income
$37,807 → $42,125
up 11.4%
Population
26,502 → 26,022
down 1.8%
Renter share
55.9% → 57.1%
+1.2 pts
Bachelor's+
9.7% → 10.7%
+1.0 pts
Median age
35.8 → 36.5
+0.7 yrs

Five years ago, renters in East Chicago, IN paid around $818 a month. That figure now sits near $1,021, up 24.8% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $37,807 in 2021 to $42,125 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show East Chicago, IN losing about 480 residents over the five-year window, down 1.8% on net. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the East Chicago, IN market of 2023.

Community

Discussions about East Chicago

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View East Chicago rent history (2015–2026) →
Salary vs rent

Can you afford rent in East Chicago on your salary?

At $1,021/mo, how East Chicago rent compares to typical pay (30% rule).

By apartment size

East Chicago rent by bedroom count

Median rent for each apartment size in East Chicago. Click any size for full breakdown.

Local insights

Tips for renters in East Chicago

About renting in East Chicago, IN

Last updated: August 17, 2026

The median rent in East Chicago is $1,021/mo as of August 2026. A studio apartment averages $670/mo while a 2-bedroom runs $930/mo. One-bedroom apartments average $770/mo and 3-bedroom units go for $1,150/mo.

At 29% of local median household income ($42,125/yr), East Chicago ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.6% over the past year.

FAQ

Frequently asked questions

Is East Chicago an affordable city for renters?

East Chicago is considered affordable for renters. At $1,021/mo, rent takes approximately 29% of the local median household income ($42,125/yr). The standard benchmark is 30%. East Chicago falls comfortably within that range.

How much income do you need to rent in East Chicago?

To keep rent at or below 30% of gross income, you would need to earn at least $41,000/year (~$20/hour full-time) to afford the median rent of $1,021/mo in East Chicago. The local median household income is $42,125/yr, meaning the typical East Chicago household meets that threshold.

Is rent going up or down in East Chicago?

Rent in East Chicago has increased 6.6% over the past year as of August 2026, putting upward pressure on renter budgets.

How does East Chicago rent compare to other cities in Indiana?

East Chicago is one of the more affordable cities in Indiana for rent, ranking #54 out of 62 tracked cities at $1,021/mo.

What percentage of East Chicago residents rent vs. own?

According to Census data, approximately 57.1% of East Chicago households are renters, while 42.9% are owner-occupied. With a majority renter population, East Chicago has a strong rental market.

How does East Chicago rent compare to the national average?

East Chicago's median rent of $1,021/mo is $941 (48%) below the US national median of $1,962/mo. Within Indiana, it ranks #54 out of 62 tracked cities.
Income Affordability
29%
AFFORDABLE

At $1,021/mo, rent takes ~29% of East Chicago's median household income ($42,125/yr). The standard benchmark is 30%.

East Chicago 29%Benchmark 30%
State income tax3.05%
Run the East Chicago affordability calculator →
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Neighborhoods

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Schools nearby

Public schools near East Chicago, IN

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