City Report · IN

New Albany

Pop. 37,581·46th most expensive in Indiana·One of the most affordable rental markets in the US
Median rent (all units)
$1,171/mo
Year-over-Year
+0.3%
Month-over-Month
-2.7%
vs US Median
-$791
Falling (Monthly)
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Most AffordableMost Expensive
New Albany · $1,171
More affordable than 93% of US cities · National median $1,962/mo
Rent Reality Score
66/100
Good value
OverheatedFairGreat value

Rents are 8% below what New Albany's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,171/mo
Expected by trend
$1,270/mo
The Rent Reality Score compares today's median rent to where New Albany's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$960
1 BR
$1,040
2 BR
$1,270
3 BR
$1,640
4 BR+
$1,900
Fair Market Rent (HUD)
$1,270/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,171 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$14,052/yr
At $1,171/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (up only 0.3% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.3% YoY, -2.7% MoM), not inventory.
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Demographics

Who lives here

New Albany, IN is majority owner-occupied, has a median income below the national average, 23.7% of residents hold a bachelor's degree or higher.

Population
37,581
Median income
$54,710
Median age
38.2
Renters
44.6%
Age distribution
20.2%
26%
24%
17.9%
Under 1820.2%
18–3426%
35–5424%
55–6411.9%
65+17.9%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
80.6%
White80.6%
Black7.7%
Hispanic5.5%
Asian1.3%
Other4.9%
Education (25+)
36.1%
29.6%
23.7%
No HS diploma10.5%
HS diploma36.1%
Some college29.6%
Bachelor's+23.7%
Housing tenure
55.4%
44.6%
Owner55.4%
Renter44.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How New Albany, IN has changed in 5 years

Rent
$1,066 → $1,171
up 9.8%
Income
$49,429 → $54,710
up 10.7%
Population
37,350 → 37,581
up 0.6%
Renter share
42.6% → 44.6%
+2.0 pts
Bachelor's+
22.4% → 23.7%
+1.3 pts
Median age
38.8 → 38.2
-0.6 yrs

Five years ago, renters in New Albany, IN paid around $1,066 a month. That figure now sits near $1,171, up 9.8% from the 2023 baseline. Median household income climbed from $49,429 to $54,710 between 2021 and 2024, a 10.7% shift. The renter share has risen from 42.6% to 44.6%, with owner-occupied housing accounting for the remainder. Taken together, the five-year picture in New Albany, IN reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about New Albany

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View New Albany rent history (2015–2026) →
Salary vs rent

Can you afford rent in New Albany on your salary?

At $1,171/mo, how New Albany rent compares to typical pay (30% rule).

By apartment size

New Albany rent by bedroom count

Median rent for each apartment size in New Albany. Click any size for full breakdown.

Local insights

Tips for renters in New Albany

About renting in New Albany, IN

Last updated: August 17, 2026

The median rent in New Albany is $1,171/mo as of August 2026. A studio apartment averages $960/mo while a 2-bedroom runs $1,270/mo. One-bedroom apartments average $1,040/mo and 3-bedroom units go for $1,640/mo.

At 26% of local median household income ($54,710/yr), New Albany ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.3% over the past year.

FAQ

Frequently asked questions

Is New Albany an affordable city for renters?

New Albany is considered affordable for renters. At $1,171/mo, rent takes approximately 26% of the local median household income ($54,710/yr). The standard benchmark is 30%. New Albany falls comfortably within that range.

How much income do you need to rent in New Albany?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (~$23/hour full-time) to afford the median rent of $1,171/mo in New Albany. The local median household income is $54,710/yr, meaning the typical New Albany household meets that threshold.

Is rent going up or down in New Albany?

Rent in New Albany has been relatively stable over the past year, with a 0.3% change year over year as of August 2026.

How does New Albany rent compare to other cities in Indiana?

New Albany is one of the more affordable cities in Indiana for rent, ranking #46 out of 62 tracked cities at $1,171/mo.

What percentage of New Albany residents rent vs. own?

According to Census data, approximately 44.6% of New Albany households are renters, while 55.4% are owner-occupied. New Albany leans toward homeownership, which can mean a smaller rental inventory.

How does New Albany rent compare to the national average?

New Albany's median rent of $1,171/mo is $791 (40%) below the US national median of $1,962/mo. Within Indiana, it ranks #46 out of 62 tracked cities.
Income Affordability
26%
AFFORDABLE

At $1,171/mo, rent takes ~26% of New Albany's median household income ($54,710/yr). The standard benchmark is 30%.

New Albany 26%Benchmark 30%
State income tax3.05%
Run the New Albany affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near New Albany, IN

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