City Report · IN

Speedway

Pop. 13,968·23rd most expensive in Indiana·Rental market data updated monthly for Speedway, IN
Median rent (all units)
$1,636/mo
Year-over-Year
Stable
Month-over-Month
-0.6%
vs US Median
-$326
Falling (Monthly)
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Most AffordableMost Expensive
Speedway · $1,636
More affordable than 66% of US cities · National median $1,962/mo
Affordability
33% of income
MODERATE
0%30% benchmark60%+

At $1,636/mo, rent takes about 33% of the local median household income, slightly above the 30% benchmark.

Income to afford
$65,000/yr
Local median income
$60,147/yr
Based on the 30%-of-income rule using Speedway's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$890
1 BR
$1,040
2 BR
$1,220
3 BR
$1,590
4 BR+
$1,920
Fair Market Rent (HUD)
$1,220/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,636 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$19,632/yr
At $1,636/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.6% MoM), not inventory.
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Demographics

Who lives here

Speedway, IN is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 34.3% of residents hold a bachelor's degree or higher.

Population
13,968
Median income
$60,147
Median age
34.5
Renters
54.8%
Age distribution
26.7%
24%
25.5%
13.4%
Under 1826.7%
18–3424%
35–5425.5%
55–6410.4%
65+13.4%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
51.8%
32.5%
White51.8%
Black32.5%
Hispanic8.8%
Asian2.8%
Other4.1%
Education (25+)
30.8%
25.1%
34.3%
No HS diploma9.8%
HS diploma30.8%
Some college25.1%
Bachelor's+34.3%
Housing tenure
45.2%
54.8%
Owner45.2%
Renter54.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Speedway, IN has changed in 5 years

Income
$49,044 → $60,147
up 22.6%
Population
13,613 → 13,968
up 2.6%
Renter share
53% → 54.8%
+1.8 pts
Bachelor's+
32.3% → 34.3%
+2.0 pts
Median age
35.3 → 34.5
-0.8 yrs

Median household income grew from $49,044 to $60,147 between 2021 and 2024, a 22.6% shift. Headcount in the area went from 13,613 to 13,968 between 2021 and 2024, a 2.6% change. About 54.8% of households rent today, against 53% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 32.3% to 34.3%.

Community

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View Speedway rent history (2015–2026) →
Salary vs rent

Can you afford rent in Speedway on your salary?

At $1,636/mo, how Speedway rent compares to typical pay (30% rule).

By apartment size

Speedway rent by bedroom count

Median rent for each apartment size in Speedway. Click any size for full breakdown.

Local insights

Tips for renters in Speedway

About renting in Speedway, IN

Last updated: August 17, 2026

The median rent in Speedway is $1,636/mo as of August 2026. A studio apartment averages $890/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $1,040/mo and 3-bedroom units go for $1,590/mo.

At 33% of local median household income ($60,147/yr), Speedway ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Speedway an affordable city for renters?

Speedway is considered moderate for renters. At $1,636/mo, rent takes approximately 33% of the local median household income ($60,147/yr). The standard benchmark is 30%. Speedway slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Speedway?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,636/mo in Speedway. The local median household income is $60,147/yr, meaning the typical Speedway household falls short of that threshold.

Is rent going up or down in Speedway?

Rent in Speedway has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Speedway rent compare to other cities in Indiana?

Speedway is middle-of-the-pack for Indiana for rent, ranking #23 out of 62 tracked cities at $1,636/mo.

Which nearby cities are cheaper to rent in than Speedway?

Several nearby cities have lower median rents than Speedway ($1,636/mo): Beech Grove ($1,258/mo), Indianapolis ($1,416/mo).

What percentage of Speedway residents rent vs. own?

According to Census data, approximately 54.8% of Speedway households are renters, while 45.2% are owner-occupied. With a majority renter population, Speedway has a strong rental market.

How does Speedway rent compare to the national average?

Speedway's median rent of $1,636/mo is $326 (17%) below the US national median of $1,962/mo. Within Indiana, it ranks #23 out of 62 tracked cities.
Income Affordability
33%
MODERATE

At $1,636/mo, rent takes ~33% of Speedway's median household income ($60,147/yr). The standard benchmark is 30%.

Speedway 33%Benchmark 30%
State income tax3.05%
Run the Speedway affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Speedway, IN

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