Rents are 3% below what Georgetown's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,581 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Georgetown is 0.1% below its high of $1,582 in May 2026, at $1,581 as of September 2026.
Rent in Georgetown changed +2.9% over the year to September 2026. Across the 26 Kentucky cities Zillow tracks, the typical change was +4.2%.
Rent rose in 7 of the last 12 months.
30% of the median household income ($80,088) is $2,002 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,740).
Franklin, 17 miles away, rents for 15% less ($1,348/mo), about $2,800 a year in savings.
From Zillow's monthly rent index (ZORI) for Georgetown. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Georgetown, KY is majority owner-occupied, has a large share of families with children, 34.1% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Georgetown, KY has changed in 5 years
Median household income climbed from $66,942 to $80,088 between 2021 and 2024, a 19.6% shift. Census counts show Georgetown, KY adding about 2,836 residents over the five-year window, up 7.8% on net. The renter share has risen from 35.6% to 37.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 29.1% to 34.1% across the same window.
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Can you afford rent in Georgetown on your salary?
At $1,581/mo, how Georgetown rent compares to typical pay (30% rule).
Georgetown rent by bedroom count
Median rent for each apartment size in Georgetown. Click any size for full breakdown.
Tips for renters in Georgetown
Last updated: October 17, 2026
The median rent in Georgetown is $1,581/mo as of October 2026. A studio apartment averages $780/mo while a 2-bedroom runs $1,140/mo. One-bedroom apartments average $960/mo and 3-bedroom units go for $1,550/mo.
At 24% of local median household income ($80,088/yr), Georgetown ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.
Frequently asked questions
How much income do you need to rent in Georgetown?
Is rent going up or down in Georgetown?
How does Georgetown rent compare to other cities in Kentucky?
At $1,581/mo, rent takes ~24% of Georgetown's median household income ($80,088/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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