Rents are 5% below what Radcliff's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $934 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Radcliff is 1.2% below its high of $945 in February 2026, at $934 as of September 2026.
Rent in Radcliff changed +1.5% over the year to September 2026. Across the 26 Kentucky cities Zillow tracks, the typical change was +4.2%.
Rent rose in 8 of the last 12 months.
30% of the median household income ($58,559) is $1,464 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,420); a 4-bedroom is $1,700.
From Zillow's monthly rent index (ZORI) for Radcliff. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Radcliff, KY is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 18.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Radcliff, KY has changed in 5 years
The median rent in Radcliff, KY stood at $814 in 2023 and currently runs about $934, reflecting a 14.7% increase over the period. Census figures show median household income at $58,559 today, compared with $48,325 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 49.6% of households, compared with 51.3% five years ago. College-educated residents now make up 18.3% of adults here, versus 15.1% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.
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Can you afford rent in Radcliff on your salary?
At $934/mo, how Radcliff rent compares to typical pay (30% rule).
Radcliff rent by bedroom count
Median rent for each apartment size in Radcliff. Click any size for full breakdown.
Tips for renters in Radcliff
Last updated: October 17, 2026
The median rent in Radcliff is $934/mo as of October 2026. A studio apartment averages $800/mo while a 2-bedroom runs $1,010/mo. One-bedroom apartments average $810/mo and 3-bedroom units go for $1,420/mo.
At 19% of local median household income ($58,559/yr), Radcliff ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.5% over the past year.
Frequently asked questions
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Is rent going up or down in Radcliff?
How does Radcliff rent compare to other cities in Kentucky?
At $934/mo, rent takes ~19% of Radcliff's median household income ($58,559/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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