City Report · KY

Southgate

Pop. 3,717·17th most expensive in Kentucky·Rental market data updated monthly for Southgate, KY
Median rent (all units)
$1,446/mo
Year-over-Year
Stable
Month-over-Month
-0.8%
vs US Median
-$486
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
Southgate · $1,446
More affordable than 79% of US cities · National median $1,932/mo
Affordability
32% of income
MODERATE
0%30% benchmark60%+

At $1,446/mo, rent takes about 32% of the local median household income, slightly above the 30% benchmark.

Income to afford
$58,000/yr
Local median income
$54,421/yr
Based on the 30%-of-income rule using Southgate's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$799
1 BR
$979
2 BR
$1,150
Fair Market Rent (HUD)
$1,150/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,446 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($54,421) is $1,361 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,150).

From Zillow's monthly rent index (ZORI) for Southgate. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,352/yr
At $1,446/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.8% MoM), not inventory.
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Demographics

Who lives here

Southgate, KY is majority owner-occupied, has a large share of families with children, has a median income below the national average, 32.9% of residents hold a bachelor's degree or higher.

Population
3,717
Median income
$54,421
Median age
36.6
Renters
40.8%
Age distribution
26.2%
22.9%
24.3%
15.3%
Under 1826.2%
18–3422.9%
35–5424.3%
55–6415.3%
65+11.4%
Gender
45.1%
54.9%
Male45.1%
Female54.9%
Race & ethnicity
83.9%
White83.9%
Black11.9%
Hispanic0.8%
Asian1.2%
Other2.1%
Education (25+)
25.8%
34.6%
32.9%
No HS diploma6.7%
HS diploma25.8%
Some college34.6%
Bachelor's+32.9%
Housing tenure
59.2%
40.8%
Owner59.2%
Renter40.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Southgate, KY has changed in 5 years

Income
$49,729 → $54,421
up 9.4%
Population
3,660 → 3,717
up 1.6%
Renter share
44.5% → 40.8%
-3.7 pts
Bachelor's+
30.6% → 32.9%
+2.3 pts
Median age
36 → 36.6
+0.6 yrs

Census figures show median household income at $54,421 today, compared with $49,729 five years earlier. Census counts show Southgate, KY adding about 57 residents over the five-year window, up 1.6% on net. The renter share has eased from 44.5% to 40.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 30.6% to 32.9% across the same window.

Community

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View Southgate rent history (2015–2026) →
Salary vs rent

Can you afford rent in Southgate on your salary?

At $1,446/mo, how Southgate rent compares to typical pay (30% rule).

By apartment size

Southgate rent by bedroom count

Median rent for each apartment size in Southgate. Click any size for full breakdown.

Local insights

Tips for renters in Southgate

About renting in Southgate, KY

Last updated: October 17, 2026

The median rent in Southgate is $1,446/mo as of October 2026. A studio apartment averages $799/mo while a 2-bedroom runs $1,150/mo. One-bedroom apartments average $979/mo.

At 32% of local median household income ($54,421/yr), Southgate ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Southgate?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (about $28/hour full-time) to afford the median rent of $1,446/mo in Southgate. The local median household income is $54,421/yr, so the typical household falls short of that bar.

Is rent going up or down in Southgate?

Rent in Southgate has been roughly flat over the past year, a 0.0% change.

How does Southgate rent compare to other cities in Kentucky?

Southgate is in the middle among Kentucky cities for rent, ranking #17 of 38 tracked cities at $1,446/mo.

Which nearby cities are cheaper to rent in than Southgate?

Nearby cities with lower median rent than Southgate ($1,446/mo) include Fort Thomas ($1,386/mo), and Bellevue ($1,445/mo).
Income Affordability
32%
MODERATE

At $1,446/mo, rent takes ~32% of Southgate's median household income ($54,421/yr). The standard benchmark is 30%.

Southgate 32%Benchmark 30%
State income tax4%
Run the Southgate affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Southgate, KY

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