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City Report · LA

Zachary

Pop. 19,952·14th most expensive in Louisiana·Rental market data updated monthly for Zachary, LA
Median rent (all units)
$1,611/mo
Year-over-Year
+2.9%
Month-over-Month
+3.5%
vs US Median
-$351
Rising (Monthly)
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Most AffordableMost Expensive
Zachary · $1,611
More affordable than 68% of US cities · National median $1,962/mo
Affordability
23% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,611/mo, rent takes about 23% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$64,000/yr
Local median income
$84,480/yr
Based on the 30%-of-income rule using Zachary's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,180
1 BR
$1,200
2 BR
$1,360
3 BR
$1,700
4 BR+
$2,250
Fair Market Rent (HUD)
$1,360/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,611 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$19,332/yr
At $1,611/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.9% YoY, +3.5% MoM), not inventory.
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Demographics

Who lives here

Zachary, LA is majority owner-occupied, 32.7% of residents hold a bachelor's degree or higher.

Population
19,952
Median income
$84,480
Median age
38.3
Renters
20.4%
Age distribution
23%
21.3%
31.4%
13.9%
Under 1823%
18–3421.3%
35–5431.4%
55–6410.5%
65+13.9%
Gender
54.4%
45.6%
Male54.4%
Female45.6%
Race & ethnicity
43.7%
50.7%
White43.7%
Black50.7%
Asian2.8%
Other2.3%
Education (25+)
31.9%
30.6%
32.7%
No HS diploma4.9%
HS diploma31.9%
Some college30.6%
Bachelor's+32.7%
Housing tenure
79.6%
20.4%
Owner79.6%
Renter20.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Zachary, LA has changed in 5 years

Income
$85,949 → $84,480
down 1.7%
Population
19,278 → 19,952
up 3.5%
Renter share
18% → 20.4%
+2.4 pts
Bachelor's+
39.8% → 32.7%
-7.1 pts
Median age
34 → 38.3
+4.3 yrs

On the earnings side, the typical household in Zachary, LA now reports about $84,480, up from $85,949 in 2021. The population has grown by 3.5% since 2021, moving from about 19,278 residents to roughly 19,952. Renters now make up 20.4% of households, compared with 18% five years ago. College-educated residents now make up 32.7% of adults here, versus 39.8% in 2021.

Community

Discussions about Zachary

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View Zachary rent history (2015–2026) →
Salary vs rent

Can you afford rent in Zachary on your salary?

At $1,611/mo, how Zachary rent compares to typical pay (30% rule).

By apartment size

Zachary rent by bedroom count

Median rent for each apartment size in Zachary. Click any size for full breakdown.

Local insights

Tips for renters in Zachary

About renting in Zachary, LA

Last updated: August 17, 2026

The median rent in Zachary is $1,611/mo as of August 2026. A studio apartment averages $1,180/mo while a 2-bedroom runs $1,360/mo. One-bedroom apartments average $1,200/mo and 3-bedroom units go for $1,700/mo.

At 23% of local median household income ($84,480/yr), Zachary ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.

FAQ

Frequently asked questions

Is Zachary an affordable city for renters?

Zachary is considered very affordable for renters. At $1,611/mo, rent takes approximately 23% of the local median household income ($84,480/yr). The standard benchmark is 30%. Zachary falls comfortably within that range.

How much income do you need to rent in Zachary?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (~$31/hour full-time) to afford the median rent of $1,611/mo in Zachary. The local median household income is $84,480/yr, meaning the typical Zachary household meets that threshold.

Is rent going up or down in Zachary?

Rent in Zachary has increased 2.9% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Zachary rent compare to other cities in Louisiana?

Zachary is one of the pricier cities in Louisiana for rent, ranking #14 out of 46 tracked cities at $1,611/mo.

Which nearby cities are cheaper to rent in than Zachary?

Several nearby cities have lower median rents than Zachary ($1,611/mo): Baker ($1,146/mo), Baton Rouge ($1,377/mo), Denham Springs ($1,533/mo).

What percentage of Zachary residents rent vs. own?

According to Census data, approximately 20.4% of Zachary households are renters, while 79.6% are owner-occupied. Zachary leans toward homeownership, which can mean a smaller rental inventory.

How does Zachary rent compare to the national average?

Zachary's median rent of $1,611/mo is $351 (18%) below the US national median of $1,962/mo. Within Louisiana, it ranks #14 out of 46 tracked cities.
Income Affordability
23%
VERY AFFORDABLE

At $1,611/mo, rent takes ~23% of Zachary's median household income ($84,480/yr). The standard benchmark is 30%.

Zachary 23%Benchmark 30%
State income tax1.85–4.25%
Run the Zachary affordability calculator →
Lowest-rent ZIP codes in Zachary
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Zachary, LA

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