How much rent can you afford in Gardner, MA?
Run your salary against Gardner's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.
The 30% rent rule, in Gardner
At a median rent of $1,603/mo, Gardner is affordable when measured against Gardner median household income of $67,518/yr. Rent would consume roughly 28% of pre-tax income, and a salary of about $64,120 keeps rent at the recommended 30% threshold.
How Gardner compares nearby
Median rent for the closest cities with data.
Frequently asked
How much rent can I afford in Gardner?
On a $67,518 salary (the Gardner median household income), the recommended ceiling is 30% of pre-tax income, or about $1,688/mo. Gardner's median rent is $1,603/mo. Use the calculator on this page to run your own salary.
What salary do I need to live in Gardner?
To keep Gardner's $1,603/mo median rent under 30% of income, you'd need about $64,120/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.
Is Gardner affordable on the median Massachusetts income?
Gardner is affordable on a $67,518 income. Rent would take 28% of pre-tax pay, inside the recommended 30% threshold.
What's the 30% rent rule?
The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".