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City Report · MD

Carney

Pop. 28,343·91st most expensive in Maryland·Rental market data updated monthly for Carney, MD
Median rent (all units)
$1,478/mo
Year-over-Year
+4.2%
Month-over-Month
-2.4%
vs US Median
-$487
Falling (Monthly)
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Most AffordableMost Expensive
Carney · $1,478
More affordable than 77% of US cities · National median $1,965/mo
Rent Reality Score
41/100
Fairly priced
OverheatedFairGreat value

Rents are 5% above what Carney's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,478/mo
Expected by trend
$1,412/mo
The Rent Reality Score compares today's median rent to where Carney's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,456
1 BR
$1,450
2 BR
$1,941
3 BR
$1,900
4 BR+
$1,907
Research median
$1,941/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,736/yr
At $1,478/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+4.2% YoY, -2.4% MoM), not inventory.
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Demographics

Who lives here

Carney, MD is majority owner-occupied, has a large retiree population, 40.3% of residents hold a bachelor's degree or higher.

Population
28,343
Median income
$83,620
Median age
39.8
Renters
40%
Age distribution
20.7%
21.5%
23.3%
23.9%
Under 1820.7%
18–3421.5%
35–5423.3%
55–6410.6%
65+23.9%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
63.3%
22.8%
White63.3%
Black22.8%
Hispanic4.3%
Asian7.2%
Other2.5%
Education (25+)
23.4%
26.8%
40.3%
No HS diploma9.5%
HS diploma23.4%
Some college26.8%
Bachelor's+40.3%
Housing tenure
60%
40%
Owner60%
Renter40%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Carney, MD has changed in 5 years

Rent
$1,343 → $1,478
up 10.1%
Income
$70,403 → $83,620
up 18.8%
Population
29,873 → 28,343
down 5.1%
Renter share
40.9% → 40%
-0.9 pts
Bachelor's+
39.4% → 40.3%
+0.9 pts

The median rent in Carney, MD stood at $1,343 in 2023 and currently runs about $1,478, reflecting a 10.1% increase over the period. Household income in the area moved from $70,403 to $83,620 across the same window, up 18.8% versus 2021. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has contracted by 5.1% since 2021, moving from about 29,873 residents to roughly 28,343. Reading these numbers side by side helps frame whether current listings in Carney, MD look reasonable against where the market sat half a decade ago.

Community

Discussions about Carney

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View Carney rent history (2015–2026) →
Salary vs rent

Can you afford rent in Carney on your salary?

At $1,478/mo, how Carney rent compares to typical pay (30% rule).

By apartment size

Carney rent by bedroom count

Median rent for each apartment size in Carney. Click any size for full breakdown.

Local insights

Tips for renters in Carney

About renting in Carney, MD

Last updated: July 20, 2026

The median rent in Carney is $1,478/mo as of July 2026. A studio apartment averages $1,456/mo while a 2-bedroom runs $1,941/mo. One-bedroom apartments average $1,450/mo and 3-bedroom units go for $1,900/mo.

At 21% of local median household income ($83,620/yr), Carney ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.2% over the past year.

FAQ

Frequently asked questions

Is Carney an affordable city for renters?

Carney is considered very affordable for renters. At $1,478/mo, rent takes approximately 21% of the local median household income ($83,620/yr). The standard benchmark is 30%. Carney falls comfortably within that range.

How much income do you need to rent in Carney?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (~$28/hour full-time) to afford the median rent of $1,478/mo in Carney. The local median household income is $83,620/yr, meaning the typical Carney household meets that threshold.

Is rent going up or down in Carney?

Rent in Carney has increased 4.2% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Carney rent compare to other cities in Maryland?

Carney is one of the more affordable cities in Maryland for rent, ranking #91 out of 95 tracked cities at $1,478/mo.

What percentage of Carney residents rent vs. own?

According to Census data, approximately 40% of Carney households are renters, while 60% are owner-occupied. Carney leans toward homeownership, which can mean a smaller rental inventory.

How does Carney rent compare to the national average?

Carney's median rent of $1,478/mo is $487 (25%) below the US national median of $1,965/mo. Within Maryland, it ranks #91 out of 95 tracked cities.
Income Affordability
21%
VERY AFFORDABLE

At $1,478/mo, rent takes ~21% of Carney's median household income ($83,620/yr). The standard benchmark is 30%.

Carney 21%Benchmark 30%
State income tax2–5.75%
Run the Carney affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Carney, MD

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