City Report · MD

Gaithersburg

Pop. 69,825·32nd most expensive in Maryland·Rental market data updated monthly for Gaithersburg, MD
Median rent (all units)
$2,196/mo
Year-over-Year
+0.9%
Month-over-Month
+0.1%
vs US Median
+$264
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Gaithersburg · $2,196
More expensive than 69% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Gaithersburg's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,196/mo
Expected by trend
$2,288/mo
The Rent Reality Score compares today's median rent to where Gaithersburg's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,983
1 BR
$2,027
2 BR
$2,283
3 BR
$2,857
4 BR+
$3,367
Fair Market Rent (HUD)
$2,283/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,196 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in Gaithersburg usually run 1.3% below trend in December and 0.8% above it in June, about $46 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Gaithersburg is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Maryland

Rent in Gaithersburg changed +0.9% over the year to September 2026. Across the 81 Maryland cities Zillow tracks, the typical change was +2.4%.

Rent vs. income since 2019

From 2019 to 2024, rent in Gaithersburg rose 27.3% while median household income rose 25.3% ($89,763 to $112,467). Rent outpaced income.

Since before the pandemic

Rent in Gaithersburg is 25.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($112,467) is $2,812 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,283); a 3-bedroom is $2,857.

Spread across ZIP codes

The priciest of 3 ZIP codes in Gaithersburg, 20878 ($2,384/mo), costs 19% more than the cheapest, 20879 ($1,995/mo).

Cheaper nearby

Silver Spring, 12 miles away, rents for 10% less ($1,969/mo), about $2,700 a year in savings.

From Zillow's monthly rent index (ZORI) for Gaithersburg. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$26,352/yr
At $2,196/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.9% YoY, +0.1% MoM), not inventory.
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Demographics

Who lives here

Gaithersburg, MD is roughly split between renters and owners, has a median income above the national average, 52.5% of residents hold a bachelor's degree or higher.

Population
69,825
Median income
$112,467
Median age
37.8
Renters
49.2%
Age distribution
22.7%
21.8%
30.5%
14.1%
Under 1822.7%
18–3421.8%
35–5430.5%
55–6410.9%
65+14.1%
Gender
48.1%
51.9%
Male48.1%
Female51.9%
Race & ethnicity
32.6%
15%
30.5%
20.4%
White32.6%
Black15%
Hispanic30.5%
Asian20.4%
Other1.4%
Education (25+)
13%
16%
18.5%
52.5%
No HS diploma13%
HS diploma16%
Some college18.5%
Bachelor's+52.5%
Housing tenure
50.8%
49.2%
Owner50.8%
Renter49.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Gaithersburg, MD has changed in 5 years

Rent
$1,761 → $2,196
up 24.7%
Income
$98,089 → $112,467
up 14.7%
Population
68,827 → 69,825
up 1.5%
Renter share
50.2% → 49.2%
-1.0 pts
Bachelor's+
53.3% → 52.5%
-0.8 pts

Five years ago, renters in Gaithersburg, MD paid around $1,761 a month. That figure now sits near $2,196, up 24.7% from the 2021 baseline. Household income in the area moved from $98,089 to $112,467 across the same window, up 14.7% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Gaithersburg, MD adding about 998 residents over the five-year window, up 1.5% on net. Reading these numbers side by side helps frame whether current listings in Gaithersburg, MD look reasonable against where the market sat half a decade ago.

Community

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View Gaithersburg rent history (2015–2026) →
Salary vs rent

Can you afford rent in Gaithersburg on your salary?

At $2,196/mo, how Gaithersburg rent compares to typical pay (30% rule).

By apartment size

Gaithersburg rent by bedroom count

Median rent for each apartment size in Gaithersburg. Click any size for full breakdown.

Local insights

Tips for renters in Gaithersburg

About renting in Gaithersburg, MD

Last updated: October 17, 2026

The median rent in Gaithersburg is $2,196/mo as of October 2026. A studio apartment averages $1,983/mo while a 2-bedroom runs $2,283/mo. One-bedroom apartments average $2,027/mo and 3-bedroom units go for $2,857/mo.

At 23% of local median household income ($112,467/yr), Gaithersburg ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Gaithersburg?

To keep rent at or below 30% of gross income, you would need to earn at least $88,000/year (about $42/hour full-time) to afford the median rent of $2,196/mo in Gaithersburg. The local median household income is $112,467/yr, so the typical household meets that bar.

Is rent going up or down in Gaithersburg?

Rent in Gaithersburg has risen 0.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Gaithersburg?

Asking rents in Gaithersburg are usually lowest in December, about 1.3% below their yearly trend, and highest in June, about 0.8% above it. At today's median that is a gap of roughly $46 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Gaithersburg?

Yes. From 2019 to 2024, rent in Gaithersburg rose 27.3% while median household income rose 25.3%, from $89,763 to $112,467. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Gaithersburg neighborhoods have the lowest rent?

The most affordable ZIP codes in Gaithersburg are 20879 ($1,995/mo), 20877 ($2,051/mo), and 20878 ($2,384/mo). Citywide, the median rent is $2,196/mo.

How does Gaithersburg rent compare to other cities in Maryland?

Gaithersburg is in the middle among Maryland cities for rent, ranking #32 of 93 tracked cities at $2,196/mo. Over the year to September 2026, rent in Gaithersburg changed +0.9%, against a typical +2.4% across the 81 Maryland cities Zillow tracks.

Which nearby cities are cheaper to rent in than Gaithersburg?

Nearby cities with lower median rent than Gaithersburg ($2,196/mo) include Germantown ($2,026/mo).
Income Affordability
23%
VERY AFFORDABLE

At $2,196/mo, rent takes ~23% of Gaithersburg's median household income ($112,467/yr). The standard benchmark is 30%.

Gaithersburg 23%Benchmark 30%
State income tax2–5.75%
Run the Gaithersburg affordability calculator →
Lowest-rent ZIP codes in Gaithersburg
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Gaithersburg, MD

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