City Report · MD

Westminster

Pop. 20,445·73rd most expensive in Maryland·Rental market data updated monthly for Westminster, MD
Median rent (all units)
$1,689/mo
Year-over-Year
-3.3%
Month-over-Month
+1.4%
vs US Median
-$273
Rising (Monthly)
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Most AffordableMost Expensive
Westminster · $1,689
More affordable than 62% of US cities · National median $1,962/mo
Rent Reality Score
67/100
Good value
OverheatedFairGreat value

Rents are 8% below what Westminster's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,689/mo
Expected by trend
$1,842/mo
The Rent Reality Score compares today's median rent to where Westminster's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,250
1 BR
$1,430
2 BR
$1,750
3 BR
$2,270
4 BR+
$2,570
Fair Market Rent (HUD)
$1,750/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,689 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$20,268/yr
At $1,689/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-3.3% YoY, +1.4% MoM), not inventory.
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Demographics

Who lives here

Westminster, MD is majority owner-occupied, 36.3% of residents hold a bachelor's degree or higher.

Population
20,445
Median income
$86,219
Median age
38.5
Renters
43.5%
Age distribution
17.2%
29%
24.5%
17.5%
Under 1817.2%
18–3429%
35–5424.5%
55–6411.8%
65+17.5%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
77.5%
White77.5%
Black8%
Hispanic8.8%
Asian4%
Other1.7%
Education (25+)
28.9%
26.7%
36.3%
No HS diploma8.1%
HS diploma28.9%
Some college26.7%
Bachelor's+36.3%
Housing tenure
56.5%
43.5%
Owner56.5%
Renter43.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Westminster, MD has changed in 5 years

Rent
$1,534 → $1,689
up 10.1%
Income
$65,816 → $86,219
up 31.0%
Population
19,783 → 20,445
up 3.3%
Renter share
46.4% → 43.5%
-2.9 pts
Bachelor's+
32.9% → 36.3%
+3.4 pts
Median age
37.1 → 38.5
+1.4 yrs

Since 2023, the typical rent in Westminster, MD has climbed from $1,534 to $1,689, a 10.1% change over five years. Median household income rose from $65,816 to $86,219 between 2021 and 2024, a 31.0% shift. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 3.3% since 2021, moving from about 19,783 residents to roughly 20,445. Renters now make up 43.5% of households, compared with 46.4% five years ago. College-educated residents now make up 36.3% of adults here, versus 32.9% in 2021. Taken together, the five-year picture in Westminster, MD reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Westminster rent history (2015–2026) →
Salary vs rent

Can you afford rent in Westminster on your salary?

At $1,689/mo, how Westminster rent compares to typical pay (30% rule).

By apartment size

Westminster rent by bedroom count

Median rent for each apartment size in Westminster. Click any size for full breakdown.

Local insights

Tips for renters in Westminster

About renting in Westminster, MD

Last updated: August 17, 2026

The median rent in Westminster is $1,689/mo as of August 2026. A studio apartment averages $1,250/mo while a 2-bedroom runs $1,750/mo. One-bedroom apartments average $1,430/mo and 3-bedroom units go for $2,270/mo.

At 24% of local median household income ($86,219/yr), Westminster ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.3% over the past year.

FAQ

Frequently asked questions

Is Westminster an affordable city for renters?

Westminster is considered very affordable for renters. At $1,689/mo, rent takes approximately 24% of the local median household income ($86,219/yr). The standard benchmark is 30%. Westminster falls comfortably within that range.

How much income do you need to rent in Westminster?

To keep rent at or below 30% of gross income, you would need to earn at least $68,000/year (~$33/hour full-time) to afford the median rent of $1,689/mo in Westminster. The local median household income is $86,219/yr, meaning the typical Westminster household meets that threshold.

Is rent going up or down in Westminster?

Rent in Westminster has decreased 3.3% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Westminster rent compare to other cities in Maryland?

Westminster is one of the more affordable cities in Maryland for rent, ranking #73 out of 94 tracked cities at $1,689/mo.

Which nearby cities are cheaper to rent in than Westminster?

Several nearby cities have lower median rents than Westminster ($1,689/mo): Hanover ($1,389/mo), Reisterstown ($1,474/mo), Randallstown ($1,478/mo).

What percentage of Westminster residents rent vs. own?

According to Census data, approximately 43.5% of Westminster households are renters, while 56.5% are owner-occupied. Westminster leans toward homeownership, which can mean a smaller rental inventory.

How does Westminster rent compare to the national average?

Westminster's median rent of $1,689/mo is $273 (14%) below the US national median of $1,962/mo. Within Maryland, it ranks #73 out of 94 tracked cities.
Income Affordability
24%
VERY AFFORDABLE

At $1,689/mo, rent takes ~24% of Westminster's median household income ($86,219/yr). The standard benchmark is 30%.

Westminster 24%Benchmark 30%
State income tax2–5.75%
Run the Westminster affordability calculator →
Lowest-rent ZIP codes in Westminster
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Neighborhoods

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Public schools near Westminster, MD

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