City Report · MI

Pontiac

Pop. 62,104·71st most expensive in Michigan·One of the most affordable rental markets in the US
Median rent (all units)
$1,351/mo
Year-over-Year
+0.3%
Month-over-Month
+0.7%
vs US Median
-$581
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Pontiac · $1,351
More affordable than 85% of US cities · National median $1,932/mo
Rent Reality Score
62/100
Good value
OverheatedFairGreat value

Rents are 6% below what Pontiac's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,351/mo
Expected by trend
$1,440/mo
The Rent Reality Score compares today's median rent to where Pontiac's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$895
1 BR
$980
2 BR
$1,240
3 BR
$1,515
4 BR+
$1,645
Fair Market Rent (HUD)
$1,240/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,351 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

March. Asking rents in Pontiac usually run 0.8% below trend in March and 0.9% above it in August, about $23 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Pontiac is 0.1% below its high of $1,353 in October 2025, at $1,351 as of September 2026.

Past year vs. the rest of Michigan

Rent in Pontiac changed +0.3% over the year to September 2026. Across the 79 Michigan cities Zillow tracks, the typical change was +4.1%.

Rent vs. income since 2019

From 2019 to 2024, rent in Pontiac rose 45.8% while median household income rose 32.1% ($33,568 to $44,329). Rent outpaced income.

Since before the pandemic

Rent in Pontiac is 49.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($44,329) is $1,108 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($980); a 2-bedroom is $1,240.

Cheaper nearby

Grand Blanc, 25 miles away, rents for 20% less ($1,079/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Pontiac. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,212/yr
At $1,351/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.3% YoY, +0.7% MoM), not inventory.
Rent check

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Demographics

Who lives here

Pontiac, MI is roughly split between renters and owners, has a median income below the national average, 16.1% of residents hold a bachelor's degree or higher.

Population
62,104
Median income
$44,329
Median age
36.5
Renters
53.4%
Age distribution
22.2%
25.5%
26.3%
12.8%
13.2%
Under 1822.2%
18–3425.5%
35–5426.3%
55–6412.8%
65+13.2%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
25.6%
42.9%
24.1%
White25.6%
Black42.9%
Hispanic24.1%
Asian4.3%
Other3.2%
Education (25+)
17.9%
36.7%
29.3%
16.1%
No HS diploma17.9%
HS diploma36.7%
Some college29.3%
Bachelor's+16.1%
Housing tenure
46.6%
53.4%
Owner46.6%
Renter53.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Pontiac, MI has changed in 5 years

Rent
$997 → $1,351
up 35.5%
Income
$36,214 → $44,329
up 22.4%
Population
61,498 → 62,104
up 1.0%
Renter share
57% → 53.4%
-3.6 pts
Bachelor's+
14.3% → 16.1%
+1.8 pts
Median age
33.2 → 36.5
+3.3 yrs

Compared with 2021, rent in Pontiac, MI has climbed by $354 per month, settling near $1,351 after starting the period at $997. On the earnings side, the typical household in Pontiac, MI now reports about $44,329, up from $36,214 in 2021. Rent outpaced income growth by roughly 13.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 61,498 to 62,104 between 2021 and 2024, a 1.0% change. About 53.4% of households rent today, against 57% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Pontiac, MI reflects that arc in its own way.

Community

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View Pontiac rent history (2015–2026) →
Salary vs rent

Can you afford rent in Pontiac on your salary?

At $1,351/mo, how Pontiac rent compares to typical pay (30% rule).

By apartment size

Pontiac rent by bedroom count

Median rent for each apartment size in Pontiac. Click any size for full breakdown.

Local insights

Tips for renters in Pontiac

About renting in Pontiac, MI

Last updated: October 17, 2026

The median rent in Pontiac is $1,351/mo as of October 2026. A studio apartment averages $895/mo while a 2-bedroom runs $1,240/mo. One-bedroom apartments average $980/mo and 3-bedroom units go for $1,515/mo.

At 37% of local median household income ($44,329/yr), Pontiac ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Pontiac?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,351/mo in Pontiac. The local median household income is $44,329/yr, so the typical household falls short of that bar.

Is rent going up or down in Pontiac?

Rent in Pontiac has been roughly flat over the past year as of September 2026, a +0.3% change. It sits 0.1% below its high of $1,353 in October 2025.

When is the cheapest time to rent in Pontiac?

Asking rents in Pontiac are usually lowest in March, about 0.8% below their yearly trend, and highest in August, about 0.9% above it. At today's median that is a gap of roughly $23 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Pontiac?

Yes. From 2019 to 2024, rent in Pontiac rose 45.8% while median household income rose 32.1%, from $33,568 to $44,329. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Pontiac neighborhoods have the lowest rent?

The most affordable ZIP codes in Pontiac are 48340 ($1,328/mo), and 48342 ($1,359/mo). Citywide, the median rent is $1,351/mo.

How does Pontiac rent compare to other cities in Michigan?

Pontiac is one of the more affordable among Michigan cities for rent, ranking #71 of 100 tracked cities at $1,351/mo. Over the year to September 2026, rent in Pontiac changed +0.3%, against a typical +4.1% across the 79 Michigan cities Zillow tracks.

Which nearby cities are cheaper to rent in than Pontiac?

Nearby cities with lower median rent than Pontiac ($1,351/mo) include Waterford ($1,323/mo).
Income Affordability
37%
MODERATE

At $1,351/mo, rent takes ~37% of Pontiac's median household income ($44,329/yr). The standard benchmark is 30%.

Pontiac 37%Benchmark 30%
State income tax4.25%
Run the Pontiac affordability calculator →
Lowest-rent ZIP codes in Pontiac
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Pontiac, MI

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