City Report · MN

Bemidji

Pop. 15,569·68th most expensive in Minnesota·One of the most affordable rental markets in the US
Median rent (all units)
$1,023/mo
Year-over-Year
Stable
Month-over-Month
-0.2%
vs US Median
-$909
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Bemidji · $1,023
More affordable than 98% of US cities · National median $1,932/mo
Affordability
22% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,023/mo, rent takes about 22% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$41,000/yr
Local median income
$55,405/yr
Based on the 30%-of-income rule using Bemidji's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$800
1 BR
$830
2 BR
$1,090
3 BR
$1,320
4 BR+
$1,560
Fair Market Rent (HUD)
$1,090/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,023 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($55,405) is $1,385 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,320); a 4-bedroom is $1,560.

From Zillow's monthly rent index (ZORI) for Bemidji. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$12,276/yr
At $1,023/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.2% MoM), not inventory.
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Demographics

Who lives here

Bemidji, MN is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 32.5% of residents hold a bachelor's degree or higher.

Population
15,569
Median income
$55,405
Median age
30
Renters
56.9%
Age distribution
19.6%
36.3%
18.5%
17.1%
Under 1819.6%
18–3436.3%
35–5418.5%
55–648.6%
65+17.1%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
71.5%
21.8%
White71.5%
Black2.4%
Hispanic3.2%
Asian1.1%
Other21.8%
Education (25+)
26.8%
33%
32.5%
No HS diploma7.8%
HS diploma26.8%
Some college33%
Bachelor's+32.5%
Housing tenure
43.1%
56.9%
Owner43.1%
Renter56.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Bemidji, MN has changed in 5 years

Income
$42,218 → $55,405
up 31.2%
Population
15,114 → 15,569
up 3.0%
Renter share
60.7% → 56.9%
-3.8 pts
Bachelor's+
28.6% → 32.5%
+3.9 pts
Median age
27.6 → 30
+2.4 yrs

Census figures show median household income at $55,405 today, compared with $42,218 five years earlier. The population has grown by 3.0% since 2021, moving from about 15,114 residents to roughly 15,569. Renters now make up 56.9% of households, compared with 60.7% five years ago. College-educated residents now make up 32.5% of adults here, versus 28.6% in 2021.

Community

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View Bemidji rent history (2015–2026) →
Salary vs rent

Can you afford rent in Bemidji on your salary?

At $1,023/mo, how Bemidji rent compares to typical pay (30% rule).

By apartment size

Bemidji rent by bedroom count

Median rent for each apartment size in Bemidji. Click any size for full breakdown.

Local insights

Tips for renters in Bemidji

About renting in Bemidji, MN

Last updated: October 17, 2026

The median rent in Bemidji is $1,023/mo as of October 2026. A studio apartment averages $800/mo while a 2-bedroom runs $1,090/mo. One-bedroom apartments average $830/mo and 3-bedroom units go for $1,320/mo.

At 22% of local median household income ($55,405/yr), Bemidji ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Bemidji?

To keep rent at or below 30% of gross income, you would need to earn at least $41,000/year (about $20/hour full-time) to afford the median rent of $1,023/mo in Bemidji. The local median household income is $55,405/yr, so the typical household meets that bar.

Is rent going up or down in Bemidji?

Rent in Bemidji has been roughly flat over the past year, a 0.0% change.

How does Bemidji rent compare to other cities in Minnesota?

Bemidji is one of the more affordable among Minnesota cities for rent, ranking #68 of 68 tracked cities at $1,023/mo.
Income Affordability
22%
VERY AFFORDABLE

At $1,023/mo, rent takes ~22% of Bemidji's median household income ($55,405/yr). The standard benchmark is 30%.

Bemidji 22%Benchmark 30%
State income tax5.35–9.85%
Run the Bemidji affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Bemidji, MN

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