City Report · MN

Moorhead

Pop. 45,036·64th most expensive in Minnesota·One of the most affordable rental markets in the US
Median rent (all units)
$1,093/mo
Year-over-Year
+3.1%
Month-over-Month
+0.3%
vs US Median
-$839
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Moorhead · $1,093
More affordable than 96% of US cities · National median $1,932/mo
Rent Reality Score
58/100
Fairly priced
OverheatedFairGreat value

Rents are 4% below what Moorhead's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,093/mo
Expected by trend
$1,140/mo
The Rent Reality Score compares today's median rent to where Moorhead's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$710
1 BR
$860
2 BR
$1,040
3 BR
$1,460
4 BR+
$1,750
Fair Market Rent (HUD)
$1,040/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,093 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Moorhead is at its highest level since Zillow's records here began in November 2022.

Past year vs. the rest of Minnesota

Rent in Moorhead changed +3.1% over the year to September 2026. Across the 53 Minnesota cities Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 2 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($72,761) is $1,819 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,750).

From Zillow's monthly rent index (ZORI) for Moorhead. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$13,116/yr
At $1,093/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.1% YoY, +0.3% MoM), not inventory.
Rent check

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Demographics

Who lives here

Moorhead, MN is majority owner-occupied, skews toward younger working-age adults, 41.6% of residents hold a bachelor's degree or higher.

Population
45,036
Median income
$72,761
Median age
31.3
Renters
41.9%
Age distribution
23%
31.8%
23.4%
12.7%
Under 1823%
18–3431.8%
35–5423.4%
55–649.1%
65+12.7%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
82.4%
White82.4%
Black6.4%
Hispanic5.3%
Asian2%
Other3.9%
Education (25+)
21.6%
32%
41.6%
No HS diploma4.7%
HS diploma21.6%
Some college32%
Bachelor's+41.6%
Housing tenure
58.1%
41.9%
Owner58.1%
Renter41.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Moorhead, MN has changed in 5 years

Rent
$944 → $1,093
up 15.8%
Income
$62,940 → $72,761
up 15.6%
Population
44,129 → 45,036
up 2.1%
Renter share
40.8% → 41.9%
+1.1 pts
Bachelor's+
39.4% → 41.6%
+2.2 pts

Since 2023, the typical rent in Moorhead, MN has increased from $944 to $1,093, a 15.8% change over five years. Median household income rose from $62,940 to $72,761 between 2021 and 2024, a 15.6% shift. The population has grown by 2.1% since 2021, moving from about 44,129 residents to roughly 45,036. College-educated residents now make up 41.6% of adults here, versus 39.4% in 2021. Taken together, the five-year picture in Moorhead, MN reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Moorhead rent history (2015–2026) →
Salary vs rent

Can you afford rent in Moorhead on your salary?

At $1,093/mo, how Moorhead rent compares to typical pay (30% rule).

By apartment size

Moorhead rent by bedroom count

Median rent for each apartment size in Moorhead. Click any size for full breakdown.

Local insights

Tips for renters in Moorhead

About renting in Moorhead, MN

Last updated: October 17, 2026

The median rent in Moorhead is $1,093/mo as of October 2026. A studio apartment averages $710/mo while a 2-bedroom runs $1,040/mo. One-bedroom apartments average $860/mo and 3-bedroom units go for $1,460/mo.

At 18% of local median household income ($72,761/yr), Moorhead ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Moorhead?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (about $21/hour full-time) to afford the median rent of $1,093/mo in Moorhead. The local median household income is $72,761/yr, so the typical household meets that bar.

Is rent going up or down in Moorhead?

Rent in Moorhead has risen 3.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in November 2022.

How does Moorhead rent compare to other cities in Minnesota?

Moorhead is one of the more affordable among Minnesota cities for rent, ranking #64 of 68 tracked cities at $1,093/mo. Over the year to September 2026, rent in Moorhead changed +3.1%, against a typical +3.4% across the 53 Minnesota cities Zillow tracks.

Which nearby cities are cheaper to rent in than Moorhead?

Nearby cities with lower median rent than Moorhead ($1,093/mo) include Wahpeton ($839/mo).
Income Affordability
18%
VERY AFFORDABLE

At $1,093/mo, rent takes ~18% of Moorhead's median household income ($72,761/yr). The standard benchmark is 30%.

Moorhead 18%Benchmark 30%
State income tax5.35–9.85%
Run the Moorhead affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Moorhead, MN

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