City Report · MS

Bay Saint Louis

·8th most expensive in Mississippi·Bay Saint Louis rents are up 11.6% over the past year
Median rent (all units)
$1,631/mo
Year-over-Year
+11.6%
Month-over-Month
+1.7%
vs US Median
-$301
Reported rents
Rising (Monthly)
Be the first to discuss Bay Saint Louis rents ↓
Most AffordableMost Expensive
Bay Saint Louis · $1,631
More affordable than 66% of US cities · National median $1,932/mo
Affordability
27% of income
AFFORDABLE
0%30% benchmark60%+

At $1,631/mo, rent takes about 27% of the US median household income, comfortably within the 30% benchmark.

Income to afford
$65,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Bay Saint Louis's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$750
1 BR
$870
2 BR
$1,090
3 BR
$1,410
4 BR+
$1,500
Fair Market Rent (HUD)
$1,090/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,631 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Mississippi

Rent in Bay Saint Louis changed +11.6% over the year to September 2026. Across the 23 Mississippi cities Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

Cheaper nearby

Long Beach, 20 miles away, rents for 12% less ($1,429/mo), about $2,400 a year in savings.

From Zillow's monthly rent index (ZORI) for Bay Saint Louis.

Annual cost
$19,572/yr
At $1,631/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.6% YoY, +1.7% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Community

Discussions about Bay Saint Louis

No discussions yet. Start the conversation.

View Bay Saint Louis rent history (2015–2026) →
Salary vs rent

Can you afford rent in Bay Saint Louis on your salary?

At $1,631/mo, how Bay Saint Louis rent compares to typical pay (30% rule).

By apartment size

Bay Saint Louis rent by bedroom count

Median rent for each apartment size in Bay Saint Louis. Click any size for full breakdown.

Local insights

Tips for renters in Bay Saint Louis

About renting in Bay Saint Louis, MS

Last updated: October 17, 2026

The median rent in Bay Saint Louis is $1,631/mo as of October 2026. A studio apartment averages $750/mo while a 2-bedroom runs $1,090/mo. One-bedroom apartments average $870/mo and 3-bedroom units go for $1,410/mo.

At 27% of estimated US median household income ($72,000/yr), Bay Saint Louis ranks as affordable compared to the national benchmark of 30%. Rents have increased 11.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Bay Saint Louis?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (about $31/hour full-time) to afford the median rent of $1,631/mo in Bay Saint Louis.

Is rent going up or down in Bay Saint Louis?

Rent in Bay Saint Louis has risen 11.6% over the past year.

How does Bay Saint Louis rent compare to other cities in Mississippi?

Bay Saint Louis is one of the pricier among Mississippi cities for rent, ranking #8 of 28 tracked cities at $1,631/mo. Over the year to September 2026, rent in Bay Saint Louis changed +11.6%, against a typical +3.8% across the 23 Mississippi cities Zillow tracks.

Which nearby cities are cheaper to rent in than Bay Saint Louis?

Nearby cities with lower median rent than Bay Saint Louis ($1,631/mo) include Biloxi ($1,341/mo), Long Beach ($1,429/mo), and Gulfport ($1,467/mo).
Income Affordability
27%
AFFORDABLE

At $1,631/mo, rent takes ~27% of US median household income ($72,000/yr). The standard benchmark is 30%.

Bay Saint Louis 27%Benchmark 30%
State income tax4.7%
Run the Bay Saint Louis affordability calculator →
Lowest-rent ZIP codes in Bay Saint Louis
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Bay Saint Louis, MS

Recent submissions

Be the first to submit your rent for Bay Saint Louis.

Recent discussions

No discussions yet.