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City Report · MS

Bay Saint Louis

·13th most expensive in Mississippi·Rental market data updated monthly for Bay Saint Louis, MS
Median rent (all units)
$1,506/mo
Year-over-Year
Stable
Month-over-Month
+2.1%
vs US Median
-$456
Rising (Monthly)
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Most AffordableMost Expensive
Bay Saint Louis · $1,506
More affordable than 75% of US cities · National median $1,962/mo
Affordability
25% of income
AFFORDABLE
0%30% benchmark60%+

At $1,506/mo, rent takes about 25% of the US median household income, comfortably within the 30% benchmark.

Income to afford
$60,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Bay Saint Louis's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$750
1 BR
$870
2 BR
$1,090
3 BR
$1,410
4 BR+
$1,500
Fair Market Rent (HUD)
$1,090/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,506 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$18,072/yr
At $1,506/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +2.1% MoM), not inventory.
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View Bay Saint Louis rent history (2015–2026) →
Salary vs rent

Can you afford rent in Bay Saint Louis on your salary?

At $1,506/mo, how Bay Saint Louis rent compares to typical pay (30% rule).

By apartment size

Bay Saint Louis rent by bedroom count

Median rent for each apartment size in Bay Saint Louis. Click any size for full breakdown.

Local insights

Tips for renters in Bay Saint Louis

About renting in Bay Saint Louis, MS

Last updated: August 17, 2026

The median rent in Bay Saint Louis is $1,506/mo as of August 2026. A studio apartment averages $750/mo while a 2-bedroom runs $1,090/mo. One-bedroom apartments average $870/mo and 3-bedroom units go for $1,410/mo.

At 25% of estimated US median household income ($72,000/yr), Bay Saint Louis ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

Is Bay Saint Louis an affordable city for renters?

Bay Saint Louis is considered affordable for renters. At $1,506/mo, rent takes approximately 25% of the US median household income ($72,000/yr). The standard benchmark is 30%. Bay Saint Louis falls comfortably within that range.

How much income do you need to rent in Bay Saint Louis?

To keep rent at or below 30% of gross income, you would need to earn at least $60,000/year (~$29/hour full-time) to afford the median rent of $1,506/mo in Bay Saint Louis.

Is rent going up or down in Bay Saint Louis?

Rent in Bay Saint Louis has been relatively stable over the past year, with a 0.0% change year over year as of August 2026.

How does Bay Saint Louis rent compare to other cities in Mississippi?

Bay Saint Louis is middle-of-the-pack for Mississippi for rent, ranking #13 out of 29 tracked cities at $1,506/mo.

Which nearby cities are cheaper to rent in than Bay Saint Louis?

Several nearby cities have lower median rents than Bay Saint Louis ($1,506/mo): Biloxi ($1,340/mo), Long Beach ($1,426/mo), Slidell ($1,451/mo).

How does Bay Saint Louis rent compare to the national average?

Bay Saint Louis's median rent of $1,506/mo is $456 (23%) below the US national median of $1,962/mo. Within Mississippi, it ranks #13 out of 29 tracked cities.
Income Affordability
25%
AFFORDABLE

At $1,506/mo, rent takes ~25% of US median household income ($72,000/yr). The standard benchmark is 30%.

Bay Saint Louis 25%Benchmark 30%
State income tax4.7%
Run the Bay Saint Louis affordability calculator →
Lowest-rent ZIP codes in Bay Saint Louis
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Neighborhoods

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Public schools near Bay Saint Louis, MS

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