RentDataNowRentDataNow
City Report · NC

Belmont

Pop. 15,546·20th most expensive in North Carolina·Rental market data updated monthly for Belmont, NC
Median rent (all units)
$1,959/mo
Year-over-Year
-0.3%
Month-over-Month
+0.7%
vs US Median
-$6
Rising (Monthly)
Be the first to discuss Belmont rents ↓
Most AffordableMost Expensive
Belmont · $1,959
More expensive than 57% of US cities · National median $1,965/mo
Rent Reality Score
62/100
Good value
OverheatedFairGreat value

Rents are 6% below what Belmont's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,959/mo
Expected by trend
$2,082/mo
The Rent Reality Score compares today's median rent to where Belmont's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,390
1 BR
$1,450
2 BR
$1,600
3 BR
$1,970
4 BR+
$2,500
Research median
$1,600/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$23,508/yr
At $1,959/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.3% YoY, +0.7% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Belmont, NC is majority owner-occupied, has a median income above the national average, 51.1% of residents hold a bachelor's degree or higher.

Population
15,546
Median income
$94,883
Median age
39.4
Renters
29.3%
Age distribution
19.9%
23.4%
26.4%
13.1%
17.3%
Under 1819.9%
18–3423.4%
35–5426.4%
55–6413.1%
65+17.3%
Gender
46.7%
53.3%
Male46.7%
Female53.3%
Race & ethnicity
80.8%
White80.8%
Black7.2%
Hispanic4%
Asian3.5%
Other4.5%
Education (25+)
16.1%
26.9%
51.1%
No HS diploma5.8%
HS diploma16.1%
Some college26.9%
Bachelor's+51.1%
Housing tenure
70.7%
29.3%
Owner70.7%
Renter29.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Belmont, NC has changed in 5 years

Rent
$1,657 → $1,959
up 18.2%
Income
$76,156 → $94,883
up 24.6%
Population
14,442 → 15,546
up 7.6%
Renter share
31.3% → 29.3%
-2.0 pts
Bachelor's+
43.8% → 51.1%
+7.3 pts
Median age
35.7 → 39.4
+3.7 yrs

Compared with 2022, rent in Belmont, NC has climbed by $302 per month, settling near $1,959 after starting the period at $1,657. Census figures show median household income at $94,883 today, compared with $76,156 five years earlier. Income growth outran rent by about 6.4 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 14,442 to 15,546 between 2021 and 2024, a 7.6% change. About 29.3% of households rent today, against 31.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 43.8% to 51.1%. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

Discussions about Belmont

No discussions yet. Start the conversation.

View Belmont rent history (2015–2026) →
Salary vs rent

Can you afford rent in Belmont on your salary?

At $1,959/mo, how Belmont rent compares to typical pay (30% rule).

By apartment size

Belmont rent by bedroom count

Median rent for each apartment size in Belmont. Click any size for full breakdown.

Local insights

Tips for renters in Belmont

About renting in Belmont, NC

Last updated: July 20, 2026

The median rent in Belmont is $1,959/mo as of July 2026. A studio apartment averages $1,390/mo while a 2-bedroom runs $1,600/mo. One-bedroom apartments average $1,450/mo and 3-bedroom units go for $1,970/mo.

At 25% of local median household income ($94,883/yr), Belmont ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.3% over the past year.

FAQ

Frequently asked questions

Is Belmont an affordable city for renters?

Belmont is considered affordable for renters. At $1,959/mo, rent takes approximately 25% of the local median household income ($94,883/yr). The standard benchmark is 30%. Belmont falls comfortably within that range.

How much income do you need to rent in Belmont?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (~$38/hour full-time) to afford the median rent of $1,959/mo in Belmont. The local median household income is $94,883/yr, meaning the typical Belmont household meets that threshold.

Is rent going up or down in Belmont?

Rent in Belmont has been relatively stable over the past year, with a 0.3% change year over year as of July 2026.

How does Belmont rent compare to other cities in North Carolina?

Belmont is one of the pricier cities in North Carolina for rent, ranking #20 out of 126 tracked cities at $1,959/mo.

Which nearby cities are cheaper to rent in than Belmont?

Several nearby cities have lower median rents than Belmont ($1,959/mo): Gastonia ($1,524/mo), Mount Holly ($1,789/mo), Pineville ($1,829/mo).

What percentage of Belmont residents rent vs. own?

According to Census data, approximately 29.3% of Belmont households are renters, while 70.7% are owner-occupied. Belmont leans toward homeownership, which can mean a smaller rental inventory.

How does Belmont rent compare to the national average?

Belmont's median rent of $1,959/mo is $6 (0%) below the US national median of $1,965/mo. Within North Carolina, it ranks #20 out of 126 tracked cities.
Income Affordability
25%
AFFORDABLE

At $1,959/mo, rent takes ~25% of Belmont's median household income ($94,883/yr). The standard benchmark is 30%.

Belmont 25%Benchmark 30%
State income tax4.5%
Run the Belmont affordability calculator →
Lowest-rent ZIP codes in Belmont
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Belmont, NC

Recent submissions

Be the first to submit your rent for Belmont.

Recent discussions

No discussions yet.