City Report · NC

Henderson

Pop. 14,885·129th most expensive in North Carolina·One of the most affordable rental markets in the US
Median rent (all units)
$984/mo
Year-over-Year
+0.2%
Month-over-Month
Stable
vs US Median
-$948
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Henderson · $984
More affordable than 98% of US cities · National median $1,932/mo
Affordability
30% of income
MODERATE
0%30% benchmark60%+

At $984/mo, rent takes about 30% of the local median household income, slightly above the 30% benchmark.

Income to afford
$39,000/yr
Local median income
$39,969/yr
Based on the 30%-of-income rule using Henderson's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$760
1 BR
$770
2 BR
$1,010
3 BR
$1,240
4 BR+
$1,370
Fair Market Rent (HUD)
$1,010/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $984 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of North Carolina

Rent in Henderson changed +0.2% over the year to September 2026. Across the 94 North Carolina cities Zillow tracks, the typical change was +2.9%.

What a typical income covers

30% of the median household income ($39,969) is $999 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($770); a 2-bedroom is $1,010.

From Zillow's monthly rent index (ZORI) for Henderson. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$11,808/yr
At $984/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.2% YoY, +0.0% MoM), not inventory.
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Demographics

Who lives here

Henderson, NC is majority renter-occupied, has a median income below the national average, 15.5% of residents hold a bachelor's degree or higher.

Population
14,885
Median income
$39,969
Median age
37.7
Renters
61.1%
Age distribution
24.7%
21.7%
21.2%
14.5%
18%
Under 1824.7%
18–3421.7%
35–5421.2%
55–6414.5%
65+18%
Gender
44.4%
55.6%
Male44.4%
Female55.6%
Race & ethnicity
21.1%
63.3%
White21.1%
Black63.3%
Hispanic9.7%
Asian1.4%
Other4.5%
Education (25+)
18.4%
34.1%
32%
15.5%
No HS diploma18.4%
HS diploma34.1%
Some college32%
Bachelor's+15.5%
Housing tenure
38.9%
61.1%
Owner38.9%
Renter61.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Henderson, NC has changed in 5 years

Income
$36,147 → $39,969
up 10.6%
Population
15,084 → 14,885
down 1.3%
Renter share
58.9% → 61.1%
+2.2 pts
Bachelor's+
17.8% → 15.5%
-2.3 pts
Median age
35.9 → 37.7
+1.8 yrs

Local incomes tracked alongside that move, going from a median of $36,147 in 2021 to $39,969 more recently. Census counts show Henderson, NC losing about 199 residents over the five-year window, down 1.3% on net. The renter share has risen from 58.9% to 61.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 17.8% to 15.5% across the same window.

Community

Discussions about Henderson

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View Henderson rent history (2015–2026) →
Salary vs rent

Can you afford rent in Henderson on your salary?

At $984/mo, how Henderson rent compares to typical pay (30% rule).

By apartment size

Henderson rent by bedroom count

Median rent for each apartment size in Henderson. Click any size for full breakdown.

Local insights

Tips for renters in Henderson

About renting in Henderson, NC

Last updated: October 17, 2026

The median rent in Henderson is $984/mo as of October 2026. A studio apartment averages $760/mo while a 2-bedroom runs $1,010/mo. One-bedroom apartments average $770/mo and 3-bedroom units go for $1,240/mo.

At 30% of local median household income ($39,969/yr), Henderson ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Henderson?

To keep rent at or below 30% of gross income, you would need to earn at least $39,000/year (about $19/hour full-time) to afford the median rent of $984/mo in Henderson. The local median household income is $39,969/yr, so the typical household meets that bar.

Is rent going up or down in Henderson?

Rent in Henderson has been roughly flat over the past year, a +0.2% change.

How does Henderson rent compare to other cities in North Carolina?

Henderson is one of the more affordable among North Carolina cities for rent, ranking #129 of 129 tracked cities at $984/mo. Over the year to September 2026, rent in Henderson changed +0.2%, against a typical +2.9% across the 94 North Carolina cities Zillow tracks.
Income Affordability
30%
MODERATE

At $984/mo, rent takes ~30% of Henderson's median household income ($39,969/yr). The standard benchmark is 30%.

Henderson 30%Benchmark 30%
State income tax4.5%
Run the Henderson affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Henderson, NC

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