City Report · NC

Indian Trail

Pop. 42,036·13th most expensive in North Carolina·Rental market data updated monthly for Indian Trail, NC
Median rent (all units)
$2,032/mo
Year-over-Year
+0.5%
Month-over-Month
+0.5%
vs US Median
+$70
Rising (Monthly)
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Most AffordableMost Expensive
Indian Trail · $2,032
More expensive than 61% of US cities · National median $1,962/mo
Rent Reality Score
69/100
Good value
OverheatedFairGreat value

Rents are 9% below what Indian Trail's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,032/mo
Expected by trend
$2,241/mo
The Rent Reality Score compares today's median rent to where Indian Trail's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

1 BR
$1,631
2 BR
$1,746
3 BR
$2,083
4 BR+
$2,345
Fair Market Rent (HUD)
$1,746/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,032 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$24,384/yr
At $2,032/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.5% YoY, +0.5% MoM), not inventory.
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Demographics

Who lives here

Indian Trail, NC is majority owner-occupied, has a large share of families with children, has a median income above the national average, 40.2% of residents hold a bachelor's degree or higher.

Population
42,036
Median income
$108,483
Median age
36.2
Renters
21.9%
Age distribution
26%
22.3%
31.1%
Under 1826%
18–3422.3%
35–5431.1%
55–6411.2%
65+9.4%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
67.7%
12.2%
14.7%
White67.7%
Black12.2%
Hispanic14.7%
Asian3.5%
Other1.9%
Education (25+)
24.6%
28.8%
40.2%
No HS diploma6.4%
HS diploma24.6%
Some college28.8%
Bachelor's+40.2%
Housing tenure
78.1%
21.9%
Owner78.1%
Renter21.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Indian Trail, NC has changed in 5 years

Rent
$1,605 → $2,032
up 26.6%
Income
$88,673 → $108,483
up 22.3%
Population
39,603 → 42,036
up 6.1%
Renter share
15.4% → 21.9%
+6.5 pts
Bachelor's+
39.6% → 40.2%
+0.6 pts
Median age
35.4 → 36.2
+0.8 yrs

Compared with 2021, rent in Indian Trail, NC has climbed by $427 per month, settling near $2,032 after starting the period at $1,605. On the earnings side, the typical household in Indian Trail, NC now reports about $108,483, up from $88,673 in 2021. Rent outpaced income growth by roughly 4.3 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 39,603 to 42,036 between 2021 and 2024, a 6.1% change. About 21.9% of households rent today, against 15.4% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Indian Trail, NC reflects that arc in its own way.

Community

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View Indian Trail rent history (2015–2026) →
Salary vs rent

Can you afford rent in Indian Trail on your salary?

At $2,032/mo, how Indian Trail rent compares to typical pay (30% rule).

By apartment size

Indian Trail rent by bedroom count

Median rent for each apartment size in Indian Trail. Click any size for full breakdown.

Local insights

Tips for renters in Indian Trail

About renting in Indian Trail, NC

Last updated: August 17, 2026

The median rent in Indian Trail is $2,032/mo as of August 2026. a 2-bedroom runs $1,746/mo. One-bedroom apartments average $1,631/mo and 3-bedroom units go for $2,083/mo.

At 22% of local median household income ($108,483/yr), Indian Trail ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.5% over the past year.

FAQ

Frequently asked questions

Is Indian Trail an affordable city for renters?

Indian Trail is considered very affordable for renters. At $2,032/mo, rent takes approximately 22% of the local median household income ($108,483/yr). The standard benchmark is 30%. Indian Trail falls comfortably within that range.

How much income do you need to rent in Indian Trail?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (~$39/hour full-time) to afford the median rent of $2,032/mo in Indian Trail. The local median household income is $108,483/yr, meaning the typical Indian Trail household meets that threshold.

Is rent going up or down in Indian Trail?

Rent in Indian Trail has increased 0.5% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Indian Trail rent compare to other cities in North Carolina?

Indian Trail is one of the pricier cities in North Carolina for rent, ranking #13 out of 128 tracked cities at $2,032/mo.

Which nearby cities are cheaper to rent in than Indian Trail?

Several nearby cities have lower median rents than Indian Trail ($2,032/mo): Matthews ($1,752/mo), Charlotte ($1,752/mo), Mint Hill ($1,860/mo).

What percentage of Indian Trail residents rent vs. own?

According to Census data, approximately 21.9% of Indian Trail households are renters, while 78.1% are owner-occupied. Indian Trail leans toward homeownership, which can mean a smaller rental inventory.

How does Indian Trail rent compare to the national average?

Indian Trail's median rent of $2,032/mo is $70 (4%) above the US national median of $1,962/mo. Within North Carolina, it ranks #13 out of 128 tracked cities.
Income Affordability
22%
VERY AFFORDABLE

At $2,032/mo, rent takes ~22% of Indian Trail's median household income ($108,483/yr). The standard benchmark is 30%.

Indian Trail 22%Benchmark 30%
State income tax4.5%
Run the Indian Trail affordability calculator →
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Neighborhoods

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