At $1,376/mo, rent takes about 36% of the local median household income, slightly above the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,376 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Lincolnton changed +7.2% over the year to September 2026. Across the 94 North Carolina cities Zillow tracks, the typical change was +2.9%.
Rent has risen 7 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($46,320) is $1,158 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,120); a 3-bedroom is $1,550.
Cherryville, 10 miles away, rents for 22% less ($1,075/mo), about $3,600 a year in savings.
From Zillow's monthly rent index (ZORI) for Lincolnton. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Lincolnton, NC is roughly split between renters and owners, has a median income below the national average, 24% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Lincolnton, NC has changed in 5 years
Local incomes tracked alongside that move, going from a median of $38,920 in 2021 to $46,320 more recently. Headcount in the area went from 10,926 to 11,783 between 2021 and 2024, a 7.8% change. About 53.8% of households rent today, against 59.1% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 19.1% to 24%.
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At $1,376/mo, how Lincolnton rent compares to typical pay (30% rule).
Lincolnton rent by bedroom count
Median rent for each apartment size in Lincolnton. Click any size for full breakdown.
Tips for renters in Lincolnton
Last updated: October 17, 2026
The median rent in Lincolnton is $1,376/mo as of October 2026. A studio apartment averages $980/mo while a 2-bedroom runs $1,120/mo. One-bedroom apartments average $1,010/mo and 3-bedroom units go for $1,550/mo.
At 36% of local median household income ($46,320/yr), Lincolnton ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.3% over the past year.
Frequently asked questions
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Is rent going up or down in Lincolnton?
How does Lincolnton rent compare to other cities in North Carolina?
Which nearby cities are cheaper to rent in than Lincolnton?
At $1,376/mo, rent takes ~36% of Lincolnton's median household income ($46,320/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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