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City Report · NJ

Atlantic City

Pop. 38,632·172nd most expensive in New Jersey·Atlantic City rents have dropped 9.6%, currently a renter's market
Median rent (all units)
$1,765/mo
Year-over-Year
-9.6%
Month-over-Month
-6.5%
vs US Median
-$200
Falling (Monthly)
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Most AffordableMost Expensive
Atlantic City · $1,765
More affordable than 56% of US cities · National median $1,965/mo
Rent Reality Score
82/100
Great value
OverheatedFairGreat value

Rents are 16% below what Atlantic City's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,765/mo
Expected by trend
$2,107/mo
The Rent Reality Score compares today's median rent to where Atlantic City's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,090
1 BR
$1,240
2 BR
$1,510
3 BR
$2,120
4 BR+
$2,330
Research median
$1,510/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,180/yr
At $1,765/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 9.6% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-9.6% YoY, -6.5% MoM), not inventory.
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Demographics

Who lives here

Atlantic City, NJ is majority renter-occupied, has a large share of families with children, has a median income below the national average, 22.4% of residents hold a bachelor's degree or higher.

Population
38,632
Median income
$41,028
Median age
38
Renters
69.7%
Age distribution
25.1%
20.7%
23%
14.6%
16.6%
Under 1825.1%
18–3420.7%
35–5423%
55–6414.6%
65+16.6%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
19.8%
30%
31.9%
15.5%
White19.8%
Black30%
Hispanic31.9%
Asian15.5%
Other2.7%
Education (25+)
22%
32.1%
23.5%
22.4%
No HS diploma22%
HS diploma32.1%
Some college23.5%
Bachelor's+22.4%
Housing tenure
30.3%
69.7%
Owner30.3%
Renter69.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Atlantic City, NJ has changed in 5 years

Income
$29,773 → $41,028
up 37.8%
Population
38,481 → 38,632
up 0.4%
Renter share
72.1% → 69.7%
-2.4 pts
Bachelor's+
18.4% → 22.4%
+4.0 pts

Household income in the area moved from $29,773 to $41,028 across the same window, up 37.8% versus 2021. Renters now make up 69.7% of households, compared with 72.1% five years ago. College-educated residents now make up 22.4% of adults here, versus 18.4% in 2021.

Community

Discussions about Atlantic City

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View Atlantic City rent history (2015–2026) →
Salary vs rent

Can you afford rent in Atlantic City on your salary?

At $1,765/mo, how Atlantic City rent compares to typical pay (30% rule).

By apartment size

Atlantic City rent by bedroom count

Median rent for each apartment size in Atlantic City. Click any size for full breakdown.

Local insights

Tips for renters in Atlantic City

About renting in Atlantic City, NJ

Last updated: July 20, 2026

The median rent in Atlantic City is $1,765/mo as of July 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,510/mo. One-bedroom apartments average $1,240/mo and 3-bedroom units go for $2,120/mo.

At 52% of local median household income ($41,028/yr), Atlantic City ranks as expensive compared to the national benchmark of 30%. Rents have decreased 9.6% over the past year.

FAQ

Frequently asked questions

Is Atlantic City an affordable city for renters?

Atlantic City is considered expensive for renters. At $1,765/mo, rent takes approximately 52% of the local median household income ($41,028/yr). The standard benchmark is 30%. Atlantic City significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Atlantic City?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,765/mo in Atlantic City. The local median household income is $41,028/yr, meaning the typical Atlantic City household falls short of that threshold.

Is rent going up or down in Atlantic City?

Rent in Atlantic City has decreased 9.6% over the past year as of July 2026, offering some relief compared to 12 months ago.

How does Atlantic City rent compare to other cities in New Jersey?

Atlantic City is one of the more affordable cities in New Jersey for rent, ranking #172 out of 180 tracked cities at $1,765/mo.

What percentage of Atlantic City residents rent vs. own?

According to Census data, approximately 69.7% of Atlantic City households are renters, while 30.3% are owner-occupied. With a majority renter population, Atlantic City has a strong rental market.

How does Atlantic City rent compare to the national average?

Atlantic City's median rent of $1,765/mo is $200 (10%) below the US national median of $1,965/mo. Within New Jersey, it ranks #172 out of 180 tracked cities.
Income Affordability
52%
EXPENSIVE

At $1,765/mo, rent takes ~52% of Atlantic City's median household income ($41,028/yr). The standard benchmark is 30%.

Atlantic City 52%Benchmark 30%
State income tax1.4–10.75%
Run the Atlantic City affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Atlantic City, NJ

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