Rents are 9% below what Atlantic City's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,812 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Atlantic City is 1% below its high of $1,831 in August 2025, at $1,812 as of September 2026.
Rent in Atlantic City changed +1.3% over the year to September 2026. Across the 121 New Jersey cities Zillow tracks, the typical change was +3.1%.
Rent rose in 5 of the last 12 months.
30% of the median household income ($41,028) is $1,026 a month. That is less than HUD's Fair Market Rent for a studio ($1,090).
From Zillow's monthly rent index (ZORI) for Atlantic City. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Atlantic City, NJ is majority renter-occupied, has a large share of families with children, has a median income below the national average, 22.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Atlantic City, NJ has changed in 5 years
Household income in the area moved from $29,773 to $41,028 across the same window, up 37.8% versus 2021. Renters now make up 69.7% of households, compared with 72.1% five years ago. College-educated residents now make up 22.4% of adults here, versus 18.4% in 2021.
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Can you afford rent in Atlantic City on your salary?
At $1,812/mo, how Atlantic City rent compares to typical pay (30% rule).
Atlantic City rent by bedroom count
Median rent for each apartment size in Atlantic City. Click any size for full breakdown.
Tips for renters in Atlantic City
Last updated: October 17, 2026
The median rent in Atlantic City is $1,812/mo as of October 2026. A studio apartment averages $1,090/mo while a 2-bedroom runs $1,510/mo. One-bedroom apartments average $1,240/mo and 3-bedroom units go for $2,120/mo.
At 53% of local median household income ($41,028/yr), Atlantic City ranks as expensive compared to the national benchmark of 30%. Rents have increased 1.3% over the past year.
Frequently asked questions
How much income do you need to rent in Atlantic City?
Is rent going up or down in Atlantic City?
How does Atlantic City rent compare to other cities in New Jersey?
At $1,812/mo, rent takes ~53% of Atlantic City's median household income ($41,028/yr). The standard benchmark is 30%.
How does this area stack up?
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Estimated from ZIP-level data
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