How much rent can you afford in Kearny, NJ?
Run your salary against Kearny's current rent, or find the income you'd need for a target rent. Powered by live RentDataNow medians.
The 30% rent rule, in Kearny
At a median rent of $2,108/mo, Kearny is moderately stretched when measured against Kearny median household income of $79,154/yr. Rent would consume roughly 32% of pre-tax income, and a salary of about $84,320 keeps rent at the recommended 30% threshold.
How Kearny compares nearby
Median rent for the closest cities with data.
Frequently asked
How much rent can I afford in Kearny?
On a $79,154 salary (the Kearny median household income), the recommended ceiling is 30% of pre-tax income, or about $1,979/mo. Kearny's median rent is $2,108/mo. Use the calculator on this page to run your own salary.
What salary do I need to live in Kearny?
To keep Kearny's $2,108/mo median rent under 30% of income, you'd need about $84,320/yr. Lower your target share (e.g. 25%) to need more, or raise it (e.g. 40%) to need less.
Is Kearny affordable on the median New Jersey income?
Kearny is moderately stretched on a $79,154 income. Rent would take 32% of pre-tax pay, outside the recommended 30% threshold.
What's the 30% rent rule?
The 30% rule is a long-standing budgeting guideline that keeps rent at or below 30% of gross (pre-tax) income. It leaves enough room for utilities, transit, savings, and debt service. In high-cost markets, many renters exceed 30%, and the Census Bureau classifies households paying more than 30% of income on rent as "cost-burdened".