At $3,485/mo, rent takes about 58% of the US median household income, well above the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,485 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
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Who lives here
Ocean, NJ is majority owner-occupied, has a large retiree population, 56.7% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Ocean, NJ has changed in 5 years
Headcount in the area went from 11,132 to 11,261 between 2019 and 2024, a 1.2% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 51.4% to 56.7%.
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Can you afford rent in Ocean on your salary?
At $3,485/mo, how Ocean rent compares to typical pay (30% rule).
Ocean rent by bedroom count
Median rent for each apartment size in Ocean. Click any size for full breakdown.
Tips for renters in Ocean
Last updated: October 17, 2026
The median rent in Ocean is $3,485/mo as of October 2026. A studio apartment averages $1,440/mo while a 2-bedroom runs $2,000/mo. One-bedroom apartments average $1,620/mo and 3-bedroom units go for $2,660/mo.
At 58% of estimated US median household income ($72,000/yr), Ocean ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.
Frequently asked questions
How much income do you need to rent in Ocean?
Is rent going up or down in Ocean?
How does Ocean rent compare to other cities in New Jersey?
Which nearby cities are cheaper to rent in than Ocean?
At $3,485/mo, rent takes ~58% of US median household income ($72,000/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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