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City Report · OH

Findlay

Pop. 40,287·97th most expensive in Ohio·One of the most affordable rental markets in the US
Median rent (all units)
$1,233/mo
Year-over-Year
+2.6%
Month-over-Month
+5.1%
vs US Median
-$732
Rising (Monthly)
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Most AffordableMost Expensive
Findlay · $1,233
More affordable than 91% of US cities · National median $1,965/mo
Rent Reality Score
61/100
Good value
OverheatedFairGreat value

Rents are 5% below what Findlay's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,233/mo
Expected by trend
$1,303/mo
The Rent Reality Score compares today's median rent to where Findlay's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$690
1 BR
$770
2 BR
$1,010
3 BR
$1,310
4 BR+
$1,540
Research median
$1,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,796/yr
At $1,233/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.6% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.6% YoY, +5.1% MoM), not inventory.
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Demographics

Who lives here

Findlay, OH is majority owner-occupied, has a median income below the national average, 30.6% of residents hold a bachelor's degree or higher.

Population
40,287
Median income
$61,423
Median age
38
Renters
40.1%
Age distribution
19.9%
27%
22.1%
19.2%
Under 1819.9%
18–3427%
35–5422.1%
55–6411.9%
65+19.2%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
85.5%
White85.5%
Black2.7%
Hispanic8.5%
Asian2.3%
Other1%
Education (25+)
34.1%
30.5%
30.6%
No HS diploma4.7%
HS diploma34.1%
Some college30.5%
Bachelor's+30.6%
Housing tenure
59.9%
40.1%
Owner59.9%
Renter40.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Findlay, OH has changed in 5 years

Rent
$1,087 → $1,233
up 13.4%
Income
$50,921 → $61,423
up 20.6%
Population
40,323 → 40,287
down 0.1%
Renter share
42.4% → 40.1%
-2.3 pts
Bachelor's+
28.4% → 30.6%
+2.2 pts

Since 2023, the typical rent in Findlay, OH has climbed from $1,087 to $1,233, a 13.4% change over five years. Census figures show median household income at $61,423 today, compared with $50,921 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. Renters now make up 40.1% of households, compared with 42.4% five years ago. College-educated residents now make up 30.6% of adults here, versus 28.4% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

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View Findlay rent history (2015–2026) →
Salary vs rent

Can you afford rent in Findlay on your salary?

At $1,233/mo, how Findlay rent compares to typical pay (30% rule).

By apartment size

Findlay rent by bedroom count

Median rent for each apartment size in Findlay. Click any size for full breakdown.

Local insights

Tips for renters in Findlay

About renting in Findlay, OH

Last updated: July 20, 2026

The median rent in Findlay is $1,233/mo as of July 2026. A studio apartment averages $690/mo while a 2-bedroom runs $1,010/mo. One-bedroom apartments average $770/mo and 3-bedroom units go for $1,310/mo.

At 24% of local median household income ($61,423/yr), Findlay ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

Is Findlay an affordable city for renters?

Findlay is considered very affordable for renters. At $1,233/mo, rent takes approximately 24% of the local median household income ($61,423/yr). The standard benchmark is 30%. Findlay falls comfortably within that range.

How much income do you need to rent in Findlay?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (~$24/hour full-time) to afford the median rent of $1,233/mo in Findlay. The local median household income is $61,423/yr, meaning the typical Findlay household meets that threshold.

Is rent going up or down in Findlay?

Rent in Findlay has increased 2.6% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Findlay rent compare to other cities in Ohio?

Findlay is one of the more affordable cities in Ohio for rent, ranking #97 out of 128 tracked cities at $1,233/mo.

Which nearby cities are cheaper to rent in than Findlay?

Several nearby cities have lower median rents than Findlay ($1,233/mo): Bowling Green ($1,049/mo), Toledo ($1,125/mo), Lima ($1,176/mo).

What percentage of Findlay residents rent vs. own?

According to Census data, approximately 40.1% of Findlay households are renters, while 59.9% are owner-occupied. Findlay leans toward homeownership, which can mean a smaller rental inventory.

How does Findlay rent compare to the national average?

Findlay's median rent of $1,233/mo is $732 (37%) below the US national median of $1,965/mo. Within Ohio, it ranks #97 out of 128 tracked cities.
Income Affordability
24%
VERY AFFORDABLE

At $1,233/mo, rent takes ~24% of Findlay's median household income ($61,423/yr). The standard benchmark is 30%.

Findlay 24%Benchmark 30%
State income tax2.75–3.5%
Run the Findlay affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Findlay, OH

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