City Report · OH

Findlay

Pop. 40,287·81st most expensive in Ohio·Findlay rents are up 6.9% over the past year
Median rent (all units)
$1,348/mo
Year-over-Year
+6.9%
Month-over-Month
+0.3%
vs US Median
-$584
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Findlay · $1,348
More affordable than 85% of US cities · National median $1,932/mo
Rent Reality Score
51/100
Fairly priced
OverheatedFairGreat value

Rents are right about where Findlay's 10-year trend predicts.

Actual rent
$1,348/mo
Expected by trend
$1,356/mo
The Rent Reality Score compares today's median rent to where Findlay's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$690
1 BR
$770
2 BR
$1,010
3 BR
$1,310
4 BR+
$1,540
Fair Market Rent (HUD)
$1,010/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,348 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Findlay is 0.1% below its high of $1,350 in June 2026, at $1,348 as of September 2026.

Past year vs. the rest of Ohio

Rent in Findlay changed +6.9% over the year to September 2026. Across the 93 Ohio cities Zillow tracks, the typical change was +4.3%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($61,423) is $1,536 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,310); a 4-bedroom is $1,540.

From Zillow's monthly rent index (ZORI) for Findlay. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,176/yr
At $1,348/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 6.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+6.9% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Findlay, OH is majority owner-occupied, has a median income below the national average, 30.6% of residents hold a bachelor's degree or higher.

Population
40,287
Median income
$61,423
Median age
38
Renters
40.1%
Age distribution
19.9%
27%
22.1%
19.2%
Under 1819.9%
18–3427%
35–5422.1%
55–6411.9%
65+19.2%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
85.5%
White85.5%
Black2.7%
Hispanic8.5%
Asian2.3%
Other1%
Education (25+)
34.1%
30.5%
30.6%
No HS diploma4.7%
HS diploma34.1%
Some college30.5%
Bachelor's+30.6%
Housing tenure
59.9%
40.1%
Owner59.9%
Renter40.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Findlay, OH has changed in 5 years

Rent
$1,103 → $1,348
up 22.2%
Income
$50,921 → $61,423
up 20.6%
Population
40,323 → 40,287
down 0.1%
Renter share
42.4% → 40.1%
-2.3 pts
Bachelor's+
28.4% → 30.6%
+2.2 pts

Since 2023, the typical rent in Findlay, OH has climbed from $1,103 to $1,348, a 22.2% change over five years. Census figures show median household income at $61,423 today, compared with $50,921 five years earlier. Renters now make up 40.1% of households, compared with 42.4% five years ago. College-educated residents now make up 30.6% of adults here, versus 28.4% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2023.

Community

Discussions about Findlay

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View Findlay rent history (2015–2026) →
Salary vs rent

Can you afford rent in Findlay on your salary?

At $1,348/mo, how Findlay rent compares to typical pay (30% rule).

By apartment size

Findlay rent by bedroom count

Median rent for each apartment size in Findlay. Click any size for full breakdown.

Local insights

Tips for renters in Findlay

About renting in Findlay, OH

Last updated: October 17, 2026

The median rent in Findlay is $1,348/mo as of October 2026. A studio apartment averages $690/mo while a 2-bedroom runs $1,010/mo. One-bedroom apartments average $770/mo and 3-bedroom units go for $1,310/mo.

At 26% of local median household income ($61,423/yr), Findlay ranks as affordable compared to the national benchmark of 30%. Rents have increased 6.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Findlay?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,348/mo in Findlay. The local median household income is $61,423/yr, so the typical household meets that bar.

Is rent going up or down in Findlay?

Rent in Findlay has risen 6.9% over the past year as of September 2026. It sits 0.1% below its high of $1,350 in June 2026.

How does Findlay rent compare to other cities in Ohio?

Findlay is in the middle among Ohio cities for rent, ranking #81 of 125 tracked cities at $1,348/mo. Over the year to September 2026, rent in Findlay changed +6.9%, against a typical +4.3% across the 93 Ohio cities Zillow tracks.

Which nearby cities are cheaper to rent in than Findlay?

Nearby cities with lower median rent than Findlay ($1,348/mo) include Bowling Green ($1,041/mo), Toledo ($1,151/mo), and Marion ($1,154/mo).
Income Affordability
26%
AFFORDABLE

At $1,348/mo, rent takes ~26% of Findlay's median household income ($61,423/yr). The standard benchmark is 30%.

Findlay 26%Benchmark 30%
State income tax2.75–3.5%
Run the Findlay affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Findlay, OH

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