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City Report · OH

Hamilton

Pop. 63,468·49th most expensive in Ohio·Hamilton rents are up 16.3% over the past year
Median rent (all units)
$1,617/mo
Year-over-Year
+16.3%
Month-over-Month
+6.0%
vs US Median
-$348
Rising (Monthly)
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Most AffordableMost Expensive
Hamilton · $1,617
More affordable than 68% of US cities · National median $1,965/mo
Rent Reality Score
25/100
Overpriced
OverheatedFairGreat value

Rents are 13% above what Hamilton's 10-year trend predicts — running hotter than its own history.

Actual rent
$1,617/mo
Expected by trend
$1,437/mo
The Rent Reality Score compares today's median rent to where Hamilton's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$830
1 BR
$930
2 BR
$1,205
3 BR
$1,600
4 BR+
$1,765
Research median
$1,205/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,404/yr
At $1,617/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 16.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+16.3% YoY, +6.0% MoM), not inventory.
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Demographics

Who lives here

Hamilton, OH is roughly split between renters and owners, has a median income below the national average, 16.5% of residents hold a bachelor's degree or higher.

Population
63,468
Median income
$55,166
Median age
34.8
Renters
45.7%
Age distribution
23.3%
26.9%
24%
14.3%
Under 1823.3%
18–3426.9%
35–5424%
55–6411.4%
65+14.3%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
73.8%
12%
White73.8%
Black7.7%
Hispanic12%
Asian0.8%
Other5.6%
Education (25+)
14.6%
40.3%
28.7%
16.5%
No HS diploma14.6%
HS diploma40.3%
Some college28.7%
Bachelor's+16.5%
Housing tenure
54.3%
45.7%
Owner54.3%
Renter45.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Hamilton, OH has changed in 5 years

Rent
$1,020 → $1,617
up 58.5%
Income
$50,034 → $55,166
up 10.3%
Population
63,127 → 63,468
up 0.5%
Renter share
44.9% → 45.7%
+0.8 pts
Bachelor's+
16.7% → 16.5%
-0.2 pts
Median age
35.3 → 34.8
-0.5 yrs

Across the past five years, the going rent in Hamilton, OH has shifted from $1,020 to $1,617, up 58.5% since 2021. Local incomes tracked alongside that move, going from a median of $50,034 in 2021 to $55,166 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Hamilton, OH market of 2021.

Community

Discussions about Hamilton

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View Hamilton rent history (2015–2026) →
Salary vs rent

Can you afford rent in Hamilton on your salary?

At $1,617/mo, how Hamilton rent compares to typical pay (30% rule).

By apartment size

Hamilton rent by bedroom count

Median rent for each apartment size in Hamilton. Click any size for full breakdown.

Local insights

Tips for renters in Hamilton

About renting in Hamilton, OH

Last updated: July 20, 2026

The median rent in Hamilton is $1,617/mo as of July 2026. A studio apartment averages $830/mo while a 2-bedroom runs $1,205/mo. One-bedroom apartments average $930/mo and 3-bedroom units go for $1,600/mo.

At 35% of local median household income ($55,166/yr), Hamilton ranks as moderate compared to the national benchmark of 30%. Rents have increased 16.3% over the past year.

FAQ

Frequently asked questions

Is Hamilton an affordable city for renters?

Hamilton is considered moderate for renters. At $1,617/mo, rent takes approximately 35% of the local median household income ($55,166/yr). The standard benchmark is 30%. Hamilton slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Hamilton?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,617/mo in Hamilton. The local median household income is $55,166/yr, meaning the typical Hamilton household falls short of that threshold.

Is rent going up or down in Hamilton?

Rent in Hamilton has increased 16.3% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Hamilton neighborhoods have the lowest rent?

The most affordable ZIP codes in Hamilton are 45013 ($1,429/mo), and 45011 ($2,070/mo). Citywide, the median rent in Hamilton is $1,617/mo.

How does Hamilton rent compare to other cities in Ohio?

Hamilton is middle-of-the-pack for Ohio for rent, ranking #49 out of 128 tracked cities at $1,617/mo.

Which nearby cities are cheaper to rent in than Hamilton?

Several nearby cities have lower median rents than Hamilton ($1,617/mo): Fairfield ($1,304/mo), Forest Park ($1,575/mo).

What percentage of Hamilton residents rent vs. own?

According to Census data, approximately 45.7% of Hamilton households are renters, while 54.3% are owner-occupied. Hamilton leans toward homeownership, which can mean a smaller rental inventory.

How does Hamilton rent compare to the national average?

Hamilton's median rent of $1,617/mo is $348 (18%) below the US national median of $1,965/mo. Within Ohio, it ranks #49 out of 128 tracked cities.
Income Affordability
35%
MODERATE

At $1,617/mo, rent takes ~35% of Hamilton's median household income ($55,166/yr). The standard benchmark is 30%.

Hamilton 35%Benchmark 30%
State income tax2.75–3.5%
Run the Hamilton affordability calculator →
Lowest-rent ZIP codes in Hamilton
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Hamilton, OH

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