City Report · PA

Chester

Pop. 33,619·136th most expensive in Pennsylvania·One of the most affordable rental markets in the US
Median rent (all units)
$1,291/mo
Year-over-Year
-3.0%
Month-over-Month
-0.6%
vs US Median
-$671
Falling (Monthly)
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Most AffordableMost Expensive
Chester · $1,291
More affordable than 88% of US cities · National median $1,962/mo
Rent Reality Score
72/100
Good value
OverheatedFairGreat value

Rents are 11% below what Chester's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,291/mo
Expected by trend
$1,452/mo
The Rent Reality Score compares today's median rent to where Chester's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,040
1 BR
$1,150
2 BR
$1,370
3 BR
$1,650
4 BR+
$1,880
Fair Market Rent (HUD)
$1,370/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,291 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$15,492/yr
At $1,291/mo median
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 3.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-3.0% YoY, -0.6% MoM), not inventory.
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Demographics

Who lives here

Chester, PA is majority renter-occupied, has a median income below the national average, 14.4% of residents hold a bachelor's degree or higher.

Population
33,619
Median income
$41,342
Median age
33.9
Renters
60%
Age distribution
23.5%
27.7%
20.1%
13.1%
15.5%
Under 1823.5%
18–3427.7%
35–5420.1%
55–6413.1%
65+15.5%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
13.7%
72%
White13.7%
Black72%
Hispanic11.1%
Asian0.8%
Other2.4%
Education (25+)
15.7%
45.8%
24.2%
14.4%
No HS diploma15.7%
HS diploma45.8%
Some college24.2%
Bachelor's+14.4%
Housing tenure
40%
60%
Owner40%
Renter60%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Chester, PA has changed in 5 years

Rent
$992 → $1,291
up 30.1%
Income
$35,751 → $41,342
up 15.6%
Population
32,819 → 33,619
up 2.4%
Renter share
63.2% → 60%
-3.2 pts
Bachelor's+
14% → 14.4%
+0.4 pts
Median age
32.5 → 33.9
+1.4 yrs

The median rent in Chester, PA stood at $992 in 2022 and currently runs about $1,291, reflecting a 30.1% increase over the period. Census figures show median household income at $41,342 today, compared with $35,751 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 2.4% since 2021, moving from about 32,819 residents to roughly 33,619. Renters now make up 60% of households, compared with 63.2% five years ago. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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View Chester rent history (2015–2026) →
Salary vs rent

Can you afford rent in Chester on your salary?

At $1,291/mo, how Chester rent compares to typical pay (30% rule).

By apartment size

Chester rent by bedroom count

Median rent for each apartment size in Chester. Click any size for full breakdown.

Local insights

Tips for renters in Chester

About renting in Chester, PA

Last updated: August 17, 2026

The median rent in Chester is $1,291/mo as of August 2026. A studio apartment averages $1,040/mo while a 2-bedroom runs $1,370/mo. One-bedroom apartments average $1,150/mo and 3-bedroom units go for $1,650/mo.

At 37% of local median household income ($41,342/yr), Chester ranks as moderate compared to the national benchmark of 30%. Rents have decreased 3.0% over the past year.

FAQ

Frequently asked questions

Is Chester an affordable city for renters?

Chester is considered moderate for renters. At $1,291/mo, rent takes approximately 37% of the local median household income ($41,342/yr). The standard benchmark is 30%. Chester slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Chester?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (~$25/hour full-time) to afford the median rent of $1,291/mo in Chester. The local median household income is $41,342/yr, meaning the typical Chester household falls short of that threshold.

Is rent going up or down in Chester?

Rent in Chester has decreased 3.0% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Chester rent compare to other cities in Pennsylvania?

Chester is one of the more affordable cities in Pennsylvania for rent, ranking #136 out of 169 tracked cities at $1,291/mo.

What percentage of Chester residents rent vs. own?

According to Census data, approximately 60% of Chester households are renters, while 40% are owner-occupied. With a majority renter population, Chester has a strong rental market.

How does Chester rent compare to the national average?

Chester's median rent of $1,291/mo is $671 (34%) below the US national median of $1,962/mo. Within Pennsylvania, it ranks #136 out of 169 tracked cities.
Income Affordability
37%
MODERATE

At $1,291/mo, rent takes ~37% of Chester's median household income ($41,342/yr). The standard benchmark is 30%.

Chester 37%Benchmark 30%
State income tax3.07%
Run the Chester affordability calculator →
Lowest-rent ZIP codes in Chester
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Chester, PA

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