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City Report · PA

Lock Haven

Pop. 8,447·164th most expensive in Pennsylvania·Lock Haven rents are up 14.4% over the past year
Median rent (all units)
$938/mo
Year-over-Year
+14.4%
Month-over-Month
+5.4%
vs US Median
-$1,024
Rising (Monthly)
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Most AffordableMost Expensive
Lock Haven · $938
More affordable than 99% of US cities · National median $1,962/mo
Rent Reality Score
34/100
Overpriced
OverheatedFairGreat value

Rents are 8% above what Lock Haven's 10-year trend predicts — running hotter than its own history.

Actual rent
$938/mo
Expected by trend
$870/mo
The Rent Reality Score compares today's median rent to where Lock Haven's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$810
1 BR
$820
2 BR
$1,020
3 BR
$1,270
4 BR+
$1,690
Fair Market Rent (HUD)
$1,020/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $938 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$11,256/yr
At $938/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.4% YoY, +5.4% MoM), not inventory.
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Demographics

Who lives here

Lock Haven, PA is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 24.6% of residents hold a bachelor's degree or higher.

Population
8,447
Median income
$46,102
Median age
28.9
Renters
61.5%
Age distribution
15.6%
42.4%
17%
15.1%
Under 1815.6%
18–3442.4%
35–5417%
55–649.9%
65+15.1%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
89.5%
White89.5%
Black2.6%
Hispanic3.8%
Asian0.9%
Other3.1%
Education (25+)
44.1%
21.1%
24.6%
No HS diploma10.3%
HS diploma44.1%
Some college21.1%
Bachelor's+24.6%
Housing tenure
38.5%
61.5%
Owner38.5%
Renter61.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lock Haven, PA has changed in 5 years

Income
$37,662 → $46,102
up 22.4%
Population
8,458 → 8,447
down 0.1%
Renter share
69.4% → 61.5%
-7.9 pts
Bachelor's+
21.4% → 24.6%
+3.2 pts
Median age
26.8 → 28.9
+2.1 yrs

Median household income climbed from $37,662 to $46,102 between 2021 and 2024, a 22.4% shift. The renter share has eased from 69.4% to 61.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 21.4% to 24.6% across the same window.

Community

Discussions about Lock Haven

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View Lock Haven rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lock Haven on your salary?

At $938/mo, how Lock Haven rent compares to typical pay (30% rule).

By apartment size

Lock Haven rent by bedroom count

Median rent for each apartment size in Lock Haven. Click any size for full breakdown.

Local insights

Tips for renters in Lock Haven

About renting in Lock Haven, PA

Last updated: August 17, 2026

The median rent in Lock Haven is $938/mo as of August 2026. A studio apartment averages $810/mo while a 2-bedroom runs $1,020/mo. One-bedroom apartments average $820/mo and 3-bedroom units go for $1,270/mo.

At 24% of local median household income ($46,102/yr), Lock Haven ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.4% over the past year.

FAQ

Frequently asked questions

Is Lock Haven an affordable city for renters?

Lock Haven is considered very affordable for renters. At $938/mo, rent takes approximately 24% of the local median household income ($46,102/yr). The standard benchmark is 30%. Lock Haven falls comfortably within that range.

How much income do you need to rent in Lock Haven?

To keep rent at or below 30% of gross income, you would need to earn at least $38,000/year (~$18/hour full-time) to afford the median rent of $938/mo in Lock Haven. The local median household income is $46,102/yr, meaning the typical Lock Haven household meets that threshold.

Is rent going up or down in Lock Haven?

Rent in Lock Haven has increased 14.4% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Lock Haven rent compare to other cities in Pennsylvania?

Lock Haven is one of the more affordable cities in Pennsylvania for rent, ranking #164 out of 169 tracked cities at $938/mo.

What percentage of Lock Haven residents rent vs. own?

According to Census data, approximately 61.5% of Lock Haven households are renters, while 38.5% are owner-occupied. With a majority renter population, Lock Haven has a strong rental market.

How does Lock Haven rent compare to the national average?

Lock Haven's median rent of $938/mo is $1,024 (52%) below the US national median of $1,962/mo. Within Pennsylvania, it ranks #164 out of 169 tracked cities.
Income Affordability
24%
VERY AFFORDABLE

At $938/mo, rent takes ~24% of Lock Haven's median household income ($46,102/yr). The standard benchmark is 30%.

Lock Haven 24%Benchmark 30%
State income tax3.07%
Run the Lock Haven affordability calculator →
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Neighborhoods

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Schools nearby

Public schools near Lock Haven, PA

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