City Report · PA

Lock Haven

Pop. 8,447·154th most expensive in Pennsylvania·One of the most affordable rental markets in the US
Median rent (all units)
$988/mo
Year-over-Year
-2.3%
Month-over-Month
-3.8%
vs US Median
-$944
Reported rents
Falling (Monthly)
Be the first to discuss Lock Haven rents ↓
Most AffordableMost Expensive
Lock Haven · $988
More affordable than 98% of US cities · National median $1,932/mo
Rent Reality Score
66/100
Good value
OverheatedFairGreat value

Rents are 8% below what Lock Haven's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$988/mo
Expected by trend
$1,076/mo
The Rent Reality Score compares today's median rent to where Lock Haven's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$810
1 BR
$820
2 BR
$1,020
3 BR
$1,270
4 BR+
$1,690
Fair Market Rent (HUD)
$1,020/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $988 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in Lock Haven is 8.7% below its high of $1,082 in January 2026, at $988 as of September 2026.

Past year vs. the rest of Pennsylvania

Rent in Lock Haven changed -2.3% over the year to September 2026. Across the 114 Pennsylvania cities Zillow tracks, the typical change was +3.6%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($46,102) is $1,153 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,020); a 3-bedroom is $1,270.

From Zillow's monthly rent index (ZORI) for Lock Haven. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$11,856/yr
At $988/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 2.3% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-2.3% YoY, -3.8% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Lock Haven, PA is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 24.6% of residents hold a bachelor's degree or higher.

Population
8,447
Median income
$46,102
Median age
28.9
Renters
61.5%
Age distribution
15.6%
42.4%
17%
15.1%
Under 1815.6%
18–3442.4%
35–5417%
55–649.9%
65+15.1%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
89.5%
White89.5%
Black2.6%
Hispanic3.8%
Asian0.9%
Other3.1%
Education (25+)
44.1%
21.1%
24.6%
No HS diploma10.3%
HS diploma44.1%
Some college21.1%
Bachelor's+24.6%
Housing tenure
38.5%
61.5%
Owner38.5%
Renter61.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lock Haven, PA has changed in 5 years

Income
$37,662 → $46,102
up 22.4%
Population
8,458 → 8,447
down 0.1%
Renter share
69.4% → 61.5%
-7.9 pts
Bachelor's+
21.4% → 24.6%
+3.2 pts
Median age
26.8 → 28.9
+2.1 yrs

Median household income climbed from $37,662 to $46,102 between 2021 and 2024, a 22.4% shift. The renter share has eased from 69.4% to 61.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 21.4% to 24.6% across the same window.

Community

Discussions about Lock Haven

No discussions yet. Start the conversation.

View Lock Haven rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lock Haven on your salary?

At $988/mo, how Lock Haven rent compares to typical pay (30% rule).

By apartment size

Lock Haven rent by bedroom count

Median rent for each apartment size in Lock Haven. Click any size for full breakdown.

Local insights

Tips for renters in Lock Haven

About renting in Lock Haven, PA

Last updated: October 17, 2026

The median rent in Lock Haven is $988/mo as of October 2026. A studio apartment averages $810/mo while a 2-bedroom runs $1,020/mo. One-bedroom apartments average $820/mo and 3-bedroom units go for $1,270/mo.

At 26% of local median household income ($46,102/yr), Lock Haven ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Lock Haven?

To keep rent at or below 30% of gross income, you would need to earn at least $40,000/year (about $19/hour full-time) to afford the median rent of $988/mo in Lock Haven. The local median household income is $46,102/yr, so the typical household meets that bar.

Is rent going up or down in Lock Haven?

Rent in Lock Haven has fallen 2.3% over the past year as of September 2026. It sits 8.7% below its high of $1,082 in January 2026.

How does Lock Haven rent compare to other cities in Pennsylvania?

Lock Haven is one of the more affordable among Pennsylvania cities for rent, ranking #154 of 161 tracked cities at $988/mo. Over the year to September 2026, rent in Lock Haven changed -2.3%, against a typical +3.6% across the 114 Pennsylvania cities Zillow tracks.
Income Affordability
26%
AFFORDABLE

At $988/mo, rent takes ~26% of Lock Haven's median household income ($46,102/yr). The standard benchmark is 30%.

Lock Haven 26%Benchmark 30%
State income tax3.07%
Run the Lock Haven affordability calculator →
Lowest-rent ZIP codes in Lock Haven
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lock Haven, PA

Recent submissions

Be the first to submit your rent for Lock Haven.

Recent discussions

No discussions yet.