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City Report · RI

Cumberland

·13th most expensive in Rhode Island·Rental market data updated monthly for Cumberland, RI
Median rent (all units)
$2,230/mo
Year-over-Year
+4.2%
Month-over-Month
+3.2%
vs US Median
+$268
Rising (Monthly)
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Most AffordableMost Expensive
Cumberland · $2,230
More expensive than 70% of US cities · National median $1,962/mo
Affordability
37% of income
MODERATE
0%30% benchmark60%+

At $2,230/mo, rent takes about 37% of the US median household income, slightly above the 30% benchmark.

Income to afford
$89,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Cumberland's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,260
2 BR
$1,530
3 BR
$1,850
4 BR+
$2,290
Fair Market Rent (HUD)
$1,530/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,230 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$26,760/yr
At $2,230/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.2% YoY, +3.2% MoM), not inventory.
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View Cumberland rent history (2015–2026) →
Salary vs rent

Can you afford rent in Cumberland on your salary?

At $2,230/mo, how Cumberland rent compares to typical pay (30% rule).

By apartment size

Cumberland rent by bedroom count

Median rent for each apartment size in Cumberland. Click any size for full breakdown.

Local insights

Tips for renters in Cumberland

About renting in Cumberland, RI

Last updated: August 17, 2026

The median rent in Cumberland is $2,230/mo as of August 2026. A studio apartment averages $1,170/mo while a 2-bedroom runs $1,530/mo. One-bedroom apartments average $1,260/mo and 3-bedroom units go for $1,850/mo.

At 37% of estimated US median household income ($72,000/yr), Cumberland ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.2% over the past year.

FAQ

Frequently asked questions

Is Cumberland an affordable city for renters?

Cumberland is considered moderate for renters. At $2,230/mo, rent takes approximately 37% of the US median household income ($72,000/yr). The standard benchmark is 30%. Cumberland slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Cumberland?

To keep rent at or below 30% of gross income, you would need to earn at least $89,000/year (~$43/hour full-time) to afford the median rent of $2,230/mo in Cumberland.

Is rent going up or down in Cumberland?

Rent in Cumberland has increased 4.2% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Cumberland rent compare to other cities in Rhode Island?

Cumberland is middle-of-the-pack for Rhode Island for rent, ranking #13 out of 24 tracked cities at $2,230/mo.

Which nearby cities are cheaper to rent in than Cumberland?

Several nearby cities have lower median rents than Cumberland ($2,230/mo): Woonsocket ($1,685/mo), Central Falls ($1,694/mo), Plainville ($2,111/mo).

How does Cumberland rent compare to the national average?

Cumberland's median rent of $2,230/mo is $268 (14%) above the US national median of $1,962/mo. Within Rhode Island, it ranks #13 out of 24 tracked cities.
Income Affordability
37%
MODERATE

At $2,230/mo, rent takes ~37% of US median household income ($72,000/yr). The standard benchmark is 30%.

Cumberland 37%Benchmark 30%
State income tax3.75–5.99%
Run the Cumberland affordability calculator →
Lowest-rent ZIP codes in Cumberland
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Neighborhoods

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Public schools near Cumberland, RI

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