City Report · RI

Cumberland

·12th most expensive in Rhode Island·Rental market data updated monthly for Cumberland, RI
Median rent (all units)
$2,311/mo
Year-over-Year
+4.8%
Month-over-Month
+0.7%
vs US Median
+$379
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Cumberland · $2,311
More expensive than 73% of US cities · National median $1,932/mo
Affordability
39% of income
MODERATE
0%30% benchmark60%+

At $2,311/mo, rent takes about 39% of the US median household income, slightly above the 30% benchmark.

Income to afford
$92,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Cumberland's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,260
2 BR
$1,530
3 BR
$1,850
4 BR+
$2,290
Fair Market Rent (HUD)
$1,530/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,311 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Rhode Island

Rent in Cumberland changed +4.9% over the year to September 2026. Across the 19 Rhode Island cities Zillow tracks, the typical change was +4.9%.

Recent direction

Rent has risen 3 months in a row, and rose in 8 of the last 12 months.

Cheaper nearby

Lincoln, 2 miles away, rents for 15% less ($1,955/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for Cumberland.

Annual cost
$27,732/yr
At $2,311/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.8% YoY, +0.7% MoM), not inventory.
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Community

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View Cumberland rent history (2015–2026) →
Salary vs rent

Can you afford rent in Cumberland on your salary?

At $2,311/mo, how Cumberland rent compares to typical pay (30% rule).

By apartment size

Cumberland rent by bedroom count

Median rent for each apartment size in Cumberland. Click any size for full breakdown.

Local insights

Tips for renters in Cumberland

About renting in Cumberland, RI

Last updated: October 17, 2026

The median rent in Cumberland is $2,311/mo as of October 2026. A studio apartment averages $1,170/mo while a 2-bedroom runs $1,530/mo. One-bedroom apartments average $1,260/mo and 3-bedroom units go for $1,850/mo.

At 39% of estimated US median household income ($72,000/yr), Cumberland ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Cumberland?

To keep rent at or below 30% of gross income, you would need to earn at least $92,000/year (about $44/hour full-time) to afford the median rent of $2,311/mo in Cumberland.

Is rent going up or down in Cumberland?

Rent in Cumberland has risen 4.8% over the past year.

How does Cumberland rent compare to other cities in Rhode Island?

Cumberland is in the middle among Rhode Island cities for rent, ranking #12 of 24 tracked cities at $2,311/mo. Over the year to September 2026, rent in Cumberland changed +4.9%, against a typical +4.9% across the 19 Rhode Island cities Zillow tracks.

Which nearby cities are cheaper to rent in than Cumberland?

Nearby cities with lower median rent than Cumberland ($2,311/mo) include Central Falls ($1,547/mo), Woonsocket ($1,577/mo), and Lincoln ($1,955/mo).
Income Affordability
39%
MODERATE

At $2,311/mo, rent takes ~39% of US median household income ($72,000/yr). The standard benchmark is 30%.

Cumberland 39%Benchmark 30%
State income tax3.75–5.99%
Run the Cumberland affordability calculator →
Lowest-rent ZIP codes in Cumberland
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Cumberland, RI

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