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City Report · RI

Cumberland

·14th most expensive in Rhode Island·Rental market data updated monthly for Cumberland, RI
Median rent (all units)
$2,160/mo
Year-over-Year
+0.7%
Month-over-Month
-0.6%
vs US Median
+$195
Falling (Monthly)
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Most AffordableMost Expensive
Cumberland · $2,160
More expensive than 67% of US cities · National median $1,965/mo
Affordability
36% of income
MODERATE
0%30% benchmark60%+

At $2,160/mo, rent takes about 36% of the US median household income, slightly above the 30% benchmark.

Income to afford
$86,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Cumberland's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,260
2 BR
$1,530
3 BR
$1,850
4 BR+
$2,290
Research median
$1,530/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,920/yr
At $2,160/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.7% YoY, -0.6% MoM), not inventory.
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Community

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View Cumberland rent history (2015–2026) →
Salary vs rent

Can you afford rent in Cumberland on your salary?

At $2,160/mo, how Cumberland rent compares to typical pay (30% rule).

By apartment size

Cumberland rent by bedroom count

Median rent for each apartment size in Cumberland. Click any size for full breakdown.

Local insights

Tips for renters in Cumberland

About renting in Cumberland, RI

Last updated: July 20, 2026

The median rent in Cumberland is $2,160/mo as of July 2026. A studio apartment averages $1,170/mo while a 2-bedroom runs $1,530/mo. One-bedroom apartments average $1,260/mo and 3-bedroom units go for $1,850/mo.

At 36% of estimated US median household income ($72,000/yr), Cumberland ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.7% over the past year.

FAQ

Frequently asked questions

Is Cumberland an affordable city for renters?

Cumberland is considered moderate for renters. At $2,160/mo, rent takes approximately 36% of the US median household income ($72,000/yr). The standard benchmark is 30%. Cumberland slightly exceeds that threshold, so budgeting carefully matters here.

How much income do you need to rent in Cumberland?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (~$41/hour full-time) to afford the median rent of $2,160/mo in Cumberland.

Is rent going up or down in Cumberland?

Rent in Cumberland has increased 0.7% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Cumberland rent compare to other cities in Rhode Island?

Cumberland is middle-of-the-pack for Rhode Island for rent, ranking #14 out of 24 tracked cities at $2,160/mo.

Which nearby cities are cheaper to rent in than Cumberland?

Several nearby cities have lower median rents than Cumberland ($2,160/mo): Woonsocket ($1,684/mo), Central Falls ($1,721/mo), Plainville ($2,094/mo).

How does Cumberland rent compare to the national average?

Cumberland's median rent of $2,160/mo is $195 (10%) above the US national median of $1,965/mo. Within Rhode Island, it ranks #14 out of 24 tracked cities.
Income Affordability
36%
MODERATE

At $2,160/mo, rent takes ~36% of US median household income ($72,000/yr). The standard benchmark is 30%.

Cumberland 36%Benchmark 30%
State income tax3.75–5.99%
Run the Cumberland affordability calculator →
Lowest-rent ZIP codes in Cumberland
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Cumberland, RI

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