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City Report · TN

Gallatin

Pop. 48,532·35th most expensive in Tennessee·Rental market data updated monthly for Gallatin, TN
Median rent (all units)
$1,633/mo
Year-over-Year
+1.1%
Month-over-Month
-0.9%
vs US Median
-$332
Falling (Monthly)
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Most AffordableMost Expensive
Gallatin · $1,633
More affordable than 67% of US cities · National median $1,965/mo
Rent Reality Score
75/100
Good value
OverheatedFairGreat value

Rents are 13% below what Gallatin's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,633/mo
Expected by trend
$1,870/mo
The Rent Reality Score compares today's median rent to where Gallatin's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,340
1 BR
$1,390
2 BR
$1,540
3 BR
$1,950
4 BR+
$2,390
Research median
$1,540/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,596/yr
At $1,633/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.1% YoY, -0.9% MoM), not inventory.
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Demographics

Who lives here

Gallatin, TN is majority owner-occupied, 33.5% of residents hold a bachelor's degree or higher.

Population
48,532
Median income
$77,518
Median age
36.6
Renters
42.9%
Age distribution
21.6%
26.2%
23.8%
16.5%
Under 1821.6%
18–3426.2%
35–5423.8%
55–6411.8%
65+16.5%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
68.1%
14.8%
White68.1%
Black14.8%
Hispanic11.2%
Asian2%
Other3.9%
Education (25+)
27.1%
30.7%
33.5%
No HS diploma8.7%
HS diploma27.1%
Some college30.7%
Bachelor's+33.5%
Housing tenure
57.1%
42.9%
Owner57.1%
Renter42.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Gallatin, TN has changed in 5 years

Rent
$1,341 → $1,633
up 21.8%
Income
$62,881 → $77,518
up 23.3%
Population
43,306 → 48,532
up 12.1%
Renter share
38.6% → 42.9%
+4.3 pts
Bachelor's+
29.2% → 33.5%
+4.3 pts
Median age
38.2 → 36.6
-1.6 yrs

Since 2021, the typical rent in Gallatin, TN has climbed from $1,341 to $1,633, a 21.8% change over five years. Median household income rose from $62,881 to $77,518 between 2021 and 2024, a 23.3% shift. The population has grown by 12.1% since 2021, moving from about 43,306 residents to roughly 48,532. Renters now make up 42.9% of households, compared with 38.6% five years ago. College-educated residents now make up 33.5% of adults here, versus 29.2% in 2021. Taken together, the five-year picture in Gallatin, TN reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Gallatin rent history (2015–2026) →
Salary vs rent

Can you afford rent in Gallatin on your salary?

At $1,633/mo, how Gallatin rent compares to typical pay (30% rule).

By apartment size

Gallatin rent by bedroom count

Median rent for each apartment size in Gallatin. Click any size for full breakdown.

Local insights

Tips for renters in Gallatin

About renting in Gallatin, TN

Last updated: July 20, 2026

The median rent in Gallatin is $1,633/mo as of July 2026. A studio apartment averages $1,340/mo while a 2-bedroom runs $1,540/mo. One-bedroom apartments average $1,390/mo and 3-bedroom units go for $1,950/mo.

At 25% of local median household income ($77,518/yr), Gallatin ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.1% over the past year.

FAQ

Frequently asked questions

Is Gallatin an affordable city for renters?

Gallatin is considered affordable for renters. At $1,633/mo, rent takes approximately 25% of the local median household income ($77,518/yr). The standard benchmark is 30%. Gallatin falls comfortably within that range.

How much income do you need to rent in Gallatin?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (~$31/hour full-time) to afford the median rent of $1,633/mo in Gallatin. The local median household income is $77,518/yr, meaning the typical Gallatin household meets that threshold.

Is rent going up or down in Gallatin?

Rent in Gallatin has increased 1.1% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Gallatin rent compare to other cities in Tennessee?

Gallatin is middle-of-the-pack for Tennessee for rent, ranking #35 out of 65 tracked cities at $1,633/mo.

What percentage of Gallatin residents rent vs. own?

According to Census data, approximately 42.9% of Gallatin households are renters, while 57.1% are owner-occupied. Gallatin leans toward homeownership, which can mean a smaller rental inventory.

How does Gallatin rent compare to the national average?

Gallatin's median rent of $1,633/mo is $332 (17%) below the US national median of $1,965/mo. Within Tennessee, it ranks #35 out of 65 tracked cities.
Income Affordability
25%
AFFORDABLE

At $1,633/mo, rent takes ~25% of Gallatin's median household income ($77,518/yr). The standard benchmark is 30%.

Gallatin 25%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Gallatin, TN

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