City Report · TX

Copperas Cove

Pop. 37,947·241st most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,196/mo
Year-over-Year
+0.6%
Month-over-Month
+0.3%
vs US Median
-$736
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Copperas Cove · $1,196
More affordable than 92% of US cities · National median $1,932/mo
Rent Reality Score
69/100
Good value
OverheatedFairGreat value

Rents are 10% below what Copperas Cove's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,196/mo
Expected by trend
$1,322/mo
The Rent Reality Score compares today's median rent to where Copperas Cove's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$870
2 BR
$1,090
3 BR
$1,520
4 BR+
$1,840
Fair Market Rent (HUD)
$1,090/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,196 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in Copperas Cove usually run 0.6% below trend in February and 0.8% above it in June, about $17 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Copperas Cove is 0.1% below its high of $1,197 in October 2025, at $1,196 as of September 2026.

Past year vs. the rest of Texas

Rent in Copperas Cove changed +0.6% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in Copperas Cove rose 45.1% while median household income rose 36.2% ($52,284 to $71,225). Rent outpaced income.

Since before the pandemic

Rent in Copperas Cove is 44.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($71,225) is $1,781 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,520); a 4-bedroom is $1,840.

From Zillow's monthly rent index (ZORI) for Copperas Cove. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,352/yr
At $1,196/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.6% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Copperas Cove, TX is majority owner-occupied, has a large share of families with children, 21.8% of residents hold a bachelor's degree or higher.

Population
37,947
Median income
$71,225
Median age
34.1
Renters
40.3%
Age distribution
26.3%
24.8%
27.8%
12%
Under 1826.3%
18–3424.8%
35–5427.8%
55–649%
65+12%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
55.1%
14.4%
22%
White55.1%
Black14.4%
Hispanic22%
Asian2.1%
Other6.5%
Education (25+)
29%
43.2%
21.8%
No HS diploma6%
HS diploma29%
Some college43.2%
Bachelor's+21.8%
Housing tenure
59.7%
40.3%
Owner59.7%
Renter40.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Copperas Cove, TX has changed in 5 years

Rent
$932 → $1,196
up 28.3%
Income
$59,441 → $71,225
up 19.8%
Population
35,452 → 37,947
up 7.0%
Renter share
42.1% → 40.3%
-1.8 pts
Bachelor's+
22.2% → 21.8%
-0.4 pts
Median age
32.1 → 34.1
+2.0 yrs

Compared with 2021, rent in Copperas Cove, TX has increased by $264 per month, settling near $1,196 after starting the period at $932. Median household income grew from $59,441 to $71,225 between 2021 and 2024, a 19.8% shift. Rent outpaced income growth by roughly 8.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 35,452 to 37,947 between 2021 and 2024, a 7.0% change. About 40.3% of households rent today, against 42.1% in 2021. Taken together, the five-year picture in Copperas Cove, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

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View Copperas Cove rent history (2015–2026) →
Salary vs rent

Can you afford rent in Copperas Cove on your salary?

At $1,196/mo, how Copperas Cove rent compares to typical pay (30% rule).

By apartment size

Copperas Cove rent by bedroom count

Median rent for each apartment size in Copperas Cove. Click any size for full breakdown.

Local insights

Tips for renters in Copperas Cove

About renting in Copperas Cove, TX

Last updated: October 17, 2026

The median rent in Copperas Cove is $1,196/mo as of October 2026. A studio apartment averages $860/mo while a 2-bedroom runs $1,090/mo. One-bedroom apartments average $870/mo and 3-bedroom units go for $1,520/mo.

At 20% of local median household income ($71,225/yr), Copperas Cove ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Copperas Cove?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (about $23/hour full-time) to afford the median rent of $1,196/mo in Copperas Cove. The local median household income is $71,225/yr, so the typical household meets that bar.

Is rent going up or down in Copperas Cove?

Rent in Copperas Cove has risen 0.6% over the past year as of September 2026. It sits 0.1% below its high of $1,197 in October 2025.

When is the cheapest time to rent in Copperas Cove?

Asking rents in Copperas Cove are usually lowest in February, about 0.6% below their yearly trend, and highest in June, about 0.8% above it. At today's median that is a gap of roughly $17 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Copperas Cove?

Yes. From 2019 to 2024, rent in Copperas Cove rose 45.1% while median household income rose 36.2%, from $52,284 to $71,225. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does Copperas Cove rent compare to other cities in Texas?

Copperas Cove is one of the more affordable among Texas cities for rent, ranking #241 of 257 tracked cities at $1,196/mo. Over the year to September 2026, rent in Copperas Cove changed +0.6%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Copperas Cove?

Nearby cities with lower median rent than Copperas Cove ($1,196/mo) include Gatesville ($1,116/mo).
Income Affordability
20%
VERY AFFORDABLE

At $1,196/mo, rent takes ~20% of Copperas Cove's median household income ($71,225/yr). The standard benchmark is 30%.

Copperas Cove 20%Benchmark 30%
State income taxNone
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Neighborhoods

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Public schools near Copperas Cove, TX

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