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City Report · TX

Decatur

Pop. 7,426·239th most expensive in Texas·Decatur rents have dropped 12.4%, currently a renter's market
Median rent (all units)
$1,276/mo
Year-over-Year
-12.4%
Month-over-Month
+6.8%
vs US Median
-$686
Rising (Monthly)
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Most AffordableMost Expensive
Decatur · $1,276
More affordable than 89% of US cities · National median $1,962/mo
Affordability
21% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,276/mo, rent takes about 21% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$51,000/yr
Local median income
$73,179/yr
Based on the 30%-of-income rule using Decatur's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,000
1 BR
$1,030
2 BR
$1,220
3 BR
$1,710
4 BR+
$1,950
Fair Market Rent (HUD)
$1,220/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,276 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$15,312/yr
At $1,276/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-12.4% YoY, +6.8% MoM), not inventory.
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Demographics

Who lives here

Decatur, TX is majority owner-occupied, has a large retiree population, 27.1% of residents hold a bachelor's degree or higher.

Population
7,426
Median income
$73,179
Median age
40.5
Renters
28.5%
Age distribution
22.7%
19.8%
21.6%
14%
21.9%
Under 1822.7%
18–3419.8%
35–5421.6%
55–6414%
65+21.9%
Gender
45.3%
54.7%
Male45.3%
Female54.7%
Race & ethnicity
71.8%
29.6%
White71.8%
Hispanic29.6%
Asian1.5%
Education (25+)
34%
28.6%
27.1%
No HS diploma10.3%
HS diploma34%
Some college28.6%
Bachelor's+27.1%
Housing tenure
71.5%
28.5%
Owner71.5%
Renter28.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Decatur, TX has changed in 5 years

Income
$66,034 → $73,179
up 10.8%
Population
6,557 → 7,426
up 13.3%
Renter share
34.3% → 28.5%
-5.8 pts
Bachelor's+
25.4% → 27.1%
+1.7 pts
Median age
36 → 40.5
+4.5 yrs

Local incomes tracked alongside that move, going from a median of $66,034 in 2021 to $73,179 more recently. Headcount in the area went from 6,557 to 7,426 between 2021 and 2024, a 13.3% change. About 28.5% of households rent today, against 34.3% in 2021.

Community

Discussions about Decatur

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View Decatur rent history (2015–2026) →
Salary vs rent

Can you afford rent in Decatur on your salary?

At $1,276/mo, how Decatur rent compares to typical pay (30% rule).

By apartment size

Decatur rent by bedroom count

Median rent for each apartment size in Decatur. Click any size for full breakdown.

Local insights

Tips for renters in Decatur

About renting in Decatur, TX

Last updated: August 17, 2026

The median rent in Decatur is $1,276/mo as of August 2026. A studio apartment averages $1,000/mo while a 2-bedroom runs $1,220/mo. One-bedroom apartments average $1,030/mo and 3-bedroom units go for $1,710/mo.

At 21% of local median household income ($73,179/yr), Decatur ranks as affordable compared to the national benchmark of 30%. Rents have decreased 12.4% over the past year.

FAQ

Frequently asked questions

Is Decatur an affordable city for renters?

Decatur is considered very affordable for renters. At $1,276/mo, rent takes approximately 21% of the local median household income ($73,179/yr). The standard benchmark is 30%. Decatur falls comfortably within that range.

How much income do you need to rent in Decatur?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (~$25/hour full-time) to afford the median rent of $1,276/mo in Decatur. The local median household income is $73,179/yr, meaning the typical Decatur household meets that threshold.

Is rent going up or down in Decatur?

Rent in Decatur has decreased 12.4% over the past year as of August 2026, offering some relief compared to 12 months ago.

How does Decatur rent compare to other cities in Texas?

Decatur is one of the more affordable cities in Texas for rent, ranking #239 out of 267 tracked cities at $1,276/mo.

What percentage of Decatur residents rent vs. own?

According to Census data, approximately 28.5% of Decatur households are renters, while 71.5% are owner-occupied. Decatur leans toward homeownership, which can mean a smaller rental inventory.

How does Decatur rent compare to the national average?

Decatur's median rent of $1,276/mo is $686 (35%) below the US national median of $1,962/mo. Within Texas, it ranks #239 out of 267 tracked cities.
Income Affordability
21%
VERY AFFORDABLE

At $1,276/mo, rent takes ~21% of Decatur's median household income ($73,179/yr). The standard benchmark is 30%.

Decatur 21%Benchmark 30%
State income taxNone
Run the Decatur affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Decatur, TX

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