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City Report · TX

Lago Vista

Pop. 9,650·30th most expensive in Texas·Lago Vista rents are up 7.0% over the past year
Median rent (all units)
$2,122/mo
Year-over-Year
+7.0%
Month-over-Month
+2.7%
vs US Median
+$160
Rising (Monthly)
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Most AffordableMost Expensive
Lago Vista · $2,122
More expensive than 65% of US cities · National median $1,962/mo
Affordability
22% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $2,122/mo, rent takes about 22% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$85,000/yr
Local median income
$113,457/yr
Based on the 30%-of-income rule using Lago Vista's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,490
1 BR
$1,590
2 BR
$1,880
3 BR
$2,400
4 BR+
$2,780
Fair Market Rent (HUD)
$1,880/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,122 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$25,464/yr
At $2,122/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.0% YoY, +2.7% MoM), not inventory.
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Demographics

Who lives here

Lago Vista, TX is majority owner-occupied, has a large retiree population, has a median income above the national average, 43.8% of residents hold a bachelor's degree or higher.

Population
9,650
Median income
$113,457
Median age
54.1
Renters
10.4%
Age distribution
13.5%
12.7%
25.9%
19.3%
28.7%
Under 1813.5%
18–3412.7%
35–5425.9%
55–6419.3%
65+28.7%
Gender
53.5%
46.5%
Male53.5%
Female46.5%
Race & ethnicity
77.1%
15.1%
White77.1%
Black1.8%
Hispanic15.1%
Other5.6%
Education (25+)
15.6%
35.3%
43.8%
No HS diploma5.3%
HS diploma15.6%
Some college35.3%
Bachelor's+43.8%
Housing tenure
89.6%
Owner89.6%
Renter10.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lago Vista, TX has changed in 5 years

Income
$92,667 → $113,457
up 22.4%
Population
8,769 → 9,650
up 10.0%
Renter share
15.5% → 10.4%
-5.1 pts
Bachelor's+
34.5% → 43.8%
+9.3 pts
Median age
53.4 → 54.1
+0.7 yrs

Household income in the area moved from $92,667 to $113,457 across the same window, up 22.4% versus 2021. Census counts show Lago Vista, TX adding about 881 residents over the five-year window, up 10.0% on net. The renter share has eased from 15.5% to 10.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.5% to 43.8% across the same window.

Community

Discussions about Lago Vista

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View Lago Vista rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lago Vista on your salary?

At $2,122/mo, how Lago Vista rent compares to typical pay (30% rule).

By apartment size

Lago Vista rent by bedroom count

Median rent for each apartment size in Lago Vista. Click any size for full breakdown.

Local insights

Tips for renters in Lago Vista

About renting in Lago Vista, TX

Last updated: August 17, 2026

The median rent in Lago Vista is $2,122/mo as of August 2026. A studio apartment averages $1,490/mo while a 2-bedroom runs $1,880/mo. One-bedroom apartments average $1,590/mo and 3-bedroom units go for $2,400/mo.

At 22% of local median household income ($113,457/yr), Lago Vista ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.0% over the past year.

FAQ

Frequently asked questions

Is Lago Vista an affordable city for renters?

Lago Vista is considered very affordable for renters. At $2,122/mo, rent takes approximately 22% of the local median household income ($113,457/yr). The standard benchmark is 30%. Lago Vista falls comfortably within that range.

How much income do you need to rent in Lago Vista?

To keep rent at or below 30% of gross income, you would need to earn at least $85,000/year (~$41/hour full-time) to afford the median rent of $2,122/mo in Lago Vista. The local median household income is $113,457/yr, meaning the typical Lago Vista household meets that threshold.

Is rent going up or down in Lago Vista?

Rent in Lago Vista has increased 7.0% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Lago Vista rent compare to other cities in Texas?

Lago Vista is one of the pricier cities in Texas for rent, ranking #30 out of 267 tracked cities at $2,122/mo.

Which nearby cities are cheaper to rent in than Lago Vista?

Several nearby cities have lower median rents than Lago Vista ($2,122/mo): Cedar Park ($1,728/mo), Leander ($1,922/mo), Anderson Mill ($1,981/mo).

What percentage of Lago Vista residents rent vs. own?

According to Census data, approximately 10.4% of Lago Vista households are renters, while 89.6% are owner-occupied. Lago Vista leans toward homeownership, which can mean a smaller rental inventory.

How does Lago Vista rent compare to the national average?

Lago Vista's median rent of $2,122/mo is $160 (8%) above the US national median of $1,962/mo. Within Texas, it ranks #30 out of 267 tracked cities.
Income Affordability
22%
VERY AFFORDABLE

At $2,122/mo, rent takes ~22% of Lago Vista's median household income ($113,457/yr). The standard benchmark is 30%.

Lago Vista 22%Benchmark 30%
State income taxNone
Run the Lago Vista affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lago Vista, TX

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