At $1,754/mo, rent takes about 19% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,754 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Lago Vista changed -0.4% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.
Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.
30% of the median household income ($113,457) is $2,836 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,780).
Marble Falls, 17 miles away, rents for 17% less ($1,449/mo), about $3,700 a year in savings.
From Zillow's monthly rent index (ZORI) for Lago Vista. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Lago Vista, TX is majority owner-occupied, has a large retiree population, has a median income above the national average, 43.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Lago Vista, TX has changed in 5 years
Household income in the area moved from $92,667 to $113,457 across the same window, up 22.4% versus 2021. Census counts show Lago Vista, TX adding about 881 residents over the five-year window, up 10.0% on net. The renter share has eased from 15.5% to 10.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.5% to 43.8% across the same window.
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Can you afford rent in Lago Vista on your salary?
At $1,754/mo, how Lago Vista rent compares to typical pay (30% rule).
Lago Vista rent by bedroom count
Median rent for each apartment size in Lago Vista. Click any size for full breakdown.
Tips for renters in Lago Vista
Last updated: October 17, 2026
The median rent in Lago Vista is $1,754/mo as of October 2026. A studio apartment averages $1,490/mo while a 2-bedroom runs $1,880/mo. One-bedroom apartments average $1,590/mo and 3-bedroom units go for $2,400/mo.
At 19% of local median household income ($113,457/yr), Lago Vista ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.
Frequently asked questions
How much income do you need to rent in Lago Vista?
Is rent going up or down in Lago Vista?
How does Lago Vista rent compare to other cities in Texas?
Which nearby cities are cheaper to rent in than Lago Vista?
At $1,754/mo, rent takes ~19% of Lago Vista's median household income ($113,457/yr). The standard benchmark is 30%.
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