RentDataNowRentDataNow
City Report · TX

Live Oak

Pop. 15,984·255th most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,191/mo
Year-over-Year
-3.7%
Month-over-Month
-2.1%
vs US Median
-$774
Falling (Monthly)
Be the first to discuss Live Oak rents ↓
Most AffordableMost Expensive
Live Oak · $1,191
More affordable than 93% of US cities · National median $1,965/mo
Affordability
18% of income
VERY AFFORDABLE
0%30% benchmark60%+

At $1,191/mo, rent takes about 18% of the local median household income, comfortably within the 30% benchmark.

Income to afford
$48,000/yr
Local median income
$79,696/yr
Based on the 30%-of-income rule using Live Oak's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,155
1 BR
$1,328
2 BR
$1,669
3 BR
$1,783
4 BR+
$1,976
Research median
$1,669/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$14,292/yr
At $1,191/mo median
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 3.7% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-3.7% YoY, -2.1% MoM), not inventory.
Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Live Oak, TX is majority owner-occupied, 32.1% of residents hold a bachelor's degree or higher.

Population
15,984
Median income
$79,696
Median age
35.7
Renters
42.1%
Age distribution
20.1%
28.4%
26.4%
14%
Under 1820.1%
18–3428.4%
35–5426.4%
55–6411.1%
65+14%
Gender
46.4%
53.6%
Male46.4%
Female53.6%
Race & ethnicity
42.3%
18.1%
40.8%
White42.3%
Black18.1%
Hispanic40.8%
Asian5.8%
Education (25+)
27.5%
36%
32.1%
No HS diploma4.5%
HS diploma27.5%
Some college36%
Bachelor's+32.1%
Housing tenure
57.9%
42.1%
Owner57.9%
Renter42.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How Live Oak, TX has changed in 5 years

Rent
$1,342 → $1,191
down 11.3%
Income
$69,374 → $79,696
up 14.9%
Population
15,554 → 15,984
up 2.8%
Renter share
41.3% → 42.1%
+0.8 pts
Bachelor's+
28.3% → 32.1%
+3.8 pts
Median age
35.1 → 35.7
+0.6 yrs

The median rent in Live Oak, TX stood at $1,342 in 2023 and currently runs about $1,191, reflecting a 11.3% decrease over the period. Local incomes tracked alongside that move, going from a median of $69,374 in 2021 to $79,696 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 2.8% since 2021, moving from about 15,554 residents to roughly 15,984. College-educated residents now make up 32.1% of adults here, versus 28.3% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the Live Oak, TX market of 2023.

Community

Discussions about Live Oak

No discussions yet. Start the conversation.

View Live Oak rent history (2015–2026) →
Salary vs rent

Can you afford rent in Live Oak on your salary?

At $1,191/mo, how Live Oak rent compares to typical pay (30% rule).

By apartment size

Live Oak rent by bedroom count

Median rent for each apartment size in Live Oak. Click any size for full breakdown.

Local insights

Tips for renters in Live Oak

About renting in Live Oak, TX

Last updated: July 20, 2026

The median rent in Live Oak is $1,191/mo as of July 2026. A studio apartment averages $1,155/mo while a 2-bedroom runs $1,669/mo. One-bedroom apartments average $1,328/mo and 3-bedroom units go for $1,783/mo.

At 18% of local median household income ($79,696/yr), Live Oak ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.7% over the past year.

FAQ

Frequently asked questions

Is Live Oak an affordable city for renters?

Live Oak is considered very affordable for renters. At $1,191/mo, rent takes approximately 18% of the local median household income ($79,696/yr). The standard benchmark is 30%. Live Oak falls comfortably within that range.

How much income do you need to rent in Live Oak?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (~$23/hour full-time) to afford the median rent of $1,191/mo in Live Oak. The local median household income is $79,696/yr, meaning the typical Live Oak household meets that threshold.

Is rent going up or down in Live Oak?

Rent in Live Oak has decreased 3.7% over the past year as of July 2026, offering some relief compared to 12 months ago.

How does Live Oak rent compare to other cities in Texas?

Live Oak is one of the more affordable cities in Texas for rent, ranking #255 out of 269 tracked cities at $1,191/mo.

What percentage of Live Oak residents rent vs. own?

According to Census data, approximately 42.1% of Live Oak households are renters, while 57.9% are owner-occupied. Live Oak leans toward homeownership, which can mean a smaller rental inventory.

How does Live Oak rent compare to the national average?

Live Oak's median rent of $1,191/mo is $774 (39%) below the US national median of $1,965/mo. Within Texas, it ranks #255 out of 269 tracked cities.
Income Affordability
18%
VERY AFFORDABLE

At $1,191/mo, rent takes ~18% of Live Oak's median household income ($79,696/yr). The standard benchmark is 30%.

Live Oak 18%Benchmark 30%
State income taxNone
Run the Live Oak affordability calculator →
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Live Oak, TX

Recent submissions

Be the first to submit your rent for Live Oak.

Recent discussions

No discussions yet.