City Report · TX

Lubbock

Pop. 264,814·224th most expensive in Texas·One of the most affordable rental markets in the US
Median rent (all units)
$1,315/mo
Year-over-Year
+1.9%
Month-over-Month
+0.3%
vs US Median
-$617
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
Lubbock · $1,315
More affordable than 87% of US cities · National median $1,932/mo
Rent Reality Score
56/100
Fairly priced
OverheatedFairGreat value

Rents are 3% below what Lubbock's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$1,315/mo
Expected by trend
$1,358/mo
The Rent Reality Score compares today's median rent to where Lubbock's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$827
1 BR
$998
2 BR
$1,183
3 BR
$1,646
4 BR+
$1,932
Fair Market Rent (HUD)
$1,183/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,315 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

November. Asking rents in Lubbock usually run 1.1% below trend in November and 1% above it in April, about $28 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in Lubbock is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Texas

Rent in Lubbock changed +1.9% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.

Rent vs. income since 2019

From 2019 to 2024, rent in Lubbock rose 22% while median household income rose 20.7% ($50,453 to $60,895). Rent outpaced income.

Since before the pandemic

Rent in Lubbock is 24.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 10 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($60,895) is $1,522 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,183); a 3-bedroom is $1,646.

Spread across ZIP codes

The priciest of 13 ZIP codes in Lubbock, 79424 ($1,596/mo), costs 2 times the cheapest, 79401 ($805/mo).

From Zillow's monthly rent index (ZORI) for Lubbock. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,780/yr
At $1,315/mo median
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.9% YoY, +0.3% MoM), not inventory.
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Demographics

Who lives here

Lubbock, TX is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 35.1% of residents hold a bachelor's degree or higher.

Population
264,814
Median income
$60,895
Median age
30.5
Renters
48.8%
Age distribution
22.9%
33.4%
21.7%
12.8%
Under 1822.9%
18–3433.4%
35–5421.7%
55–649.2%
65+12.8%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
61.1%
36.6%
White61.1%
Black8.5%
Hispanic36.6%
Asian2.8%
Education (25+)
24.7%
29.6%
35.1%
No HS diploma10.6%
HS diploma24.7%
Some college29.6%
Bachelor's+35.1%
Housing tenure
51.2%
48.8%
Owner51.2%
Renter48.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lubbock, TX has changed in 5 years

Rent
$1,120 → $1,315
up 17.4%
Income
$54,060 → $60,895
up 12.6%
Population
255,537 → 264,814
up 3.6%
Renter share
48.9% → 48.8%
-0.1 pts
Bachelor's+
33.9% → 35.1%
+1.2 pts
Median age
29.8 → 30.5
+0.7 yrs

Compared with 2021, rent in Lubbock, TX has climbed by $195 per month, settling near $1,315 after starting the period at $1,120. On the earnings side, the typical household in Lubbock, TX now reports about $60,895, up from $54,060 in 2021. Rent outpaced income growth by roughly 4.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 255,537 to 264,814 between 2021 and 2024, a 3.6% change. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and Lubbock, TX reflects that arc in its own way.

Community

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View Lubbock rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lubbock on your salary?

At $1,315/mo, how Lubbock rent compares to typical pay (30% rule).

By apartment size

Lubbock rent by bedroom count

Median rent for each apartment size in Lubbock. Click any size for full breakdown.

Local insights

Tips for renters in Lubbock

About renting in Lubbock, TX

Last updated: October 17, 2026

The median rent in Lubbock is $1,315/mo as of October 2026. A studio apartment averages $827/mo while a 2-bedroom runs $1,183/mo. One-bedroom apartments average $998/mo and 3-bedroom units go for $1,646/mo.

At 26% of local median household income ($60,895/yr), Lubbock ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Lubbock?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (about $25/hour full-time) to afford the median rent of $1,315/mo in Lubbock. The local median household income is $60,895/yr, so the typical household meets that bar.

Is rent going up or down in Lubbock?

Rent in Lubbock has risen 1.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in Lubbock?

Asking rents in Lubbock are usually lowest in November, about 1.1% below their yearly trend, and highest in April, about 1% above it. At today's median that is a gap of roughly $28 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in Lubbock?

Yes. From 2019 to 2024, rent in Lubbock rose 22% while median household income rose 20.7%, from $50,453 to $60,895. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

Which Lubbock neighborhoods have the lowest rent?

The most affordable ZIP codes in Lubbock are 79401 ($805/mo), 79415 ($889/mo), and 79411 ($924/mo). Citywide, the median rent is $1,315/mo.

How does Lubbock rent compare to other cities in Texas?

Lubbock is one of the more affordable among Texas cities for rent, ranking #224 of 257 tracked cities at $1,315/mo. Over the year to September 2026, rent in Lubbock changed +1.9%, against a typical +1.0% across the 224 Texas cities Zillow tracks.

Which nearby cities are cheaper to rent in than Lubbock?

Nearby cities with lower median rent than Lubbock ($1,315/mo) include Portales ($1,008/mo), and Canyon ($1,232/mo).
Income Affordability
26%
AFFORDABLE

At $1,315/mo, rent takes ~26% of Lubbock's median household income ($60,895/yr). The standard benchmark is 30%.

Lubbock 26%Benchmark 30%
State income taxNone
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Lowest-rent ZIP codes in Lubbock
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lubbock, TX

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