Rents are right about where Stephenville's 10-year trend predicts.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $1,000 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in Stephenville is at its highest level since Zillow's records here began in March 2023.
Rent in Stephenville changed +2.6% over the year to September 2026. Across the 224 Texas cities Zillow tracks, the typical change was +1.0%.
Rent has risen 3 months in a row, and rose in 7 of the last 12 months.
30% of the median household income ($53,015) is $1,325 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,060); a 3-bedroom is $1,490.
From Zillow's monthly rent index (ZORI) for Stephenville. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
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Who lives here
Stephenville, TX is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 33.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Stephenville, TX has changed in 5 years
Across the past five years, the going rent in Stephenville, TX has shifted from $925 to $1,000, up 8.1% since 2023. Household income in the area moved from $50,552 to $53,015 across the same window, up 4.9% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show Stephenville, TX adding about 1,178 residents over the five-year window, up 5.7% on net. Reading these numbers side by side helps frame whether current listings in Stephenville, TX look reasonable against where the market sat half a decade ago.
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Can you afford rent in Stephenville on your salary?
At $1,000/mo, how Stephenville rent compares to typical pay (30% rule).
Stephenville rent by bedroom count
Median rent for each apartment size in Stephenville. Click any size for full breakdown.
Tips for renters in Stephenville
Last updated: October 17, 2026
The median rent in Stephenville is $1,000/mo as of October 2026. A studio apartment averages $800/mo while a 2-bedroom runs $1,060/mo. One-bedroom apartments average $810/mo and 3-bedroom units go for $1,490/mo.
At 23% of local median household income ($53,015/yr), Stephenville ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.
Frequently asked questions
How much income do you need to rent in Stephenville?
Is rent going up or down in Stephenville?
How does Stephenville rent compare to other cities in Texas?
At $1,000/mo, rent takes ~23% of Stephenville's median household income ($53,015/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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