At $899/mo, rent takes about 20% of the local median household income, comfortably within the 30% benchmark.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $899 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
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Who lives here
Stephenville, TX is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 33.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Stephenville, TX has changed in 5 years
Across the past five years, the going rent in Stephenville, TX has shifted from $1,340 to $899, down 32.9% since 2023. Household income in the area moved from $50,552 to $53,015 across the same window, up 4.9% versus 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show Stephenville, TX adding about 1,178 residents over the five-year window, up 5.7% on net. Reading these numbers side by side helps frame whether current listings in Stephenville, TX look reasonable against where the market sat half a decade ago.
Discussions about Stephenville
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Can you afford rent in Stephenville on your salary?
At $899/mo, how Stephenville rent compares to typical pay (30% rule).
Stephenville rent by bedroom count
Median rent for each apartment size in Stephenville. Click any size for full breakdown.
Tips for renters in Stephenville
Last updated: August 17, 2026
The median rent in Stephenville is $899/mo as of August 2026. A studio apartment averages $800/mo while a 2-bedroom runs $1,060/mo. One-bedroom apartments average $810/mo and 3-bedroom units go for $1,490/mo.
At 20% of local median household income ($53,015/yr), Stephenville ranks as affordable compared to the national benchmark of 30%. Rents have decreased 36.9% over the past year.
Frequently asked questions
Is Stephenville an affordable city for renters?
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Is rent going up or down in Stephenville?
How does Stephenville rent compare to other cities in Texas?
What percentage of Stephenville residents rent vs. own?
How does Stephenville rent compare to the national average?
At $899/mo, rent takes ~20% of Stephenville's median household income ($53,015/yr). The standard benchmark is 30%.
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Estimated from ZIP-level data
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